XYF vs EGAN

Comparison between X Financial (XYF, Company) and eGain Corp (EGAN, Company).

XYF is from the Financial Services sector, while EGAN is from the Technology sector.

5-Year PerformanceXYF has outperformed EGAN, delivering a return of -3.4% compared to -8.5%

XYF vs EGAN - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	XYF(COMPANY)	EGAN(COMPANY)
Market Cap	$198M	$198M
Max Drawdown	95.82%	99.97%
Sharpe Ratio	-1.21	0.58
5Y Beta	0.77	1.20
Industry	Credit Services	Software - Application
P/E Ratio	0.95	25.78
Forward P/E	N/A	16.56
PEG Ratio	0.15	0.28
Dividend Yield	11.00%	N/A
5Y EPS CAGR	16.91%	2.46%
Debt to Equity	5.23%	0.00%
Free Cash Flow Yield	N/A	6.89%
P/S Ratio	0.03	2.15
P/B Ratio	0.17	2.18

Market Cap

XYF

$198M

Winner

EGAN

$198M

Max Drawdown

Winner

XYF

95.82%

EGAN

99.97%

Sharpe Ratio

XYF

-1.21

Winner

EGAN

0.58

5Y Beta

Winner

XYF

0.77

EGAN

1.20

Industry

XYF

Credit Services

EGAN

Software - Application

P/E Ratio

Winner

XYF

0.95

EGAN

25.78

Forward P/E

XYF

N/A

EGAN

16.56

PEG Ratio

Winner

XYF

0.15

EGAN

0.28

Dividend Yield

XYF

11.00%

EGAN

N/A

5Y EPS CAGR

Winner

XYF

16.91%

EGAN

2.46%

Debt to Equity

XYF

5.23%

Winner

EGAN

0.00%

Free Cash Flow Yield

XYF

N/A

EGAN

6.89%

P/S Ratio

Winner

XYF

0.03

EGAN

2.15

P/B Ratio

Winner

XYF

0.17

EGAN

2.18

XYF vs EGAN - Historical Returns

Returns include dividend reinvestment.

Period	XYF	EGAN
1 month	+5.04%	+14.46%
3 months	+4.20%	+0.00%
6 months	+4.93%	-26.40%
1 year	-60.40%	+14.11%
5 years(CAGR)	-3.37%	-8.54%
10 years(CAGR)	N/A	+10.80%
Max(CAGR)	-19.42%	-12.74%

XYF

+5.04%

Winner

EGAN

+14.46%

Winner

XYF

+4.20%

EGAN

+0.00%

Winner

XYF

+4.93%

EGAN

-26.40%

XYF

-60.40%

Winner

EGAN

+14.11%

5Y(CAGR)

Winner

XYF

-3.37%

EGAN

-8.54%

10Y(CAGR)

XYF

N/A

EGAN

+10.80%

Max(CAGR)

XYF

-19.42%

Winner

EGAN

-12.74%

XYF vs EGAN - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	XYF	EGAN
2026	-4.51%	-28.68%
2025	-31.04%	+67.59%
2024	+139.08%	-24.39%
2023	+27.81%	-9.26%
2022	-3.51%	-9.97%
2021	+55.15%	-14.85%
2020	-62.12%	+46.16%
2019	-60.19%	+17.86%
2018	-64.33%	+20.55%
2017	N/A	+156.10%
2016	N/A	-48.28%
2015	N/A	-16.80%
2014	N/A	-49.36%
2013	N/A	+130.11%
2012	N/A	-36.62%
2011	N/A	+475.83%
2010	N/A	+29.81%
2009	N/A	+258.62%
2008	N/A	-58.33%
2007	N/A	-64.57%
2006	N/A	+81.94%
2005	N/A	-30.77%
2004	N/A	-53.95%
2003	N/A	-2.38%
2002	N/A	-86.27%
2001	N/A	-57.32%
2000	N/A	-91.51%
1999	N/A	+33.63%

XYF vs EGAN Drawdown Comparison

The maximum drawdown for XYF was -95.75%, occurring on Sep 24, 2020. This drawdown has not yet recovered.

The maximum drawdown for EGAN was -99.97%, occurring on Jun 18, 2009. This drawdown has not yet recovered.

The current XYF drawdown is -81.76%. The current EGAN drawdown is -98.93%.

Rank	XYF	EGAN
#1	-95.75% Sep 19, 2018 - Sep 24, 2020	-99.97% Mar 3, 2000 - Jun 18, 2009
#2	N/A	-53.68% Dec 8, 1999 - Mar 1, 2000
#3	N/A	-16.65% Nov 18, 1999 - Dec 2, 1999
#4	N/A	-14.29% Nov 8, 1999 - Nov 18, 1999
#5	N/A	-9.74% Nov 3, 1999 - Nov 8, 1999
#6	N/A	-6.18% Dec 2, 1999 - Dec 6, 1999