CARE vs VEL

Comparison between Carter Bankshares Inc (CARE, Company) and Velocity Financial Inc (VEL, Company).

Both CARE and VEL are from the Financial Services sector.

5-Year PerformanceCARE has outperformed VEL, delivering a return of +19.1% compared to +6.9%

CARE vs VEL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CARE(COMPANY)	VEL(COMPANY)
Market Cap	$686M	$688M
Max Drawdown	73.36%	83.13%
Sharpe Ratio	2.43	-0.20
5Y Beta	0.73	0.34
Industry	Banks - Regional	Mortgage Finance
P/E Ratio	6.36	17.70
Forward P/E	13.66	N/A
PEG Ratio	0.02	0.33
5Y EPS CAGR	N/A	11.42%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	48.00%	3.85%

Market Cap

CARE

$686M

Winner

VEL

$688M

Max Drawdown

Winner

CARE

73.36%

VEL

83.13%

Sharpe Ratio

Winner

CARE

2.43

VEL

-0.20

5Y Beta

CARE

0.73

Winner

VEL

0.34

Industry

CARE

Banks - Regional

VEL

Mortgage Finance

P/E Ratio

Winner

CARE

6.36

VEL

17.70

Forward P/E

CARE

13.66

VEL

N/A

PEG Ratio

Winner

CARE

0.02

VEL

0.33

5Y EPS CAGR

CARE

N/A

VEL

11.42%

Debt to Equity

CARE

0.00%

VEL

0.00%

Free Cash Flow Yield

Winner

CARE

48.00%

VEL

3.85%

CARE vs VEL - Historical Returns

Returns include dividend reinvestment.

Period	CARE	VEL
1 month	+18.44%	+2.27%
3 months	+58.47%	+1.74%
6 months	+51.52%	-10.96%
1 year	+86.87%	-5.34%
5 years(CAGR)	+19.14%	+6.91%
10 years(CAGR)	+9.61%	N/A
Max(CAGR)	+10.25%	+4.15%

Winner

CARE

+18.44%

VEL

+2.27%

Winner

CARE

+58.47%

VEL

+1.74%

Winner

CARE

+51.52%

VEL

-10.96%

Winner

CARE

+86.87%

VEL

-5.34%

5Y(CAGR)

Winner

CARE

+19.14%

VEL

+6.91%

10Y(CAGR)

CARE

+9.61%

VEL

N/A

Max(CAGR)

Winner

CARE

+10.25%

VEL

+4.15%

CARE vs VEL - Annual Returns (2012 - 2026)

Returns include dividend reinvestment.

Year	CARE	VEL
2026	+59.94%	-10.24%
2025	+14.10%	+8.58%
2024	+18.21%	+20.22%
2023	-8.78%	+81.26%
2022	+6.62%	-28.94%
2021	+45.46%	+123.56%
2020	-51.39%	-53.89%
2019	+55.54%	N/A
2018	-13.04%	N/A
2017	+32.99%	N/A
2016	+2.63%	N/A
2015	+13.29%	N/A
2014	+18.54%	N/A
2013	+24.69%	N/A
2012	-1.67%	N/A

CARE vs VEL Drawdown Comparison

The maximum drawdown for CARE was -73.17%, occurring on Sep 23, 2020. Recovery took 1572 trading sessions.

The maximum drawdown for VEL was -83.13%, occurring on Apr 3, 2020. Recovery took 941 trading sessions.

The current VEL drawdown is -15.51%.

Rank	CARE	VEL
#1	-73.17% Dec 31, 2019 - Apr 6, 2026	-83.13% Feb 20, 2020 - Nov 14, 2023
#2	-26.41% Sep 19, 2018 - May 3, 2019	-22.09% Nov 14, 2023 - Mar 18, 2024
#3	-14.66% Jul 27, 2016 - Jan 12, 2017	-21.48% Dec 16, 2024 - May 9, 2025
#4	-12.95% Apr 13, 2017 - Aug 28, 2017	-13.14% Mar 21, 2024 - May 31, 2024
#5	-9.77% Jul 26, 2013 - Oct 13, 2014	-6.83% Jul 16, 2024 - Sep 5, 2024
#6	-9.06% Jun 18, 2019 - Nov 18, 2019	-5.08% Sep 19, 2024 - Nov 12, 2024
#7	-8.61% Aug 31, 2017 - Jun 28, 2018	-4.07% Jun 5, 2024 - Jul 11, 2024
#8	-7.80% Mar 24, 2015 - Nov 13, 2015	-3.51% Mar 18, 2024 - Mar 21, 2024
#9	-7.77% Jul 18, 2018 - Sep 14, 2018	-3.33% Jan 21, 2020 - Jan 29, 2020
#10	-7.57% Mar 31, 2016 - Jul 27, 2016	-3.30% Jan 30, 2020 - Feb 12, 2020
#11	-5.34% Apr 22, 2013 - May 13, 2013	-2.21% Nov 12, 2024 - Nov 25, 2024
#12	-4.23% Jan 24, 2013 - Feb 20, 2013	-0.97% Dec 4, 2024 - Dec 11, 2024
#13	-4.01% Jun 18, 2013 - Jun 27, 2013	-0.97% Dec 11, 2024 - Dec 16, 2024
#14	-3.94% May 13, 2013 - Jun 17, 2013	-0.69% Feb 13, 2020 - Feb 20, 2020
#15	-3.71% Jun 27, 2013 - Jul 9, 2013	-0.54% May 31, 2024 - Jun 4, 2024