BPAY vs VBCJ

Comparison between BlackRock Future Financial and Technology ETF (BPAY, ETF) and VANGUARD TARGET MATURITY 2036 CORPORATE BOND ETF ETF SHARES (VBCJ, ETF).

BPAY vs VBCJ - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	BPAY(ETF)	VBCJ(ETF)
Net Assets	$9.10M	$9.10M
Expense Ratio	0.55%	0.08%
Max Drawdown	37.49%	2.97%
Sharpe Ratio	-0.61	1.16
5Y Beta	1.23	0.29
P/E Ratio	46.03	N/A
Forward P/E	12.18	N/A
PEG Ratio	0.18	N/A
P/S Ratio	0.99	N/A
P/B Ratio	2.14	N/A

Net Assets

BPAY

$9.10M

VBCJ

$9.10M

Expense Ratio

BPAY

0.55%

Winner

VBCJ

0.08%

Max Drawdown

BPAY

37.49%

Winner

VBCJ

2.97%

Sharpe Ratio

BPAY

-0.61

Winner

VBCJ

1.16

5Y Beta

BPAY

1.23

Winner

VBCJ

0.29

P/E Ratio

BPAY

46.03

VBCJ

N/A

Forward P/E

BPAY

12.18

VBCJ

N/A

PEG Ratio

BPAY

0.18

VBCJ

N/A

P/S Ratio

BPAY

0.99

VBCJ

N/A

P/B Ratio

BPAY

2.14

VBCJ

N/A

BPAY vs VBCJ - Holdings Comparison

BPAY and VBCJ have 1 common holdings. Overlap is 0.00%

BPAY's top 25 holdings weight is 78.35%. VBCJ's top 25 holdings weight is 36.48%.

Rank	BPAY	VBCJ
#1	KLARNA GROUP PLC (KLAR) - 4.45%	MORGAN STANLEY (n/a) - 3.02%
#2	ETORO GROUP LTD ORDINARY SHARES CLASS A (ETOR) - 4.36%	AMAZON.COM, INC. (n/a) - 2.74%
#3	GLOBAL PAYMENTS INC (GPN) - 4.31%	ORACLE CORP. (n/a) - 2.69%
#4	CHIME FINANCIAL INC ORDINARY SHARES CLASS A (CHYM) - 4.17%	BANK OF AMERICA CORP. (n/a) - 2.52%
#5	SEZZLE INC (SEZL) - 4.05%	n/a (n/a) - 2.41%
#6	AFFIRM HOLDINGS INC ORDINARY SHARES CLASS A (AFRM) - 4.03%	GOLDMAN SACHS GROUP, INC. (n/a) - 2.37%
#7	CAPITAL ONE FINANCIAL CORP (COF) - 3.74%	BROADCOM INC (n/a) - 2.12%
#8	LENDINGCLUB CORP (LC) - 3.64%	SALESFORCE INC. (n/a) - 2.07%
#9	ROBINHOOD MARKETS INC CLASS A (HOOD) - 3.41%	ALPHABET INC. (n/a) - 1.93%
#10	BLOCK INC CLASS A (XYZ) - 3.33%	ABBOTT LABORATORIES (n/a) - 1.68%
#11	KASPI.KZ JSC ADS (KSPI) - 3.13%	WELLS FARGO & CO. (n/a) - 1.55%
#12	SEA LTD ADR (SE) - 3.06%	HSBC HOLDINGS PLC (n/a) - 1.53%
#13	NEXI SPA COMMON STOCK (n/a) - 3.03%	HONEYWELL AEROSPACE INC. (n/a) - 1.49%
#14	SHIFT4 PAYMENTS INC CLASS A (FOUR) - 2.94%	JPMORGAN CHASE & CO. (n/a) - 1.17%
#15	MERCADOLIBRE INC (MELI) - 2.90%	NOVARTIS CAPITAL CORPORATION (n/a) - 1.03%
#16	WEALTHFRONT CORP (WLTH) - 2.75%	TELEFONICA EMISIONES S.A.U. (n/a) - 1.02%
#17	VISA INC CLASS A (V) - 2.73%	VERIZON COMMUNICATIONS INC. (n/a) - 1.02%
#18	MASTERCARD INC CLASS A (MA) - 2.63%	TARGA RESOURCES CORP. (n/a) - 0.83%
#19	QFIN HOLDINGS INC ADR (QFIN) - 2.55%	LOCKHEED MARTIN CORPORATION (n/a) - 0.48%
#20	CHARLES SCHWAB CORP (SCHW) - 2.49%	MARVELL TECHNOLOGY INC (n/a) - 0.47%
#21	NU HOLDINGS LTD ORDINARY SHARES CLASS A (NU) - 2.30%	GE AEROSPACE (n/a) - 0.47%
#22	GALAXY DIGITAL INC A COMMON STOCK (n/a) - 2.13%	THE PROGRESSIVE CORPORATION (n/a) - 0.47%
#23	TBC BANK GROUP PLC (n/a) - 2.13%	PLAINS ALL AMERICAN PIPELINE L.P. (n/a) - 0.47%
#24	DAVE INC ORDINARY SHARES CLASS A (DAVE) - 2.06%	n/a (n/a) - 0.47%
#25	CIRCLE INTERNET GROUP INC ORDINARY SHARES CLASS A (CRCL) - 2.03%	TRUIST FINANCIAL CORP. (n/a) - 0.46%
Total Holdings	43	139

BPAY vs VBCJ - Historical Returns

Returns include dividend reinvestment.

Period	BPAY	VBCJ
1 month	-1.58%	+0.48%
3 months	+6.73%	+1.97%
6 months	-13.48%	N/A
1 year	-14.10%	N/A
Max(CAGR)	+1.71%	+9.57%

BPAY

-1.58%

Winner

VBCJ

+0.48%

Winner

BPAY

+6.73%

VBCJ

+1.97%

BPAY

-13.48%

VBCJ

N/A

BPAY

-14.10%

VBCJ

N/A

Max(CAGR)

BPAY

+1.71%

Winner

VBCJ

+9.57%

BPAY vs VBCJ - Annual Returns (2022 - 2026)

Returns include dividend reinvestment.

Year	BPAY	VBCJ
2026	-11.84%	+1.97%
2025	+8.43%	N/A
2024	+18.74%	N/A
2023	+14.04%	N/A
2022	-16.39%	N/A

BPAY vs VBCJ Drawdown Comparison

The maximum drawdown for BPAY was -33.68%, occurring on Mar 27, 2026. This drawdown has not yet recovered.

The maximum drawdown for VBCJ was -2.50%, occurring on May 19, 2026. This drawdown has not yet recovered.

The current BPAY drawdown is -25.19%. The current VBCJ drawdown is -0.52%.

Rank	BPAY	VBCJ
#1	-33.68% Jul 25, 2025 - Mar 27, 2026	-2.50% Apr 17, 2026 - May 19, 2026
#2	-26.17% Aug 18, 2022 - Mar 12, 2024	-0.40% Apr 14, 2026 - Apr 17, 2026
#3	-25.40% Feb 18, 2025 - Jun 6, 2025	-0.23% Apr 2, 2026 - Apr 8, 2026
#4	-11.05% Mar 28, 2024 - Aug 19, 2024	-0.23% Apr 9, 2026 - Apr 13, 2026
#5	-6.64% Nov 29, 2024 - Jan 27, 2025	-0.23% Mar 26, 2026 - Mar 30, 2026
#6	-5.11% Aug 30, 2024 - Oct 14, 2024	-0.01% Mar 31, 2026 - Apr 2, 2026
#7	-3.77% Oct 18, 2024 - Nov 6, 2024	N/A
#8	-3.64% Jan 30, 2025 - Feb 14, 2025	N/A
#9	-3.12% Nov 11, 2024 - Nov 27, 2024	N/A
#10	-2.97% Jul 9, 2025 - Jul 16, 2025	N/A
#11	-2.41% Jun 9, 2025 - Jun 16, 2025	N/A
#12	-1.82% Jun 24, 2025 - Jun 26, 2025	N/A
#13	-1.74% Aug 19, 2024 - Aug 23, 2024	N/A
#14	-1.48% Jun 16, 2025 - Jun 18, 2025	N/A
#15	-1.35% Mar 13, 2024 - Mar 20, 2024	N/A