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BSY vs UMBF

Comparison between Bentley Systems Inc - Class B (BSY, Company) and UMB Financial Corp (UMBF, Company).

BSY is from the Technology sector, while UMBF is from the Financial Services sector.

5-Year PerformanceUMBF has outperformed BSY, delivering a return of +8.1% compared to -10.5%

BSY vs UMBF - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
BSY
$10B
UMBF
$10B
Max Drawdown
BSY
61.05%
Winner
UMBF
55.48%
Sharpe Ratio
BSY
-1.03
Winner
UMBF
1.02
5Y Beta
Winner
BSY
0.80
UMBF
1.15
Industry
BSY
Software - Application
UMBF
Banks - Regional
P/E Ratio
BSY
32.01
Winner
UMBF
11.34
Forward P/E
BSY
23.20
Winner
UMBF
10.89
PEG Ratio
BSY
0.99
Winner
UMBF
0.07
Dividend Yield
BSY
0.84%
Winner
UMBF
1.27%
5Y Dividends CAGR
Winner
BSY
42.29%
UMBF
10.33%
5Y EPS CAGR
BSY
N/A
UMBF
23.91%
Debt to Equity
BSY
90.98%
Winner
UMBF
6.10%
Free Cash Flow Yield
BSY
4.91%
Winner
UMBF
9.80%

BSY vs UMBF - Historical Returns

Returns include dividend reinvestment.

1M
BSY
-0.37%
Winner
UMBF
+4.75%
3M
BSY
-11.74%
Winner
UMBF
+13.75%
6M
BSY
-23.00%
Winner
UMBF
+19.09%
1Y
BSY
-32.40%
Winner
UMBF
+28.63%
5Y(CAGR)
BSY
-10.52%
Winner
UMBF
+8.12%
10Y(CAGR)
BSY
N/A
UMBF
+10.36%
Max(CAGR)
BSY
-0.28%
Winner
UMBF
+9.24%

BSY vs UMBF - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearBSYUMBF
2026-15.44%+13.16%
2025-17.42%+4.43%
2024-4.93%+36.78%
2023+42.67%+3.42%
2022-23.62%-20.94%
2021+19.07%+56.84%
2020+21.07%+2.31%
2019N/A+12.96%
2018N/A-14.08%
2017N/A-4.73%
2016N/A+72.72%
2015N/A-15.46%
2014N/A-8.37%
2013N/A+45.29%
2012N/A+16.28%
2011N/A-10.95%
2010N/A+7.25%
2009N/A-18.23%
2008N/A+33.58%
2007N/A+5.13%
2006N/A+13.65%
2005N/A+15.86%
2004N/A+20.02%
2003N/A+25.51%
2002N/A-4.66%
2001N/A+17.31%
2000N/A+4.09%
1999N/A-9.66%

BSY vs UMBF Drawdown Comparison

The maximum drawdown for BSY was -61.00%, occurring on May 11, 2022. This drawdown has not yet recovered.

The maximum drawdown for UMBF was -52.70%, occurring on Oct 3, 2011. Recovery took 1303 trading sessions.

The current BSY drawdown is -53.80%. The current UMBF drawdown is -2.29%.

RankBSYUMBF
#1-61.00%
Sep 15, 2021 - May 11, 2022
-52.70%
Sep 19, 2008 - Nov 21, 2013
#2-26.27%
Jan 12, 2021 - May 24, 2021
-50.23%
Jan 14, 2022 - Sep 19, 2024
#3-19.35%
Oct 16, 2020 - Dec 31, 2020
-45.00%
Jun 8, 2018 - Jan 7, 2021
#4-14.00%
Sep 25, 2020 - Oct 14, 2020
-37.76%
Jan 22, 2014 - Nov 9, 2016
#5-11.45%
Jun 21, 2021 - Sep 3, 2021
-31.80%
Nov 25, 2024 - Jan 21, 2026
#6-4.45%
Sep 23, 2020 - Sep 25, 2020
-29.26%
Nov 3, 1999 - Jun 28, 2001
#7-1.96%
Jun 16, 2021 - Jun 21, 2021
-27.59%
May 15, 2002 - Sep 16, 2003
#8-0.93%
Sep 7, 2021 - Sep 9, 2021
-22.52%
Sep 19, 2007 - Apr 24, 2008
#9-0.92%
May 25, 2021 - May 27, 2021
-21.27%
Mar 1, 2017 - Jun 7, 2018
#10-0.55%
Jun 11, 2021 - Jun 15, 2021
-18.57%
Feb 6, 2026 - May 6, 2026
#11-0.49%
Sep 9, 2021 - Sep 15, 2021
-16.25%
Aug 21, 2001 - Apr 1, 2002
#12-0.28%
May 27, 2021 - Jun 1, 2021
-16.10%
Jun 20, 2008 - Jul 22, 2008
#13N/A-14.40%
May 14, 2021 - Oct 1, 2021
#14N/A-12.75%
Aug 11, 2008 - Sep 18, 2008
#15N/A-10.65%
Dec 9, 2016 - Feb 21, 2017

Correlation

Correlation between BSY and UMBF is 0.02 which considered as a very weak or no correlation - the stocks move independently of each other.

0.02
-101

Dividend Comparison (1999 - 2026)

BSY vs UMBF dividend yield comparison.

YearBSYUMBF
20260.22%0.33%
20250.73%1.42%
20240.51%1.39%
20230.38%1.83%
20220.32%1.78%
20210.25%1.30%
20200.07%1.81%
20190.00%1.76%
20180.00%1.92%
20170.00%1.45%
20160.00%1.28%
20150.00%2.04%
20140.00%1.60%
20130.00%1.35%
20120.00%1.89%
20110.00%2.12%
20100.00%1.81%
20090.00%1.80%
20080.00%1.67%
20070.00%1.49%
20060.00%1.41%
20050.00%1.42%
20040.00%1.50%
20030.00%1.70%
20020.00%2.09%
20010.00%1.45%
20000.00%2.14%
19990.00%0.50%

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