CTO vs VEL

Comparison between CTO Realty Growth Inc - New - New (CTO, Company) and Velocity Financial Inc (VEL, Company).

CTO is from the Real Estate sector, while VEL is from the Financial Services sector.

5-Year PerformanceCTO has outperformed VEL, delivering a return of +12.2% compared to +6.9%

CTO vs VEL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CTO(COMPANY)	VEL(COMPANY)
Market Cap	$686M	$688M
Max Drawdown	75.42%	83.13%
Sharpe Ratio	1.00	-0.20
5Y Beta	0.38	0.34
Industry	Reit - Diversified	Mortgage Finance
P/E Ratio	46.84	17.70
Forward P/E	121.95	N/A
PEG Ratio	N/A	0.33
Dividend Yield	7.27%	N/A
5Y Dividends CAGR	-16.41%	N/A
5Y EPS CAGR	-39.49%	11.42%
Debt to Equity	112.89%	0.00%
Free Cash Flow Yield	10.04%	3.85%

Market Cap

CTO

$686M

Winner

VEL

$688M

Max Drawdown

Winner

CTO

75.42%

VEL

83.13%

Sharpe Ratio

Winner

CTO

1.00

VEL

-0.20

5Y Beta

CTO

0.38

Winner

VEL

0.34

Industry

CTO

Reit - Diversified

VEL

Mortgage Finance

P/E Ratio

CTO

46.84

Winner

VEL

17.70

Forward P/E

CTO

121.95

VEL

N/A

PEG Ratio

CTO

N/A

VEL

0.33

Dividend Yield

CTO

7.27%

VEL

N/A

5Y Dividends CAGR

CTO

-16.41%

VEL

N/A

5Y EPS CAGR

CTO

-39.49%

Winner

VEL

11.42%

Debt to Equity

CTO

112.89%

Winner

VEL

0.00%

Free Cash Flow Yield

Winner

CTO

10.04%

VEL

3.85%

CTO vs VEL - Historical Returns

Returns include dividend reinvestment.

Period	CTO	VEL
1 month	+2.62%	+2.27%
3 months	+11.22%	+1.74%
6 months	+15.54%	-10.96%
1 year	+23.74%	-5.34%
5 years(CAGR)	+12.22%	+6.91%
10 years(CAGR)	+12.92%	N/A
Max(CAGR)	+10.45%	+4.15%

Winner

CTO

+2.62%

VEL

+2.27%

Winner

CTO

+11.22%

VEL

+1.74%

Winner

CTO

+15.54%

VEL

-10.96%

Winner

CTO

+23.74%

VEL

-5.34%

5Y(CAGR)

Winner

CTO

+12.22%

VEL

+6.91%

10Y(CAGR)

CTO

+12.92%

VEL

N/A

Max(CAGR)

Winner

CTO

+10.45%

VEL

+4.15%

CTO vs VEL - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CTO	VEL
2026	+16.61%	-10.24%
2025	+3.49%	+8.58%
2024	+22.90%	+20.22%
2023	+2.44%	+81.26%
2022	-6.38%	-28.94%
2021	+58.69%	+123.56%
2020	+12.80%	-53.89%
2019	+13.93%	N/A
2018	-17.61%	N/A
2017	+20.39%	N/A
2016	+2.49%	N/A
2015	-5.56%	N/A
2014	+54.55%	N/A
2013	+12.26%	N/A
2012	+7.40%	N/A
2011	-8.85%	N/A
2010	-19.55%	N/A
2009	-7.80%	N/A
2008	-36.31%	N/A
2007	-11.76%	N/A
2006	+2.11%	N/A
2005	+68.84%	N/A
2004	+32.67%	N/A
2003	+72.38%	N/A
2002	-1.29%	N/A
2001	+67.64%	N/A
2000	-3.37%	N/A
1999	+2.00%	N/A

CTO vs VEL Drawdown Comparison

The maximum drawdown for CTO was -74.78%, occurring on Mar 9, 2009. Recovery took 3919 trading sessions.

The maximum drawdown for VEL was -83.13%, occurring on Apr 3, 2020. Recovery took 941 trading sessions.

The current CTO drawdown is -1.58%. The current VEL drawdown is -15.51%.

Rank	CTO	VEL
#1	-74.78% Jul 29, 2005 - Feb 24, 2021	-83.13% Feb 20, 2020 - Nov 14, 2023
#2	-40.46% Aug 29, 2001 - May 12, 2003	-22.09% Nov 14, 2023 - Mar 18, 2024
#3	-25.46% Aug 12, 2022 - Jul 22, 2024	-21.48% Dec 16, 2024 - May 9, 2025
#4	-21.34% Feb 13, 2025 - Feb 17, 2026	-13.14% Mar 21, 2024 - May 31, 2024
#5	-17.39% Apr 5, 2004 - Nov 15, 2004	-6.83% Jul 16, 2024 - Sep 5, 2024
#6	-15.02% Nov 18, 1999 - Aug 25, 2000	-5.08% Sep 19, 2024 - Nov 12, 2024
#7	-13.84% Feb 1, 2005 - Mar 4, 2005	-4.07% Jun 5, 2024 - Jul 11, 2024
#8	-12.82% Apr 1, 2022 - Jul 28, 2022	-3.51% Mar 18, 2024 - Mar 21, 2024
#9	-10.78% Sep 10, 2024 - Dec 16, 2024	-3.33% Jan 21, 2020 - Jan 29, 2020
#10	-10.71% Aug 25, 2000 - Jan 25, 2001	-3.30% Jan 30, 2020 - Feb 12, 2020
#11	-10.66% Mar 17, 2021 - Jun 8, 2021	-2.21% Nov 12, 2024 - Nov 25, 2024
#12	-10.34% May 23, 2005 - Jun 28, 2005	-0.97% Dec 4, 2024 - Dec 11, 2024
#13	-10.28% Jan 13, 2022 - Mar 2, 2022	-0.97% Dec 11, 2024 - Dec 16, 2024
#14	-9.92% Sep 19, 2003 - Oct 7, 2003	-0.69% Feb 13, 2020 - Feb 20, 2020
#15	-9.20% Jul 9, 2003 - Aug 21, 2003	-0.54% May 31, 2024 - Jun 4, 2024