XYF vs AGM-P-F

Comparison between X Financial (XYF, Company) and Federal Agricultural Mortgage Corp (AGM-P-F, Company).

5-Year PerformanceXYF has outperformed AGM-P-F, delivering a return of +3.7% compared to -0.9%

XYF vs AGM-P-F - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	XYF(COMPANY)	AGM-P-F(COMPANY)
Market Cap	$205M	$205M
Max Drawdown	95.82%	32.93%
Sharpe Ratio	-1.20	-0.01
5Y Beta	0.76	0.12
Industry	Credit Services	N/A
P/E Ratio	0.98	0.94
PEG Ratio	0.16	0.22
Dividend Yield	10.70%	N/A
5Y Dividends CAGR	N/A	6.59%
5Y EPS CAGR	16.91%	12.53%
Debt to Equity	5.23%	1879.86%

Market Cap

Winner

XYF

$205M

AGM-P-F

$205M

Max Drawdown

XYF

95.82%

Winner

AGM-P-F

32.93%

Sharpe Ratio

XYF

-1.20

Winner

AGM-P-F

-0.01

5Y Beta

XYF

0.76

Winner

AGM-P-F

0.12

Industry

XYF

Credit Services

AGM-P-F

N/A

P/E Ratio

XYF

0.98

Winner

AGM-P-F

0.94

PEG Ratio

Winner

XYF

0.16

AGM-P-F

0.22

Dividend Yield

XYF

10.70%

AGM-P-F

N/A

5Y Dividends CAGR

XYF

N/A

AGM-P-F

6.59%

5Y EPS CAGR

Winner

XYF

16.91%

AGM-P-F

12.53%

Debt to Equity

Winner

XYF

5.23%

AGM-P-F

1879.86%

XYF vs AGM-P-F - Historical Returns

Returns include dividend reinvestment.

Period	XYF	AGM-P-F
1 month	+20.48%	+0.16%
3 months	+22.47%	+1.83%
6 months	+14.15%	-1.39%
1 year	-57.63%	+1.22%
5 years(CAGR)	+3.66%	-0.86%
Max(CAGR)	-18.71%	+1.15%

Winner

XYF

+20.48%

AGM-P-F

+0.16%

Winner

XYF

+22.47%

AGM-P-F

+1.83%

Winner

XYF

+14.15%

AGM-P-F

-1.39%

XYF

-57.63%

Winner

AGM-P-F

+1.22%

5Y(CAGR)

Winner

XYF

+3.66%

AGM-P-F

-0.86%

Max(CAGR)

XYF

-18.71%

Winner

AGM-P-F

+1.15%

XYF vs AGM-P-F - Annual Returns (2018 - 2026)

Returns include dividend reinvestment.

Year	XYF	AGM-P-F
2026	+1.90%	+1.05%
2025	-31.04%	-1.65%
2024	+139.08%	+4.97%
2023	+27.81%	+13.15%
2022	-3.51%	-22.20%
2021	+55.15%	+1.66%
2020	-62.12%	+10.94%
2019	-60.19%	N/A
2018	-64.33%	N/A

XYF vs AGM-P-F Drawdown Comparison

The maximum drawdown for XYF was -95.75%, occurring on Sep 24, 2020. This drawdown has not yet recovered.

The maximum drawdown for AGM-P-F was -28.12%, occurring on Nov 4, 2022. Recovery took 790 trading sessions.

The current XYF drawdown is -80.53%. The current AGM-P-F drawdown is -9.05%.

Rank	XYF	AGM-P-F
#1	-95.75% Sep 19, 2018 - Sep 24, 2020	-28.12% Aug 9, 2021 - Sep 30, 2024
#2	N/A	-14.43% Oct 17, 2024 - Jun 13, 2025
#3	N/A	-7.28% Dec 31, 2020 - Jun 30, 2021
#4	N/A	-2.38% Oct 23, 2020 - Nov 4, 2020
#5	N/A	-2.21% Jul 8, 2021 - Jul 30, 2021
#6	N/A	-2.19% Nov 24, 2020 - Dec 31, 2020
#7	N/A	-1.66% Oct 5, 2020 - Oct 23, 2020
#8	N/A	-1.62% Aug 24, 2020 - Sep 14, 2020
#9	N/A	-1.55% Nov 4, 2020 - Nov 17, 2020
#10	N/A	-1.25% Oct 3, 2024 - Oct 16, 2024
#11	N/A	-1.00% Aug 2, 2021 - Aug 4, 2021
#12	N/A	-0.95% Aug 5, 2021 - Aug 9, 2021
#13	N/A	-0.66% Nov 17, 2020 - Nov 24, 2020
#14	N/A	-0.61% Sep 17, 2020 - Sep 28, 2020
#15	N/A	-0.34% Sep 29, 2020 - Oct 1, 2020