UMBF vs COF-P-L

Comparison between UMB Financial Corp (UMBF, Company) and Capital One Financial Corp (COF-P-L, Company).

5-Year PerformanceUMBF has outperformed COF-P-L, delivering a return of +8.9% compared to -3.3%

UMBF vs COF-P-L - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UMBF(COMPANY)	COF-P-L(COMPANY)
Market Cap	$10B	$9.97B
Max Drawdown	55.48%	46.27%
Sharpe Ratio	0.88	-0.06
5Y Beta	1.12	0.26
Industry	Banks - Regional	N/A
P/E Ratio	11.36	3.07
Forward P/E	10.70	N/A
PEG Ratio	0.07	N/A
Dividend Yield	1.29%	N/A
5Y Dividends CAGR	10.48%	N/A
5Y EPS CAGR	23.91%	-20.01%
Debt to Equity	6.10%	1.45%
Free Cash Flow Yield	9.78%	N/A
P/S Ratio	3.67	N/A
P/B Ratio	1.33	N/A

Market Cap

Winner

UMBF

$10B

COF-P-L

$9.97B

Max Drawdown

UMBF

55.48%

Winner

COF-P-L

46.27%

Sharpe Ratio

Winner

UMBF

0.88

COF-P-L

-0.06

5Y Beta

UMBF

1.12

Winner

COF-P-L

0.26

Industry

UMBF

Banks - Regional

COF-P-L

N/A

P/E Ratio

UMBF

11.36

Winner

COF-P-L

3.07

Forward P/E

UMBF

10.70

COF-P-L

N/A

PEG Ratio

UMBF

0.07

COF-P-L

N/A

Dividend Yield

UMBF

1.29%

COF-P-L

N/A

5Y Dividends CAGR

UMBF

10.48%

COF-P-L

N/A

5Y EPS CAGR

Winner

UMBF

23.91%

COF-P-L

-20.01%

Debt to Equity

UMBF

6.10%

Winner

COF-P-L

1.45%

Free Cash Flow Yield

UMBF

9.78%

COF-P-L

N/A

P/S Ratio

UMBF

3.67

COF-P-L

N/A

P/B Ratio

UMBF

1.33

COF-P-L

N/A

UMBF vs COF-P-L - Historical Returns

Returns include dividend reinvestment.

Period	UMBF	COF-P-L
1 month	+2.01%	-4.43%
3 months	+18.98%	-5.05%
6 months	+11.32%	-2.97%
1 year	+28.16%	+2.90%
5 years(CAGR)	+8.91%	-3.29%
10 years(CAGR)	+10.80%	N/A
Max(CAGR)	+9.27%	-2.73%

Winner

UMBF

+2.01%

COF-P-L

-4.43%

Winner

UMBF

+18.98%

COF-P-L

-5.05%

Winner

UMBF

+11.32%

COF-P-L

-2.97%

Winner

UMBF

+28.16%

COF-P-L

+2.90%

5Y(CAGR)

Winner

UMBF

+8.91%

COF-P-L

-3.29%

10Y(CAGR)

UMBF

+10.80%

COF-P-L

N/A

Max(CAGR)

Winner

UMBF

+9.27%

COF-P-L

-2.73%

UMBF vs COF-P-L - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	UMBF	COF-P-L
2026	+14.57%	-4.45%
2025	+4.43%	+2.69%
2024	+36.78%	+10.52%
2023	+3.42%	+6.64%
2022	-20.94%	-33.22%
2021	+56.84%	+5.89%
2020	+2.31%	N/A
2019	+12.96%	N/A
2018	-14.08%	N/A
2017	-4.73%	N/A
2016	+72.72%	N/A
2015	-15.46%	N/A
2014	-8.37%	N/A
2013	+45.29%	N/A
2012	+16.28%	N/A
2011	-10.95%	N/A
2010	+7.25%	N/A
2009	-18.23%	N/A
2008	+33.58%	N/A
2007	+5.13%	N/A
2006	+13.65%	N/A
2005	+15.86%	N/A
2004	+20.02%	N/A
2003	+25.51%	N/A
2002	-4.66%	N/A
2001	+17.31%	N/A
2000	+4.09%	N/A
1999	-9.66%	N/A

UMBF vs COF-P-L Drawdown Comparison

The maximum drawdown for UMBF was -52.70%, occurring on Oct 3, 2011. Recovery took 1303 trading sessions.

The maximum drawdown for COF-P-L was -39.59%, occurring on Oct 19, 2023. This drawdown has not yet recovered.

The current UMBF drawdown is -1.08%. The current COF-P-L drawdown is -18.26%.

Rank	UMBF	COF-P-L
#1	-52.70% Sep 19, 2008 - Nov 21, 2013	-39.59% Dec 29, 2021 - Oct 19, 2023
#2	-50.23% Jan 14, 2022 - Sep 19, 2024	-4.24% Sep 30, 2021 - Dec 28, 2021
#3	-45.00% Jun 8, 2018 - Jan 7, 2021	-2.42% Jun 23, 2021 - Aug 2, 2021
#4	-37.76% Jan 22, 2014 - Nov 9, 2016	-2.18% May 4, 2021 - May 20, 2021
#5	-31.80% Nov 25, 2024 - Jan 21, 2026	-1.71% Sep 22, 2021 - Sep 30, 2021
#6	-29.26% Nov 3, 1999 - Jun 28, 2001	-1.17% Aug 4, 2021 - Aug 13, 2021
#7	-27.59% May 15, 2002 - Sep 16, 2003	-0.71% Aug 13, 2021 - Sep 3, 2021
#8	-22.52% Sep 19, 2007 - Apr 24, 2008	-0.71% Sep 9, 2021 - Sep 16, 2021
#9	-21.27% Mar 1, 2017 - Jun 7, 2018	-0.60% May 26, 2021 - Jun 2, 2021
#10	-18.57% Feb 6, 2026 - May 6, 2026	-0.47% Aug 2, 2021 - Aug 4, 2021
#11	-16.25% Aug 21, 2001 - Apr 1, 2002	-0.44% Jun 2, 2021 - Jun 4, 2021
#12	-16.10% Jun 20, 2008 - Jul 22, 2008	-0.43% Sep 3, 2021 - Sep 9, 2021
#13	-14.40% May 14, 2021 - Oct 1, 2021	-0.40% Jun 4, 2021 - Jun 11, 2021
#14	-12.75% Aug 11, 2008 - Sep 18, 2008	-0.16% Jun 17, 2021 - Jun 21, 2021
#15	-10.65% Dec 9, 2016 - Feb 21, 2017	-0.16% Sep 16, 2021 - Sep 22, 2021

Correlation

Correlation between UMBF and COF-P-L is 0.49 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.49

-101

Dividend Comparison (1999 - 2026)

UMBF vs COF-P-L dividend yield comparison.

Year	UMBF	COF-P-L
2026	0.65%	3.48%
2025	1.42%	6.53%
2024	1.39%	6.47%
2023	1.83%	6.78%
2022	1.78%	6.87%
2021	1.30%	2.47%
2020	1.81%	0.00%
2019	1.76%	0.00%
2018	1.92%	0.00%
2017	1.45%	0.00%
2016	1.28%	0.00%
2015	2.04%	0.00%
2014	1.60%	0.00%
2013	1.35%	0.00%
2012	1.89%	0.00%
2011	2.12%	0.00%
2010	1.81%	0.00%
2009	1.80%	0.00%
2008	1.67%	0.00%
2007	1.49%	0.00%
2006	1.41%	0.00%
2005	1.42%	0.00%
2004	1.50%	0.00%
2003	1.70%	0.00%
2002	2.09%	0.00%
2001	1.45%	0.00%
2000	2.14%	0.00%
1999	0.50%	0.00%