VEL vs CARE

Comparison between Velocity Financial Inc (VEL, Company) and Carter Bankshares Inc (CARE, Company).

Both VEL and CARE are from the Financial Services sector.

5-Year PerformanceCARE has outperformed VEL, delivering a return of +19.1% compared to +6.9%

VEL vs CARE - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	VEL(COMPANY)	CARE(COMPANY)
Market Cap	$688M	$686M
Max Drawdown	83.13%	73.36%
Sharpe Ratio	-0.20	2.43
5Y Beta	0.34	0.73
Industry	Mortgage Finance	Banks - Regional
P/E Ratio	17.70	6.36
Forward P/E	N/A	13.66
PEG Ratio	0.33	0.02
5Y EPS CAGR	11.42%	N/A
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	3.85%	48.00%

Market Cap

Winner

VEL

$688M

CARE

$686M

Max Drawdown

VEL

83.13%

Winner

CARE

73.36%

Sharpe Ratio

VEL

-0.20

Winner

CARE

2.43

5Y Beta

Winner

VEL

0.34

CARE

0.73

Industry

VEL

Mortgage Finance

CARE

Banks - Regional

P/E Ratio

VEL

17.70

Winner

CARE

6.36

Forward P/E

VEL

N/A

CARE

13.66

PEG Ratio

VEL

0.33

Winner

CARE

0.02

5Y EPS CAGR

VEL

11.42%

CARE

N/A

Debt to Equity

VEL

0.00%

CARE

0.00%

Free Cash Flow Yield

VEL

3.85%

Winner

CARE

48.00%

VEL vs CARE - Historical Returns

Returns include dividend reinvestment.

Period	VEL	CARE
1 month	+2.27%	+18.44%
3 months	+1.74%	+58.47%
6 months	-10.96%	+51.52%
1 year	-5.34%	+86.87%
5 years(CAGR)	+6.91%	+19.14%
10 years(CAGR)	N/A	+9.61%
Max(CAGR)	+4.15%	+10.25%

VEL

+2.27%

Winner

CARE

+18.44%

VEL

+1.74%

Winner

CARE

+58.47%

VEL

-10.96%

Winner

CARE

+51.52%

VEL

-5.34%

Winner

CARE

+86.87%

5Y(CAGR)

VEL

+6.91%

Winner

CARE

+19.14%

10Y(CAGR)

VEL

N/A

CARE

+9.61%

Max(CAGR)

VEL

+4.15%

Winner

CARE

+10.25%

VEL vs CARE - Annual Returns (2012 - 2026)

Returns include dividend reinvestment.

Year	VEL	CARE
2026	-10.24%	+59.94%
2025	+8.58%	+14.10%
2024	+20.22%	+18.21%
2023	+81.26%	-8.78%
2022	-28.94%	+6.62%
2021	+123.56%	+45.46%
2020	-53.89%	-51.39%
2019	N/A	+55.54%
2018	N/A	-13.04%
2017	N/A	+32.99%
2016	N/A	+2.63%
2015	N/A	+13.29%
2014	N/A	+18.54%
2013	N/A	+24.69%
2012	N/A	-1.67%

VEL vs CARE Drawdown Comparison

The maximum drawdown for VEL was -83.13%, occurring on Apr 3, 2020. Recovery took 941 trading sessions.

The maximum drawdown for CARE was -73.17%, occurring on Sep 23, 2020. Recovery took 1572 trading sessions.

The current VEL drawdown is -15.51%.

Rank	VEL	CARE
#1	-83.13% Feb 20, 2020 - Nov 14, 2023	-73.17% Dec 31, 2019 - Apr 6, 2026
#2	-22.09% Nov 14, 2023 - Mar 18, 2024	-26.41% Sep 19, 2018 - May 3, 2019
#3	-21.48% Dec 16, 2024 - May 9, 2025	-14.66% Jul 27, 2016 - Jan 12, 2017
#4	-13.14% Mar 21, 2024 - May 31, 2024	-12.95% Apr 13, 2017 - Aug 28, 2017
#5	-6.83% Jul 16, 2024 - Sep 5, 2024	-9.77% Jul 26, 2013 - Oct 13, 2014
#6	-5.08% Sep 19, 2024 - Nov 12, 2024	-9.06% Jun 18, 2019 - Nov 18, 2019
#7	-4.07% Jun 5, 2024 - Jul 11, 2024	-8.61% Aug 31, 2017 - Jun 28, 2018
#8	-3.51% Mar 18, 2024 - Mar 21, 2024	-7.80% Mar 24, 2015 - Nov 13, 2015
#9	-3.33% Jan 21, 2020 - Jan 29, 2020	-7.77% Jul 18, 2018 - Sep 14, 2018
#10	-3.30% Jan 30, 2020 - Feb 12, 2020	-7.57% Mar 31, 2016 - Jul 27, 2016
#11	-2.21% Nov 12, 2024 - Nov 25, 2024	-5.34% Apr 22, 2013 - May 13, 2013
#12	-0.97% Dec 4, 2024 - Dec 11, 2024	-4.23% Jan 24, 2013 - Feb 20, 2013
#13	-0.97% Dec 11, 2024 - Dec 16, 2024	-4.01% Jun 18, 2013 - Jun 27, 2013
#14	-0.69% Feb 13, 2020 - Feb 20, 2020	-3.94% May 13, 2013 - Jun 17, 2013
#15	-0.54% May 31, 2024 - Jun 4, 2024	-3.71% Jun 27, 2013 - Jul 9, 2013