YRD vs VATE

Comparison between Yiren Digital Ltd (YRD, Company) and Innovate Corp (VATE, Company).

YRD is from the Financial Services sector, while VATE is from the Industrials sector.

5-Year PerformanceYRD has outperformed VATE, delivering a return of -19.4% compared to -27.4%

YRD vs VATE - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	YRD(COMPANY)	VATE(COMPANY)
Market Cap	$105M	$105M
Max Drawdown	98.65%	98.14%
Sharpe Ratio	-1.17	0.93
5Y Beta	0.92	1.47
Industry	Credit Services	Engineering & Construction
P/E Ratio	13.44	-4.67
Forward P/E	7.10	4.86
Dividend Yield	27.20%	N/A
5Y EPS CAGR	N/A	-21.95%
Debt to Equity	0.10%	-227.75%
Free Cash Flow Yield	92.47%	N/A

Market Cap

Winner

YRD

$105M

VATE

$105M

Max Drawdown

YRD

98.65%

Winner

VATE

98.14%

Sharpe Ratio

YRD

-1.17

Winner

VATE

0.93

5Y Beta

Winner

YRD

0.92

VATE

1.47

Industry

YRD

Credit Services

VATE

Engineering & Construction

P/E Ratio

YRD

13.44

Winner

VATE

-4.67

Forward P/E

YRD

7.10

Winner

VATE

4.86

Dividend Yield

YRD

27.20%

VATE

N/A

5Y EPS CAGR

YRD

N/A

VATE

-21.95%

Debt to Equity

YRD

0.10%

Winner

VATE

-227.75%

Free Cash Flow Yield

YRD

92.47%

VATE

N/A

YRD vs VATE - Historical Returns

Returns include dividend reinvestment.

Period	YRD	VATE
1 month	-2.44%	-21.44%
3 months	-39.39%	-36.14%
6 months	-66.85%	+49.30%
1 year	-79.53%	+65.42%
5 years(CAGR)	-19.38%	-27.35%
10 years(CAGR)	-25.93%	-13.38%
Max(CAGR)	-16.18%	+0.59%

Winner

YRD

-2.44%

VATE

-21.44%

YRD

-39.39%

Winner

VATE

-36.14%

YRD

-66.85%

Winner

VATE

+49.30%

YRD

-79.53%

Winner

VATE

+65.42%

5Y(CAGR)

Winner

YRD

-19.38%

VATE

-27.35%

10Y(CAGR)

YRD

-25.93%

Winner

VATE

-13.38%

Max(CAGR)

YRD

-16.18%

Winner

VATE

+0.59%

YRD vs VATE - Annual Returns (2009 - 2026)

Returns include dividend reinvestment.

Year	YRD	VATE
2026	-68.67%	+44.42%
2025	-18.22%	-9.60%
2024	+38.40%	-57.04%
2023	+106.62%	-42.79%
2022	-51.42%	-52.17%
2021	-12.54%	+20.52%
2020	-46.98%	+47.51%
2019	-48.18%	-18.73%
2018	-77.23%	-56.36%
2017	+113.11%	+29.51%
2016	+131.25%	+16.05%
2015	+3.85%	-36.34%
2014	N/A	+195.79%
2013	N/A	-18.31%
2012	N/A	+16.22%
2011	N/A	+1.28%
2010	N/A	+100.00%
2009	N/A	+43.75%

YRD vs VATE Drawdown Comparison

The maximum drawdown for YRD was -98.64%, occurring on Aug 30, 2022. This drawdown has not yet recovered.

The maximum drawdown for VATE was -96.53%, occurring on Oct 3, 2024. This drawdown has not yet recovered.

The current YRD drawdown is -97.43%. The current VATE drawdown is -92.04%.

Rank	YRD	VATE
#1	-98.64% Oct 18, 2017 - Aug 30, 2022	-96.53% Mar 26, 2015 - Oct 3, 2024
#2	-64.22% Dec 28, 2015 - Mar 28, 2016	-39.74% May 9, 2013 - Sep 17, 2014
#3	-46.32% Aug 18, 2016 - Jul 31, 2017	-39.37% Feb 1, 2011 - Mar 23, 2012
#4	-27.69% Apr 4, 2016 - May 27, 2016	-27.23% Aug 28, 2009 - Oct 18, 2010
#5	-21.02% Jun 8, 2016 - Jul 12, 2016	-26.24% Jul 3, 2012 - May 9, 2013
#6	-20.10% Jul 31, 2017 - Aug 11, 2017	-18.89% May 2, 2012 - Jul 2, 2012
#7	-17.03% Aug 1, 2016 - Aug 10, 2016	-17.50% Jul 13, 2009 - Aug 10, 2009
#8	-9.94% Jun 2, 2016 - Jun 8, 2016	-15.38% Dec 31, 2014 - Mar 11, 2015
#9	-9.37% Aug 14, 2017 - Sep 1, 2017	-12.93% Nov 26, 2014 - Dec 24, 2014
#10	-8.75% Aug 10, 2016 - Aug 15, 2016	-10.09% Nov 17, 2010 - Dec 8, 2010
#11	-7.37% Sep 19, 2017 - Oct 3, 2017	-8.77% Oct 6, 2014 - Nov 5, 2014
#12	-7.27% Jul 15, 2016 - Jul 20, 2016	-8.50% Oct 26, 2010 - Nov 11, 2010
#13	-5.25% Aug 15, 2016 - Aug 17, 2016	-5.85% Dec 15, 2010 - Jan 4, 2011
#14	-4.99% Sep 1, 2017 - Sep 7, 2017	-3.71% Apr 4, 2012 - Apr 17, 2012
#15	-4.35% Jul 13, 2016 - Jul 15, 2016	-3.51% Apr 18, 2012 - Apr 27, 2012