ENVA vs SBSW

Comparison between Enova International Inc (ENVA, Company) and Sibanye Stillwater Ltd (SBSW, Company).

ENVA is from the Financial Services sector, while SBSW is from the Basic Materials sector.

5-Year PerformanceENVA has outperformed SBSW, delivering a return of +47.6% compared to -8.0%

ENVA vs SBSW - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ENVA(COMPANY)	SBSW(COMPANY)
Market Cap	$6.04B	$6.02B
Max Drawdown	81.56%	89.53%
Sharpe Ratio	1.94	0.57
5Y Beta	1.34	1.46
Industry	Credit Services	Other Precious Metals & Mining
P/E Ratio	18.47	-16.16
Forward P/E	14.45	3.03
PEG Ratio	0.41	N/A
Dividend Yield	N/A	3.47%
5Y Dividends CAGR	N/A	-19.74%
5Y EPS CAGR	-0.17%	N/A
Debt to Equity	344.74%	111.19%
Free Cash Flow Yield	31.51%	-4.07%
P/S Ratio	3.81	0.05
P/B Ratio	4.30	2.51

Market Cap

Winner

ENVA

$6.04B

SBSW

$6.02B

Max Drawdown

Winner

ENVA

81.56%

SBSW

89.53%

Sharpe Ratio

Winner

ENVA

1.94

SBSW

0.57

5Y Beta

Winner

ENVA

1.34

SBSW

1.46

Industry

ENVA

Credit Services

SBSW

Other Precious Metals & Mining

P/E Ratio

ENVA

18.47

Winner

SBSW

-16.16

Forward P/E

ENVA

14.45

Winner

SBSW

3.03

PEG Ratio

ENVA

0.41

SBSW

N/A

Dividend Yield

ENVA

N/A

SBSW

3.47%

5Y Dividends CAGR

ENVA

N/A

SBSW

-19.74%

5Y EPS CAGR

ENVA

-0.17%

SBSW

N/A

Debt to Equity

ENVA

344.74%

Winner

SBSW

111.19%

Free Cash Flow Yield

Winner

ENVA

31.51%

SBSW

-4.07%

P/S Ratio

ENVA

3.81

Winner

SBSW

0.05

P/B Ratio

ENVA

4.30

Winner

SBSW

2.51

ENVA vs SBSW - Historical Returns

Returns include dividend reinvestment.

Period	ENVA	SBSW
1 month	+39.13%	-11.46%
3 months	+69.26%	-28.15%
6 months	+45.22%	-43.04%
1 year	+102.24%	+16.28%
5 years(CAGR)	+47.58%	-8.05%
10 years(CAGR)	+42.90%	-1.88%
Max(CAGR)	+20.43%	+6.13%

Winner

ENVA

+39.13%

SBSW

-11.46%

Winner

ENVA

+69.26%

SBSW

-28.15%

Winner

ENVA

+45.22%

SBSW

-43.04%

Winner

ENVA

+102.24%

SBSW

+16.28%

5Y(CAGR)

Winner

ENVA

+47.58%

SBSW

-8.05%

10Y(CAGR)

Winner

ENVA

+42.90%

SBSW

-1.88%

Max(CAGR)

Winner

ENVA

+20.43%

SBSW

+6.13%

ENVA vs SBSW - Annual Returns (2013 - 2026)

Returns include dividend reinvestment.

Year	ENVA	SBSW
2026	+45.02%	-36.23%
2025	+63.51%	+310.66%
2024	+73.79%	-37.85%
2023	+43.31%	-47.42%
2022	-7.39%	-9.33%
2021	+77.62%	-17.73%
2020	+2.61%	+58.86%
2019	+20.24%	+248.42%
2018	+24.35%	-43.83%
2017	+14.72%	-31.18%
2016	+90.15%	+17.41%
2015	-71.03%	-17.16%
2014	-17.40%	+57.41%
2013	N/A	-21.39%

ENVA vs SBSW Drawdown Comparison

The maximum drawdown for ENVA was -81.56%, occurring on Jan 19, 2016. Recovery took 868 trading sessions.

The maximum drawdown for SBSW was -89.25%, occurring on Aug 16, 2018. Recovery took 1140 trading sessions.

The current ENVA drawdown is -3.01%. The current SBSW drawdown is -56.34%.

Rank	ENVA	SBSW
#1	-81.56% Nov 13, 2014 - Apr 27, 2018	-89.25% Aug 10, 2016 - Feb 22, 2021
#2	-77.57% Jul 19, 2018 - Mar 10, 2021	-82.51% Mar 7, 2022 - Jan 23, 2026
#3	-42.84% Feb 10, 2022 - Feb 2, 2023	-64.53% Feb 14, 2013 - Feb 18, 2014
#4	-37.01% Jul 18, 2023 - Jan 25, 2024	-62.22% Feb 2, 2015 - Feb 5, 2016
#5	-26.25% Feb 6, 2025 - Jul 10, 2025	-58.63% Jan 28, 2026 - Jun 30, 2026
#6	-24.78% Mar 12, 2021 - Nov 5, 2021	-40.56% Apr 16, 2021 - Mar 1, 2022
#7	-24.75% Feb 2, 2026 - Apr 27, 2026	-39.55% May 19, 2014 - Jan 20, 2015
#8	-21.84% Feb 3, 2023 - Jun 29, 2023	-29.85% Apr 12, 2016 - Jul 13, 2016
#9	-18.31% Sep 22, 2025 - Nov 5, 2025	-15.98% Mar 13, 2014 - Apr 9, 2014
#10	-14.51% Jul 23, 2025 - Aug 26, 2025	-11.65% Feb 12, 2016 - Feb 24, 2016
#11	-13.97% Nov 12, 2021 - Jan 12, 2022	-10.27% Mar 2, 2021 - Apr 14, 2021
#12	-13.87% Jul 31, 2024 - Oct 16, 2024	-8.98% Mar 29, 2016 - Apr 11, 2016
#13	-12.17% Jan 14, 2022 - Feb 7, 2022	-8.20% Feb 24, 2021 - Mar 2, 2021
#14	-11.60% Nov 25, 2024 - Jan 17, 2025	-7.03% Feb 29, 2016 - Mar 3, 2016
#15	-10.29% Apr 23, 2024 - Jul 11, 2024	-6.12% Mar 16, 2016 - Mar 29, 2016