CARE vs CTO

Comparison between Carter Bankshares Inc (CARE, Company) and CTO Realty Growth Inc - New - New (CTO, Company).

CARE is from the Financial Services sector, while CTO is from the Real Estate sector.

5-Year PerformanceCARE has outperformed CTO, delivering a return of +19.1% compared to +12.2%

CARE vs CTO - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CARE(COMPANY)	CTO(COMPANY)
Market Cap	$686M	$686M
Max Drawdown	73.36%	75.42%
Sharpe Ratio	2.43	1.00
5Y Beta	0.73	0.38
Industry	Banks - Regional	Reit - Diversified
P/E Ratio	6.36	46.84
Forward P/E	13.66	121.95
PEG Ratio	0.02	N/A
Dividend Yield	N/A	7.27%
5Y Dividends CAGR	N/A	-16.41%
5Y EPS CAGR	N/A	-39.49%
Debt to Equity	0.00%	112.89%
Free Cash Flow Yield	48.00%	10.04%

Market Cap

Winner

CARE

$686M

CTO

$686M

Max Drawdown

Winner

CARE

73.36%

CTO

75.42%

Sharpe Ratio

Winner

CARE

2.43

CTO

1.00

5Y Beta

CARE

0.73

Winner

CTO

0.38

Industry

CARE

Banks - Regional

CTO

Reit - Diversified

P/E Ratio

Winner

CARE

6.36

CTO

46.84

Forward P/E

Winner

CARE

13.66

CTO

121.95

PEG Ratio

CARE

0.02

CTO

N/A

Dividend Yield

CARE

N/A

CTO

7.27%

5Y Dividends CAGR

CARE

N/A

CTO

-16.41%

5Y EPS CAGR

CARE

N/A

CTO

-39.49%

Debt to Equity

Winner

CARE

0.00%

CTO

112.89%

Free Cash Flow Yield

Winner

CARE

48.00%

CTO

10.04%

CARE vs CTO - Historical Returns

Returns include dividend reinvestment.

Period	CARE	CTO
1 month	+18.44%	+2.62%
3 months	+58.47%	+11.22%
6 months	+51.52%	+15.54%
1 year	+86.87%	+23.74%
5 years(CAGR)	+19.14%	+12.22%
10 years(CAGR)	+9.61%	+12.92%
Max(CAGR)	+10.25%	+10.45%

Winner

CARE

+18.44%

CTO

+2.62%

Winner

CARE

+58.47%

CTO

+11.22%

Winner

CARE

+51.52%

CTO

+15.54%

Winner

CARE

+86.87%

CTO

+23.74%

5Y(CAGR)

Winner

CARE

+19.14%

CTO

+12.22%

10Y(CAGR)

CARE

+9.61%

Winner

CTO

+12.92%

Max(CAGR)

CARE

+10.25%

Winner

CTO

+10.45%

CARE vs CTO - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CARE	CTO
2026	+59.94%	+16.61%
2025	+14.10%	+3.49%
2024	+18.21%	+22.90%
2023	-8.78%	+2.44%
2022	+6.62%	-6.38%
2021	+45.46%	+58.69%
2020	-51.39%	+12.80%
2019	+55.54%	+13.93%
2018	-13.04%	-17.61%
2017	+32.99%	+20.39%
2016	+2.63%	+2.49%
2015	+13.29%	-5.56%
2014	+18.54%	+54.55%
2013	+24.69%	+12.26%
2012	-1.67%	+7.40%
2011	N/A	-8.85%
2010	N/A	-19.55%
2009	N/A	-7.80%
2008	N/A	-36.31%
2007	N/A	-11.76%
2006	N/A	+2.11%
2005	N/A	+68.84%
2004	N/A	+32.67%
2003	N/A	+72.38%
2002	N/A	-1.29%
2001	N/A	+67.64%
2000	N/A	-3.37%
1999	N/A	+2.00%

CARE vs CTO Drawdown Comparison

The maximum drawdown for CARE was -73.17%, occurring on Sep 23, 2020. Recovery took 1572 trading sessions.

The maximum drawdown for CTO was -74.78%, occurring on Mar 9, 2009. Recovery took 3919 trading sessions.

The current CTO drawdown is -1.58%.

Rank	CARE	CTO
#1	-73.17% Dec 31, 2019 - Apr 6, 2026	-74.78% Jul 29, 2005 - Feb 24, 2021
#2	-26.41% Sep 19, 2018 - May 3, 2019	-40.46% Aug 29, 2001 - May 12, 2003
#3	-14.66% Jul 27, 2016 - Jan 12, 2017	-25.46% Aug 12, 2022 - Jul 22, 2024
#4	-12.95% Apr 13, 2017 - Aug 28, 2017	-21.34% Feb 13, 2025 - Feb 17, 2026
#5	-9.77% Jul 26, 2013 - Oct 13, 2014	-17.39% Apr 5, 2004 - Nov 15, 2004
#6	-9.06% Jun 18, 2019 - Nov 18, 2019	-15.02% Nov 18, 1999 - Aug 25, 2000
#7	-8.61% Aug 31, 2017 - Jun 28, 2018	-13.84% Feb 1, 2005 - Mar 4, 2005
#8	-7.80% Mar 24, 2015 - Nov 13, 2015	-12.82% Apr 1, 2022 - Jul 28, 2022
#9	-7.77% Jul 18, 2018 - Sep 14, 2018	-10.78% Sep 10, 2024 - Dec 16, 2024
#10	-7.57% Mar 31, 2016 - Jul 27, 2016	-10.71% Aug 25, 2000 - Jan 25, 2001
#11	-5.34% Apr 22, 2013 - May 13, 2013	-10.66% Mar 17, 2021 - Jun 8, 2021
#12	-4.23% Jan 24, 2013 - Feb 20, 2013	-10.34% May 23, 2005 - Jun 28, 2005
#13	-4.01% Jun 18, 2013 - Jun 27, 2013	-10.28% Jan 13, 2022 - Mar 2, 2022
#14	-3.94% May 13, 2013 - Jun 17, 2013	-9.92% Sep 19, 2003 - Oct 7, 2003
#15	-3.71% Jun 27, 2013 - Jul 9, 2013	-9.20% Jul 9, 2003 - Aug 21, 2003

Correlation

Correlation between CARE and CTO is 0.61 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.61

-101

Dividend Comparison (2000 - 2026)

CARE vs CTO dividend yield comparison.

Year	CARE	CTO
2026	0.32%	3.69%
2025	0.00%	8.26%
2024	0.00%	7.71%
2023	0.00%	8.77%
2022	0.00%	8.17%
2021	0.00%	6.51%
2020	1.31%	31.73%
2019	0.00%	0.73%
2018	0.00%	0.51%
2017	0.00%	0.28%
2016	2.26%	0.23%
2015	2.96%	0.15%
2014	2.36%	0.13%
2013	1.82%	0.16%
2012	1.13%	0.13%
2011	0.00%	0.15%
2010	0.00%	0.14%
2009	0.00%	0.86%
2008	0.00%	1.05%
2007	0.00%	0.61%
2006	0.00%	0.47%
2005	0.00%	0.42%
2004	0.00%	0.60%
2003	0.00%	0.67%
2002	0.00%	1.04%
2001	0.00%	1.01%
2000	0.00%	1.69%