AVAL vs ENVA

Comparison between Grupo Aval Acciones y Valores S.A. (AVAL, Company) and Enova International Inc (ENVA, Company).

Both AVAL and ENVA are from the Financial Services sector.

5-Year PerformanceENVA has outperformed AVAL, delivering a return of +47.6% compared to +3.5%

AVAL vs ENVA - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	AVAL(COMPANY)	ENVA(COMPANY)
Market Cap	$6.04B	$6.04B
Max Drawdown	85.92%	81.56%
Sharpe Ratio	1.50	1.94
5Y Beta	0.79	1.34
Industry	Banks - Regional	Credit Services
P/E Ratio	13.83	18.47
Forward P/E	N/A	14.45
PEG Ratio	0.30	0.41
Dividend Yield	3.42%	N/A
5Y Dividends CAGR	-12.68%	N/A
5Y EPS CAGR	-9.01%	-0.17%
Debt to Equity	0.00%	344.74%
Free Cash Flow Yield	-6.66%	31.51%
P/S Ratio	1.20	3.81
P/B Ratio	1.20	4.30

Market Cap

Winner

AVAL

$6.04B

ENVA

$6.04B

Max Drawdown

AVAL

85.92%

Winner

ENVA

81.56%

Sharpe Ratio

AVAL

1.50

Winner

ENVA

1.94

5Y Beta

Winner

AVAL

0.79

ENVA

1.34

Industry

AVAL

Banks - Regional

ENVA

Credit Services

P/E Ratio

Winner

AVAL

13.83

ENVA

18.47

Forward P/E

AVAL

N/A

ENVA

14.45

PEG Ratio

Winner

AVAL

0.30

ENVA

0.41

Dividend Yield

AVAL

3.42%

ENVA

N/A

5Y Dividends CAGR

AVAL

-12.68%

ENVA

N/A

5Y EPS CAGR

AVAL

-9.01%

Winner

ENVA

-0.17%

Debt to Equity

Winner

AVAL

0.00%

ENVA

344.74%

Free Cash Flow Yield

AVAL

-6.66%

Winner

ENVA

31.51%

P/S Ratio

Winner

AVAL

1.20

ENVA

3.81

P/B Ratio

Winner

AVAL

1.20

ENVA

4.30

AVAL vs ENVA - Historical Returns

Returns include dividend reinvestment.

Period	AVAL	ENVA
1 month	+6.14%	+39.13%
3 months	+16.37%	+69.26%
6 months	+26.73%	+45.22%
1 year	+82.22%	+102.24%
5 years(CAGR)	+3.54%	+47.58%
10 years(CAGR)	+0.91%	+42.90%
Max(CAGR)	-3.11%	+20.43%

AVAL

+6.14%

Winner

ENVA

+39.13%

AVAL

+16.37%

Winner

ENVA

+69.26%

AVAL

+26.73%

Winner

ENVA

+45.22%

AVAL

+82.22%

Winner

ENVA

+102.24%

5Y(CAGR)

AVAL

+3.54%

Winner

ENVA

+47.58%

10Y(CAGR)

AVAL

+0.91%

Winner

ENVA

+42.90%

Max(CAGR)

AVAL

-3.11%

Winner

ENVA

+20.43%

AVAL vs ENVA - Annual Returns (2014 - 2026)

Returns include dividend reinvestment.

Year	AVAL	ENVA
2026	+27.98%	+45.02%
2025	+101.81%	+63.51%
2024	-14.35%	+73.79%
2023	+6.99%	+43.31%
2022	-47.28%	-7.39%
2021	-21.55%	+77.62%
2020	-16.86%	+2.61%
2019	+50.62%	+20.24%
2018	-29.62%	+24.35%
2017	+9.24%	+14.72%
2016	+28.63%	+90.15%
2015	-33.52%	-71.03%
2014	-22.47%	-17.40%

AVAL vs ENVA Drawdown Comparison

The maximum drawdown for AVAL was -77.36%, occurring on Mar 20, 2023. This drawdown has not yet recovered.

The maximum drawdown for ENVA was -81.56%, occurring on Jan 19, 2016. Recovery took 868 trading sessions.

The current AVAL drawdown is -32.06%. The current ENVA drawdown is -3.01%.

Rank	AVAL	ENVA
#1	-77.36% Sep 26, 2014 - Mar 20, 2023	-81.56% Nov 13, 2014 - Apr 27, 2018
#2	N/A	-77.57% Jul 19, 2018 - Mar 10, 2021
#3	N/A	-42.84% Feb 10, 2022 - Feb 2, 2023
#4	N/A	-37.01% Jul 18, 2023 - Jan 25, 2024
#5	N/A	-26.25% Feb 6, 2025 - Jul 10, 2025
#6	N/A	-24.78% Mar 12, 2021 - Nov 5, 2021
#7	N/A	-24.75% Feb 2, 2026 - Apr 27, 2026
#8	N/A	-21.84% Feb 3, 2023 - Jun 29, 2023
#9	N/A	-18.31% Sep 22, 2025 - Nov 5, 2025
#10	N/A	-14.51% Jul 23, 2025 - Aug 26, 2025
#11	N/A	-13.97% Nov 12, 2021 - Jan 12, 2022
#12	N/A	-13.87% Jul 31, 2024 - Oct 16, 2024
#13	N/A	-12.17% Jan 14, 2022 - Feb 7, 2022
#14	N/A	-11.60% Nov 25, 2024 - Jan 17, 2025
#15	N/A	-10.29% Apr 23, 2024 - Jul 11, 2024