YRD vs GRYP

Comparison between Yiren Digital Ltd (YRD, Company) and Akerna Corp (GRYP, Company).

5-Year PerformanceYRD has outperformed GRYP, delivering a return of -19.4% compared to -76.8%

YRD vs GRYP - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	YRD(COMPANY)	GRYP(COMPANY)
Market Cap	$105M	$105M
Max Drawdown	98.65%	100.00%
Sharpe Ratio	-1.17	1.07
5Y Beta	0.92	N/A
Industry	Credit Services	N/A
P/E Ratio	13.44	-8.72
Forward P/E	7.10	N/A
Dividend Yield	27.20%	N/A
Debt to Equity	0.10%	N/A
Free Cash Flow Yield	92.47%	39.80%
P/S Ratio	N/A	-5.04
P/B Ratio	N/A	-9.54

Market Cap

YRD

$105M

Winner

GRYP

$105M

Max Drawdown

Winner

YRD

98.65%

GRYP

100.00%

Sharpe Ratio

YRD

-1.17

Winner

GRYP

1.07

5Y Beta

YRD

0.92

GRYP

N/A

Industry

YRD

Credit Services

GRYP

N/A

P/E Ratio

YRD

13.44

Winner

GRYP

-8.72

Forward P/E

YRD

7.10

GRYP

N/A

Dividend Yield

YRD

27.20%

GRYP

N/A

Debt to Equity

YRD

0.10%

GRYP

N/A

Free Cash Flow Yield

Winner

YRD

92.47%

GRYP

39.80%

P/S Ratio

YRD

N/A

GRYP

-5.04

P/B Ratio

YRD

N/A

GRYP

-9.54

YRD vs GRYP - Historical Returns

Returns include dividend reinvestment.

Period	YRD	GRYP
1 month	-2.44%	+31.43%
3 months	-39.39%	+28.97%
6 months	-66.85%	+409.98%
1 year	-79.53%	+123.59%
5 years(CAGR)	-19.38%	-76.81%
10 years(CAGR)	-25.93%	N/A
Max(CAGR)	-16.18%	-65.20%

YRD

-2.44%

Winner

GRYP

+31.43%

YRD

-39.39%

Winner

GRYP

+28.97%

YRD

-66.85%

Winner

GRYP

+409.98%

YRD

-79.53%

Winner

GRYP

+123.59%

5Y(CAGR)

Winner

YRD

-19.38%

GRYP

-76.81%

10Y(CAGR)

YRD

-25.93%

GRYP

N/A

Max(CAGR)

Winner

YRD

-16.18%

GRYP

-65.20%

YRD vs GRYP - Annual Returns (2015 - 2026)

Returns include dividend reinvestment.

Year	YRD	GRYP
2026	-68.67%	N/A
2025	-18.22%	+245.69%
2024	+38.40%	-94.80%
2023	+106.62%	-39.16%
2022	-51.42%	-98.17%
2021	-12.54%	-48.38%
2020	-46.98%	-61.75%
2019	-48.18%	-16.53%
2018	-77.23%	+4.89%
2017	+113.11%	N/A
2016	+131.25%	N/A
2015	+3.85%	N/A

YRD vs GRYP Drawdown Comparison

The maximum drawdown for YRD was -98.64%, occurring on Aug 30, 2022. This drawdown has not yet recovered.

The maximum drawdown for GRYP was -100.00%, occurring on Apr 8, 2025. This drawdown has not yet recovered.

The current YRD drawdown is -97.43%. The current GRYP drawdown is -99.99%.

Rank	YRD	GRYP
#1	-98.64% Oct 18, 2017 - Aug 30, 2022	-100.00% Jun 19, 2019 - Apr 8, 2025
#2	-64.22% Dec 28, 2015 - Mar 28, 2016	-5.96% Oct 9, 2018 - Jun 17, 2019
#3	-46.32% Aug 18, 2016 - Jul 31, 2017	-3.43% Jul 30, 2018 - Sep 24, 2018
#4	-27.69% Apr 4, 2016 - May 27, 2016	-3.42% Apr 24, 2018 - Jul 25, 2018
#5	-21.02% Jun 8, 2016 - Jul 12, 2016	-2.00% Jul 25, 2018 - Jul 30, 2018
#6	-20.10% Jul 31, 2017 - Aug 11, 2017	-1.25% Feb 26, 2018 - Apr 16, 2018
#7	-17.03% Aug 1, 2016 - Aug 10, 2016	-0.51% Apr 16, 2018 - Apr 24, 2018
#8	-9.94% Jun 2, 2016 - Jun 8, 2016	-0.49% Sep 24, 2018 - Oct 2, 2018
#9	-9.37% Aug 14, 2017 - Sep 1, 2017	-0.10% Oct 2, 2018 - Oct 8, 2018
#10	-8.75% Aug 10, 2016 - Aug 15, 2016	N/A
#11	-7.37% Sep 19, 2017 - Oct 3, 2017	N/A
#12	-7.27% Jul 15, 2016 - Jul 20, 2016	N/A
#13	-5.25% Aug 15, 2016 - Aug 17, 2016	N/A
#14	-4.99% Sep 1, 2017 - Sep 7, 2017	N/A
#15	-4.35% Jul 13, 2016 - Jul 15, 2016	N/A