PRAA vs LEGH

Comparison between PRA Group Inc (PRAA, Company) and Legacy Housing Corp (LEGH, Company).

PRAA is from the Financial Services sector, while LEGH is from the Consumer Cyclical sector.

5-Year PerformanceLEGH has outperformed PRAA, delivering a return of +5.7% compared to -17.2%

PRAA vs LEGH - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PRAA(COMPANY)	LEGH(COMPANY)
Market Cap	$581M	$580M
Max Drawdown	83.83%	54.40%
Sharpe Ratio	0.27	0.36
5Y Beta	1.26	0.68
Industry	Credit Services	Residential Construction
P/E Ratio	-2.14	13.69
Forward P/E	10.00	12.25
PEG Ratio	5.82	0.61
5Y EPS CAGR	N/A	2.46%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	-2.30%	5.16%
P/S Ratio	0.47	3.55
P/B Ratio	0.61	1.08

Market Cap

Winner

PRAA

$581M

LEGH

$580M

Max Drawdown

PRAA

83.83%

Winner

LEGH

54.40%

Sharpe Ratio

PRAA

0.27

Winner

LEGH

0.36

5Y Beta

PRAA

1.26

Winner

LEGH

0.68

Industry

PRAA

Credit Services

LEGH

Residential Construction

P/E Ratio

Winner

PRAA

-2.14

LEGH

13.69

Forward P/E

Winner

PRAA

10.00

LEGH

12.25

PEG Ratio

PRAA

5.82

Winner

LEGH

0.61

5Y EPS CAGR

PRAA

N/A

LEGH

2.46%

Debt to Equity

PRAA

0.00%

LEGH

0.00%

Free Cash Flow Yield

PRAA

-2.30%

Winner

LEGH

5.16%

P/S Ratio

Winner

PRAA

0.47

LEGH

3.55

P/B Ratio

Winner

PRAA

0.61

LEGH

1.08

PRAA vs LEGH - Historical Returns

Returns include dividend reinvestment.

Period	PRAA	LEGH
1 month	-6.50%	+12.46%
3 months	-6.94%	+28.80%
6 months	-9.72%	+20.66%
1 year	+5.09%	+11.76%
5 years(CAGR)	-17.16%	+5.65%
10 years(CAGR)	-4.16%	N/A
Max(CAGR)	+4.92%	+10.25%

PRAA

-6.50%

Winner

LEGH

+12.46%

PRAA

-6.94%

Winner

LEGH

+28.80%

PRAA

-9.72%

Winner

LEGH

+20.66%

PRAA

+5.09%

Winner

LEGH

+11.76%

5Y(CAGR)

PRAA

-17.16%

Winner

LEGH

+5.65%

10Y(CAGR)

PRAA

-4.16%

LEGH

N/A

Max(CAGR)

PRAA

+4.92%

Winner

LEGH

+10.25%

PRAA vs LEGH - Annual Returns (2002 - 2026)

Returns include dividend reinvestment.

Year	PRAA	LEGH
2026	-10.24%	+29.53%
2025	-14.08%	-18.67%
2024	-18.68%	-0.28%
2023	-24.23%	+35.52%
2022	-32.29%	-26.20%
2021	+30.01%	+80.56%
2020	+7.10%	-8.09%
2019	+42.24%	+38.78%
2018	-26.93%	-0.83%
2017	-17.82%	N/A
2016	+14.06%	N/A
2015	-39.29%	N/A
2014	+11.81%	N/A
2013	+49.10%	N/A
2012	+55.80%	N/A
2011	-10.91%	N/A
2010	+61.62%	N/A
2009	+34.93%	N/A
2008	-12.40%	N/A
2007	-13.52%	N/A
2006	+0.24%	N/A
2005	+17.90%	N/A
2004	+56.85%	N/A
2003	+41.60%	N/A
2002	+18.12%	N/A

PRAA vs LEGH Drawdown Comparison

The maximum drawdown for PRAA was -83.83%, occurring on Feb 23, 2026. This drawdown has not yet recovered.

The maximum drawdown for LEGH was -54.40%, occurring on Jul 12, 2022. Recovery took 610 trading sessions.

The current PRAA drawdown is -75.66%. The current LEGH drawdown is -13.37%.

Rank	PRAA	LEGH
#1	-83.83% Jul 13, 2015 - Feb 23, 2026	-54.40% Feb 18, 2022 - Jul 26, 2024
#2	-69.59% Jul 17, 2007 - Apr 28, 2010	-49.80% Sep 17, 2019 - Mar 19, 2021
#3	-35.55% Apr 29, 2011 - Jun 29, 2012	-36.63% Feb 21, 2019 - Aug 29, 2019
#4	-30.26% Jun 17, 2003 - Oct 15, 2004	-34.89% Sep 19, 2024 - Mar 13, 2026
#5	-26.21% Apr 26, 2006 - Apr 25, 2007	-19.20% May 7, 2021 - Sep 1, 2021
#6	-24.37% Nov 10, 2014 - Jul 13, 2015	-16.33% Sep 2, 2021 - Nov 5, 2021
#7	-24.24% Oct 29, 2013 - Nov 4, 2014	-14.11% Dec 10, 2021 - Feb 16, 2022
#8	-22.75% Feb 8, 2005 - Jun 28, 2005	-12.18% Jul 31, 2024 - Sep 19, 2024
#9	-20.32% Feb 18, 2003 - Apr 15, 2003	-8.64% Apr 5, 2021 - May 7, 2021
#10	-19.98% Sep 27, 2005 - Dec 6, 2005	-8.40% Dec 17, 2018 - Jan 7, 2019
#11	-18.67% Jun 16, 2010 - Dec 16, 2010	-7.07% Nov 24, 2021 - Dec 10, 2021
#12	-14.60% Jan 27, 2006 - Apr 26, 2006	-6.53% Nov 12, 2021 - Nov 23, 2021
#13	-13.60% Jun 17, 2013 - Aug 12, 2013	-5.30% Feb 1, 2019 - Feb 21, 2019
#14	-12.96% May 29, 2003 - Jun 17, 2003	-5.20% Mar 19, 2021 - Mar 26, 2021
#15	-11.68% Dec 30, 2004 - Jan 31, 2005	-3.93% Aug 30, 2019 - Sep 9, 2019

Correlation

Correlation between PRAA and LEGH is -0.39 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.39

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