BPAY vs SPY
Comparison between BlackRock Future Financial and Technology ETF (BPAY, ETF) and SPDR S&P 500 ETF Trust (SPY, ETF).
BPAY vs SPY - Performance Comparison
Key Characteristics
Financial metrics and valuation ratios
Net Assets
BPAY
$9.10M
Winner
SPY
$784B
Expense Ratio
BPAY
0.55%
Winner
SPY
0.09%
Max Drawdown
Winner
BPAY
37.49%
SPY
56.47%
Sharpe Ratio
BPAY
-0.61
Winner
SPY
1.50
5Y Beta
BPAY
1.23
Winner
SPY
1.00
P/E Ratio
BPAY
46.03
Winner
SPY
28.29
Forward P/E
Winner
BPAY
12.18
SPY
21.76
PEG Ratio
BPAY
0.18
SPY
N/A
5Y Dividends CAGR
BPAY
N/A
SPY
5.43%
5Y EPS CAGR
BPAY
N/A
SPY
25.98%
Debt to Equity
BPAY
N/A
SPY
30.79%
P/S Ratio
Winner
BPAY
0.99
SPY
3.79
P/B Ratio
Winner
BPAY
2.14
SPY
5.67
BPAY vs SPY - Holdings Comparison
BPAY and SPY have 12 common holdings. Overlap is 2.42%
BPAY's top 25 holdings weight is 78.35%. SPY's top 25 holdings weight is 52.46%.
| Rank | BPAY | SPY |
|---|---|---|
| #1 | KLARNA GROUP PLC (KLAR) - 4.45% | NVIDIA CORP (NVDA) - 8.30% |
| #2 | ETORO GROUP LTD ORDINARY SHARES CLASS A (ETOR) - 4.36% | APPLE INC (AAPL) - 7.09% |
| #3 | GLOBAL PAYMENTS INC (GPN) - 4.31% | MICROSOFT CORP (MSFT) - 5.02% |
| #4 | CHIME FINANCIAL INC ORDINARY SHARES CLASS A (CHYM) - 4.17% | AMAZON.COM INC (AMZN) - 3.84% |
| #5 | SEZZLE INC (SEZL) - 4.05% | BROADCOM INC (AVGO) - 3.50% |
| #6 | AFFIRM HOLDINGS INC ORDINARY SHARES CLASS A (AFRM) - 4.03% | ALPHABET INC CLASS A (GOOGL) - 3.23% |
| #7 | CAPITAL ONE FINANCIAL CORP (COF) - 3.74% | ALPHABET INC CLASS C (GOOG) - 2.57% |
| #8 | LENDINGCLUB CORP (LC) - 3.64% | META PLATFORMS INC CLASS A (META) - 2.00% |
| #9 | ROBINHOOD MARKETS INC CLASS A (HOOD) - 3.41% | MICRON TECHNOLOGY INC (MU) - 1.84% |
| #10 | BLOCK INC CLASS A (XYZ) - 3.33% | TESLA INC (TSLA) - 1.83% |
| #11 | KASPI.KZ JSC ADS (KSPI) - 3.13% | BERKSHIRE HATHAWAY INC CLASS B (BRK-B) - 1.32% |
| #12 | SEA LTD ADR (SE) - 3.06% | ADVANCED MICRO DEVICES INC (AMD) - 1.30% |
| #13 | NEXI SPA COMMON STOCK (n/a) - 3.03% | ELI LILLY AND CO (LLY) - 1.29% |
| #14 | SHIFT4 PAYMENTS INC CLASS A (FOUR) - 2.94% | JPMORGAN CHASE & CO (JPM) - 1.24% |
| #15 | MERCADOLIBRE INC (MELI) - 2.90% | EXXON MOBIL CORP (XOM) - 0.96% |
| #16 | WEALTHFRONT CORP (WLTH) - 2.75% | JOHNSON & JOHNSON (JNJ) - 0.82% |
| #17 | VISA INC CLASS A (V) - 2.73% | VISA INC CLASS A (V) - 0.82% |
| #18 | MASTERCARD INC CLASS A (MA) - 2.63% | INTEL CORP (INTC) - 0.78% |
| #19 | QFIN HOLDINGS INC ADR (QFIN) - 2.55% | CISCO SYSTEMS INC (CSCO) - 0.77% |
| #20 | CHARLES SCHWAB CORP (SCHW) - 2.49% | WALMART INC (WMT) - 0.76% |
| #21 | NU HOLDINGS LTD ORDINARY SHARES CLASS A (NU) - 2.30% | COSTCO WHOLESALE CORP (COST) - 0.65% |
| #22 | GALAXY DIGITAL INC A COMMON STOCK (n/a) - 2.13% | CATERPILLAR INC (CAT) - 0.65% |
| #23 | TBC BANK GROUP PLC (n/a) - 2.13% | ORACLE CORP (ORCL) - 0.64% |
| #24 | DAVE INC ORDINARY SHARES CLASS A (DAVE) - 2.06% | LAM RESEARCH CORP (LRCX) - 0.64% |
| #25 | CIRCLE INTERNET GROUP INC ORDINARY SHARES CLASS A (CRCL) - 2.03% | APPLIED MATERIALS INC (AMAT) - 0.60% |
| Total Holdings | 43 | 505 |
BPAY vs SPY - Historical Returns
Returns include dividend reinvestment.
1M
BPAY
-1.58%
Winner
SPY
+0.48%
3M
BPAY
+6.73%
Winner
SPY
+11.67%
6M
BPAY
-13.48%
Winner
SPY
+9.42%
1Y
BPAY
-14.10%
Winner
SPY
+24.27%
5Y(CAGR)
BPAY
N/A
SPY
+13.36%
10Y(CAGR)
BPAY
N/A
SPY
+15.42%
Max(CAGR)
BPAY
+1.71%
Winner
SPY
+8.49%
BPAY vs SPY - Annual Returns (1999 - 2026)
Returns include dividend reinvestment.
| Year | BPAY | SPY |
|---|---|---|
| 2026 | -11.84% | +8.88% |
| 2025 | +8.43% | +18.00% |
| 2024 | +18.74% | +25.59% |
| 2023 | +14.04% | +26.72% |
| 2022 | -16.39% | -18.64% |
| 2021 | N/A | +30.52% |
| 2020 | N/A | +17.28% |
| 2019 | N/A | +31.09% |
| 2018 | N/A | -5.24% |
| 2017 | N/A | +20.78% |
| 2016 | N/A | +13.59% |
| 2015 | N/A | +1.31% |
| 2014 | N/A | +14.56% |
| 2013 | N/A | +29.00% |
| 2012 | N/A | +14.17% |
| 2011 | N/A | +0.85% |
| 2010 | N/A | +13.14% |
| 2009 | N/A | +22.67% |
| 2008 | N/A | -36.25% |
| 2007 | N/A | +5.32% |
| 2006 | N/A | +13.85% |
| 2005 | N/A | +5.32% |
| 2004 | N/A | +10.75% |
| 2003 | N/A | +24.18% |
| 2002 | N/A | -22.42% |
| 2001 | N/A | -10.13% |
| 2000 | N/A | -8.84% |
| 1999 | N/A | +8.61% |
BPAY vs SPY Drawdown Comparison
The maximum drawdown for BPAY was -33.68%, occurring on Mar 27, 2026. This drawdown has not yet recovered.
The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.
The current BPAY drawdown is -25.19%. The current SPY drawdown is -2.35%.
| Rank | BPAY | SPY |
|---|---|---|
| #1 | -33.68% Jul 25, 2025 - Mar 27, 2026 | -55.20% Oct 9, 2007 - Aug 16, 2012 |
| #2 | -26.17% Aug 18, 2022 - Mar 12, 2024 | -47.50% Mar 24, 2000 - Oct 26, 2006 |
| #3 | -25.40% Feb 18, 2025 - Jun 6, 2025 | -33.70% Feb 19, 2020 - Aug 10, 2020 |
| #4 | -11.05% Mar 28, 2024 - Aug 19, 2024 | -24.50% Jan 3, 2022 - Dec 13, 2023 |
| #5 | -6.64% Nov 29, 2024 - Jan 27, 2025 | -19.34% Sep 20, 2018 - Apr 12, 2019 |
| #6 | -5.11% Aug 30, 2024 - Oct 14, 2024 | -18.76% Feb 19, 2025 - Jun 26, 2025 |
| #7 | -3.77% Oct 18, 2024 - Nov 6, 2024 | -13.02% Jul 20, 2015 - Apr 18, 2016 |
| #8 | -3.64% Jan 30, 2025 - Feb 14, 2025 | -10.10% Jan 26, 2018 - Aug 6, 2018 |
| #9 | -3.12% Nov 11, 2024 - Nov 27, 2024 | -9.44% Sep 2, 2020 - Nov 11, 2020 |
| #10 | -2.97% Jul 9, 2025 - Jul 16, 2025 | -9.30% Jan 19, 2000 - Mar 17, 2000 |
| #11 | -2.41% Jun 9, 2025 - Jun 16, 2025 | -9.05% Jul 19, 2007 - Oct 5, 2007 |
| #12 | -1.82% Jun 24, 2025 - Jun 26, 2025 | -8.88% Jan 27, 2026 - Apr 14, 2026 |
| #13 | -1.74% Aug 19, 2024 - Aug 23, 2024 | -8.41% Jul 16, 2024 - Sep 19, 2024 |
| #14 | -1.48% Jun 16, 2025 - Jun 18, 2025 | -7.35% Sep 14, 2012 - Jan 2, 2013 |
| #15 | -1.35% Mar 13, 2024 - Mar 20, 2024 | -7.27% Sep 18, 2014 - Oct 31, 2014 |
Correlation
Correlation between BPAY and SPY is 0.79 which considered as a strong positive correlation - the stocks tend to move together.
0.79
-101
Dividend Comparison (1999 - 2026)
BPAY vs SPY dividend yield comparison.
| Year | BPAY | SPY |
|---|---|---|
| 2026 | 0.00% | 0.24% |
| 2025 | 6.49% | 1.07% |
| 2024 | 0.48% | 1.21% |
| 2023 | 1.18% | 1.40% |
| 2022 | 0.18% | 1.65% |
| 2021 | 0.00% | 1.20% |
| 2020 | 0.00% | 1.52% |
| 2019 | 0.00% | 1.75% |
| 2018 | 0.00% | 2.04% |
| 2017 | 0.00% | 1.80% |
| 2016 | 0.00% | 2.03% |
| 2015 | 0.00% | 2.06% |
| 2014 | 0.00% | 1.87% |
| 2013 | 0.00% | 1.81% |
| 2012 | 0.00% | 2.18% |
| 2011 | 0.00% | 2.05% |
| 2010 | 0.00% | 1.80% |
| 2009 | 0.00% | 1.95% |
| 2008 | 0.00% | 3.02% |
| 2007 | 0.00% | 1.85% |
| 2006 | 0.00% | 1.73% |
| 2005 | 0.00% | 1.73% |
| 2004 | 0.00% | 1.82% |
| 2003 | 0.00% | 1.47% |
| 2002 | 0.00% | 1.70% |
| 2001 | 0.00% | 1.25% |
| 2000 | 0.00% | 1.15% |
| 1999 | 0.00% | 0.24% |
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