AMSF vs PRAA

Comparison between Amerisafe Inc (AMSF, Company) and PRA Group Inc (PRAA, Company).

Both AMSF and PRAA are from the Financial Services sector.

5-Year PerformanceAMSF has outperformed PRAA, delivering a return of -4.9% compared to -17.2%

AMSF vs PRAA - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	AMSF(COMPANY)	PRAA(COMPANY)
Market Cap	$599M	$581M
Max Drawdown	61.19%	83.83%
Sharpe Ratio	-1.12	0.28
5Y Beta	0.22	1.26
Industry	Insurance - Specialty	Credit Services
P/E Ratio	13.07	-2.14
Forward P/E	22.37	11.57
PEG Ratio	1.81	5.82
Dividend Yield	4.97%	N/A
5Y Dividends CAGR	-10.92%	N/A
5Y EPS CAGR	-13.01%	N/A
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	1.33%	-2.30%
P/S Ratio	1.80	0.47
P/B Ratio	2.40	0.61

Market Cap

Winner

AMSF

$599M

PRAA

$581M

Max Drawdown

Winner

AMSF

61.19%

PRAA

83.83%

Sharpe Ratio

AMSF

-1.12

Winner

PRAA

0.28

5Y Beta

Winner

AMSF

0.22

PRAA

1.26

Industry

AMSF

Insurance - Specialty

PRAA

Credit Services

P/E Ratio

AMSF

13.07

Winner

PRAA

-2.14

Forward P/E

AMSF

22.37

Winner

PRAA

11.57

PEG Ratio

Winner

AMSF

1.81

PRAA

5.82

Dividend Yield

AMSF

4.97%

PRAA

N/A

5Y Dividends CAGR

AMSF

-10.92%

PRAA

N/A

5Y EPS CAGR

AMSF

-13.01%

PRAA

N/A

Debt to Equity

AMSF

0.00%

PRAA

0.00%

Free Cash Flow Yield

Winner

AMSF

1.33%

PRAA

-2.30%

P/S Ratio

AMSF

1.80

Winner

PRAA

0.47

P/B Ratio

AMSF

2.40

Winner

PRAA

0.61

AMSF vs PRAA - Historical Returns

Returns include dividend reinvestment.

Period	AMSF	PRAA
1 month	+4.03%	-6.50%
3 months	-3.03%	-6.94%
6 months	-18.52%	-9.72%
1 year	-25.52%	+5.09%
5 years(CAGR)	-4.87%	-17.16%
10 years(CAGR)	-0.27%	-4.16%
Max(CAGR)	+10.50%	+4.92%

Winner

AMSF

+4.03%

PRAA

-6.50%

Winner

AMSF

-3.03%

PRAA

-6.94%

AMSF

-18.52%

Winner

PRAA

-9.72%

AMSF

-25.52%

Winner

PRAA

+5.09%

5Y(CAGR)

Winner

AMSF

-4.87%

PRAA

-17.16%

10Y(CAGR)

Winner

AMSF

-0.27%

PRAA

-4.16%

Max(CAGR)

Winner

AMSF

+10.50%

PRAA

+4.92%

AMSF vs PRAA - Annual Returns (2002 - 2026)

Returns include dividend reinvestment.

Year	AMSF	PRAA
2026	-15.05%	-10.24%
2025	-20.24%	-14.08%
2024	+19.12%	-18.68%
2023	-1.39%	-24.23%
2022	+7.27%	-32.29%
2021	+2.32%	+30.01%
2020	-6.38%	+7.10%
2019	+28.34%	+42.24%
2018	-3.80%	-26.93%
2017	-0.93%	-17.82%
2016	+33.23%	+14.06%
2015	+31.66%	-39.29%
2014	+7.81%	+11.81%
2013	+49.30%	+49.10%
2012	+19.05%	+55.80%
2011	+31.13%	-10.91%
2010	-2.89%	+61.62%
2009	-11.48%	+34.93%
2008	+35.60%	-12.40%
2007	-1.08%	-13.52%
2006	+57.76%	+0.24%
2005	+11.89%	+17.90%
2004	N/A	+56.85%
2003	N/A	+41.60%
2002	N/A	+18.12%

AMSF vs PRAA Drawdown Comparison

The maximum drawdown for AMSF was -43.28%, occurring on May 6, 2026. This drawdown has not yet recovered.

The maximum drawdown for PRAA was -83.83%, occurring on Feb 23, 2026. This drawdown has not yet recovered.

The current AMSF drawdown is -39.58%. The current PRAA drawdown is -75.66%.

Rank	AMSF	PRAA
#1	-43.28% Nov 12, 2024 - May 6, 2026	-83.83% Jul 13, 2015 - Feb 23, 2026
#2	-40.90% Jul 9, 2007 - Jan 5, 2009	-69.59% Jul 17, 2007 - Apr 28, 2010
#3	-38.87% Jan 6, 2009 - Mar 10, 2011	-35.55% Apr 29, 2011 - Jun 29, 2012
#4	-32.91% Feb 20, 2020 - Oct 24, 2024	-30.26% Jun 17, 2003 - Oct 15, 2004
#5	-28.97% Jul 12, 2006 - Nov 28, 2006	-26.21% Apr 26, 2006 - Apr 25, 2007
#6	-25.34% Jan 26, 2006 - Mar 31, 2006	-24.37% Nov 10, 2014 - Jul 13, 2015
#7	-24.53% Jul 7, 2011 - Nov 8, 2011	-24.24% Oct 29, 2013 - Nov 4, 2014
#8	-23.78% Feb 23, 2017 - Nov 6, 2017	-22.75% Feb 8, 2005 - Jun 28, 2005
#9	-22.07% Nov 6, 2017 - Oct 25, 2018	-20.32% Feb 18, 2003 - Apr 15, 2003
#10	-19.24% Mar 18, 2014 - Dec 5, 2014	-19.98% Sep 27, 2005 - Dec 6, 2005
#11	-19.03% Oct 29, 2018 - Jul 18, 2019	-18.67% Jun 16, 2010 - Dec 16, 2010
#12	-17.92% May 12, 2006 - Jul 12, 2006	-14.60% Jan 27, 2006 - Apr 26, 2006
#13	-16.65% Jun 10, 2016 - Nov 25, 2016	-13.60% Jun 17, 2013 - Aug 12, 2013
#14	-15.33% Jul 18, 2013 - Oct 17, 2013	-12.96% May 29, 2003 - Jun 17, 2003
#15	-12.84% Jun 6, 2012 - Jan 2, 2013	-11.68% Dec 30, 2004 - Jan 31, 2005

Correlation

Correlation between AMSF and PRAA is 0.26 which considered as a very weak or no correlation - the stocks move independently of each other.

0.26

-101

Dividend Comparison (2007 - 2026)

AMSF vs PRAA dividend yield comparison.

Year	AMSF	PRAA
2026	1.30%	0.00%
2025	6.66%	0.00%
2024	8.69%	0.00%
2023	10.39%	0.00%
2022	10.08%	0.00%
2021	9.59%	0.00%
2020	7.97%	0.00%
2019	6.82%	0.00%
2018	1.55%	0.00%
2017	1.30%	0.00%
2016	6.37%	0.00%
2015	7.07%	0.00%
2014	4.67%	0.00%
2013	0.76%	0.00%
2007	0.00%	2.52%