XYF vs RDIB

Comparison between X Financial (XYF, Company) and Reading International Inc - Class B (RDIB, Company).

XYF is from the Financial Services sector, while RDIB is from the Communication Services sector.

5-Year PerformanceXYF has outperformed RDIB, delivering a return of +3.7% compared to -17.6%

XYF vs RDIB - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	XYF(COMPANY)	RDIB(COMPANY)
Market Cap	$205M	$204M
Max Drawdown	95.82%	83.40%
Sharpe Ratio	-1.20	-0.03
5Y Beta	0.76	0.18
Industry	Credit Services	Entertainment
P/E Ratio	0.98	-10.33
Forward P/E	N/A	10.26
PEG Ratio	0.16	N/A
Dividend Yield	10.70%	N/A
5Y EPS CAGR	16.91%	N/A
Debt to Equity	5.23%	-138.97%
Free Cash Flow Yield	N/A	1.01%

Market Cap

Winner

XYF

$205M

RDIB

$204M

Max Drawdown

XYF

95.82%

Winner

RDIB

83.40%

Sharpe Ratio

XYF

-1.20

Winner

RDIB

-0.03

5Y Beta

XYF

0.76

Winner

RDIB

0.18

Industry

XYF

Credit Services

RDIB

Entertainment

P/E Ratio

XYF

0.98

Winner

RDIB

-10.33

Forward P/E

XYF

N/A

RDIB

10.26

PEG Ratio

XYF

0.16

RDIB

N/A

Dividend Yield

XYF

10.70%

RDIB

N/A

5Y EPS CAGR

XYF

16.91%

RDIB

N/A

Debt to Equity

XYF

5.23%

Winner

RDIB

-138.97%

Free Cash Flow Yield

XYF

N/A

RDIB

1.01%

XYF vs RDIB - Historical Returns

Returns include dividend reinvestment.

Period	XYF	RDIB
1 month	+20.48%	+5.76%
3 months	+22.47%	-4.26%
6 months	+14.15%	-25.62%
1 year	-57.63%	-25.06%
5 years(CAGR)	+3.66%	-17.64%
10 years(CAGR)	N/A	-4.31%
Max(CAGR)	-18.71%	+3.61%

Winner

XYF

+20.48%

RDIB

+5.76%

Winner

XYF

+22.47%

RDIB

-4.26%

Winner

XYF

+14.15%

RDIB

-25.62%

XYF

-57.63%

Winner

RDIB

-25.06%

5Y(CAGR)

Winner

XYF

+3.66%

RDIB

-17.64%

10Y(CAGR)

XYF

N/A

RDIB

-4.31%

Max(CAGR)

XYF

-18.71%

Winner

RDIB

+3.61%

XYF vs RDIB - Annual Returns (2000 - 2026)

Returns include dividend reinvestment.

Year	XYF	RDIB
2026	+1.90%	-20.00%
2025	-31.04%	+48.72%
2024	+139.08%	-37.27%
2023	+27.81%	-29.07%
2022	-3.51%	-14.99%
2021	+55.15%	+6.71%
2020	-62.12%	-19.41%
2019	-60.19%	-0.87%
2018	-64.33%	+19.61%
2017	N/A	+21.82%
2016	N/A	+37.61%
2015	N/A	+5.54%
2014	N/A	+44.44%
2013	N/A	+50.00%
2012	N/A	+40.85%
2011	N/A	-52.61%
2010	N/A	+33.19%
2009	N/A	+73.08%
2008	N/A	-62.86%
2007	N/A	+31.25%
2006	N/A	+3.90%
2005	N/A	-6.10%
2004	N/A	+37.19%
2003	N/A	+51.25%
2002	N/A	+138.10%
2001	N/A	-36.00%
2000	N/A	-26.77%

XYF vs RDIB Drawdown Comparison

The maximum drawdown for XYF was -95.75%, occurring on Sep 24, 2020. This drawdown has not yet recovered.

The maximum drawdown for RDIB was -83.40%, occurring on Feb 28, 2025. This drawdown has not yet recovered.

The current XYF drawdown is -80.53%. The current RDIB drawdown is -74.29%.

Rank	XYF	RDIB
#1	-95.75% Sep 19, 2018 - Sep 24, 2020	-83.40% Aug 17, 2022 - Feb 28, 2025
#2	N/A	-67.26% Jul 17, 2007 - May 27, 2014
#3	N/A	-61.33% Aug 24, 2000 - May 30, 2002
#4	N/A	-55.88% Oct 12, 2018 - Nov 4, 2021
#5	N/A	-48.32% Nov 4, 2021 - Aug 17, 2022
#6	N/A	-37.39% Oct 21, 2015 - Dec 20, 2016
#7	N/A	-28.82% Nov 10, 2004 - Mar 15, 2006
#8	N/A	-27.33% Jan 31, 2018 - Aug 15, 2018
#9	N/A	-25.00% Jan 5, 2000 - Aug 18, 2000
#10	N/A	-21.34% May 27, 2014 - Jul 30, 2014
#11	N/A	-20.00% Jun 5, 2002 - May 7, 2003
#12	N/A	-19.91% Feb 3, 2017 - Aug 31, 2017
#13	N/A	-19.57% Aug 16, 2018 - Sep 26, 2018
#14	N/A	-18.33% Jun 30, 2003 - Sep 5, 2003
#15	N/A	-17.39% Jul 30, 2014 - Nov 13, 2014