ENVA vs RCM

Comparison between Enova International Inc (ENVA, Company) and R1 RCM Inc (RCM, Company).

ENVA is from the Financial Services sector, while RCM is from the Healthcare sector.

5-Year PerformanceENVA has outperformed RCM, delivering a return of +47.6% compared to -8.7%

ENVA vs RCM - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ENVA(COMPANY)	RCM(COMPANY)
Market Cap	$6.04B	$6.04B
Max Drawdown	81.56%	77.44%
Sharpe Ratio	1.94	0.41
5Y Beta	1.34	-0.01
Industry	Credit Services	Health Information Services
P/E Ratio	18.47	-98.29
Forward P/E	14.45	51.55
PEG Ratio	0.41	2.06
5Y EPS CAGR	-0.17%	N/A
Debt to Equity	344.74%	78.60%
Free Cash Flow Yield	31.51%	3.09%
P/S Ratio	3.81	2.45
P/B Ratio	4.30	2.15

Market Cap

ENVA

$6.04B

Winner

RCM

$6.04B

Max Drawdown

ENVA

81.56%

Winner

RCM

77.44%

Sharpe Ratio

Winner

ENVA

1.94

RCM

0.41

5Y Beta

ENVA

1.34

Winner

RCM

-0.01

Industry

ENVA

Credit Services

RCM

Health Information Services

P/E Ratio

ENVA

18.47

Winner

RCM

-98.29

Forward P/E

Winner

ENVA

14.45

RCM

51.55

PEG Ratio

Winner

ENVA

0.41

RCM

2.06

5Y EPS CAGR

ENVA

-0.17%

RCM

N/A

Debt to Equity

ENVA

344.74%

Winner

RCM

78.60%

Free Cash Flow Yield

Winner

ENVA

31.51%

RCM

3.09%

P/S Ratio

ENVA

3.81

Winner

RCM

2.45

P/B Ratio

ENVA

4.30

Winner

RCM

2.15

ENVA vs RCM - Historical Returns

Returns include dividend reinvestment.

Period	ENVA	RCM
1 month	+39.13%	+0.00%
3 months	+69.26%	+0.00%
6 months	+45.22%	+0.00%
1 year	+102.24%	N/A
5 years(CAGR)	+47.58%	-8.70%
10 years(CAGR)	+42.90%	+22.70%
Max(CAGR)	+20.43%	+15.33%

Winner

ENVA

+39.13%

RCM

+0.00%

Winner

ENVA

+69.26%

RCM

+0.00%

Winner

ENVA

+45.22%

RCM

+0.00%

ENVA

+102.24%

RCM

N/A

5Y(CAGR)

Winner

ENVA

+47.58%

RCM

-8.70%

10Y(CAGR)

Winner

ENVA

+42.90%

RCM

+22.70%

Max(CAGR)

Winner

ENVA

+20.43%

RCM

+15.33%

ENVA vs RCM - Annual Returns (2014 - 2026)

Returns include dividend reinvestment.

Year	ENVA	RCM
2026	+45.02%	+0.00%
2025	+63.51%	N/A
2024	+73.79%	+34.11%
2023	+43.31%	-1.49%
2022	-7.39%	-57.39%
2021	+77.62%	+8.51%
2020	+2.61%	+89.28%
2019	+20.24%	+64.51%
2018	+24.35%	+79.46%
2017	+14.72%	+92.58%
2016	+90.15%	-29.69%
2015	-71.03%	N/A
2014	-17.40%	N/A

ENVA vs RCM Drawdown Comparison

The maximum drawdown for ENVA was -81.56%, occurring on Jan 19, 2016. Recovery took 868 trading sessions.

The maximum drawdown for RCM was -77.44%, occurring on Nov 9, 2022. This drawdown has not yet recovered.

The current ENVA drawdown is -3.01%. The current RCM drawdown is -53.20%.

Rank	ENVA	RCM
#1	-81.56% Nov 13, 2014 - Apr 27, 2018	-77.44% Feb 16, 2021 - Nov 9, 2022
#2	-77.57% Jul 19, 2018 - Mar 10, 2021	-53.13% Jan 4, 2016 - Apr 6, 2017
#3	-42.84% Feb 10, 2022 - Feb 2, 2023	-45.58% Feb 21, 2020 - Aug 3, 2020
#4	-37.01% Jul 18, 2023 - Jan 25, 2024	-31.73% Jul 18, 2019 - Jan 13, 2020
#5	-26.25% Feb 6, 2025 - Jul 10, 2025	-29.26% Sep 4, 2018 - Apr 11, 2019
#6	-24.78% Mar 12, 2021 - Nov 5, 2021	-27.36% Jun 15, 2017 - Dec 13, 2017
#7	-24.75% Feb 2, 2026 - Apr 27, 2026	-15.13% Jun 27, 2018 - Aug 10, 2018
#8	-21.84% Feb 3, 2023 - Jun 29, 2023	-15.08% Apr 25, 2017 - Jun 14, 2017
#9	-18.31% Sep 22, 2025 - Nov 5, 2025	-13.06% Jan 29, 2018 - Feb 26, 2018
#10	-14.51% Jul 23, 2025 - Aug 26, 2025	-12.11% Sep 14, 2020 - Sep 30, 2020
#11	-13.97% Nov 12, 2021 - Jan 12, 2022	-11.73% Apr 12, 2019 - May 9, 2019
#12	-13.87% Jul 31, 2024 - Oct 16, 2024	-10.53% Aug 10, 2018 - Aug 27, 2018
#13	-12.17% Jan 14, 2022 - Feb 7, 2022	-10.03% Aug 10, 2020 - Sep 8, 2020
#14	-11.60% Nov 25, 2024 - Jan 17, 2025	-9.68% Jan 13, 2020 - Feb 21, 2020
#15	-10.29% Apr 23, 2024 - Jul 11, 2024	-9.16% May 17, 2018 - Jun 5, 2018