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XYF vs NIU

Comparison between X Financial (XYF, Company) and Niu Technologies (NIU, Company).

XYF is from the Financial Services sector, while NIU is from the Consumer Cyclical sector.

5-Year PerformanceXYF has outperformed NIU, delivering a return of -3.4% compared to -36.4%

XYF vs NIU - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
XYF
$198M
NIU
$198M
Max Drawdown
Winner
XYF
95.82%
NIU
96.70%
Sharpe Ratio
XYF
-1.21
Winner
NIU
-0.35
5Y Beta
Winner
XYF
0.77
NIU
0.98
Industry
XYF
Credit Services
NIU
Auto Manufacturers
P/E Ratio
XYF
0.95
Winner
NIU
-14.07
Forward P/E
XYF
N/A
NIU
6.42
PEG Ratio
XYF
0.15
NIU
N/A
Dividend Yield
XYF
11.00%
NIU
N/A
5Y EPS CAGR
XYF
16.91%
NIU
N/A
Debt to Equity
Winner
XYF
5.23%
NIU
91.45%
Free Cash Flow Yield
XYF
N/A
NIU
25.50%
P/S Ratio
Winner
XYF
0.03
NIU
0.04
P/B Ratio
Winner
XYF
0.17
NIU
1.68

XYF vs NIU - Historical Returns

Returns include dividend reinvestment.

1M
XYF
+5.04%
Winner
NIU
+17.22%
3M
Winner
XYF
+4.20%
NIU
-23.20%
6M
Winner
XYF
+4.93%
NIU
-27.94%
1Y
XYF
-60.40%
Winner
NIU
-34.84%
5Y(CAGR)
Winner
XYF
-3.37%
NIU
-36.41%
Max(CAGR)
XYF
-19.42%
Winner
NIU
-14.94%

XYF vs NIU - Annual Returns (2018 - 2026)

Returns include dividend reinvestment.

YearXYFNIU
2026-4.51%-21.97%
2025-31.04%+74.14%
2024+139.08%-16.36%
2023+27.81%-60.40%
2022-3.51%-68.59%
2021+55.15%-44.00%
2020-62.12%+221.31%
2019-60.19%+21.68%
2018-64.33%-19.08%

XYF vs NIU Drawdown Comparison

The maximum drawdown for XYF was -95.75%, occurring on Sep 24, 2020. This drawdown has not yet recovered.

The maximum drawdown for NIU was -96.70%, occurring on Feb 5, 2024. This drawdown has not yet recovered.

The current XYF drawdown is -81.76%. The current NIU drawdown is -95.04%.

RankXYFNIU
#1-95.75%
Sep 19, 2018 - Sep 24, 2020
-96.70%
Feb 16, 2021 - Feb 5, 2024
#2N/A-59.08%
Apr 8, 2019 - Jun 18, 2020
#3N/A-33.48%
Nov 2, 2018 - Apr 3, 2019
#4N/A-24.66%
Nov 19, 2020 - Jan 11, 2021
#5N/A-24.16%
Oct 19, 2018 - Nov 2, 2018
#6N/A-21.46%
Jul 8, 2020 - Oct 5, 2020
#7N/A-17.96%
Oct 20, 2020 - Nov 13, 2020
#8N/A-11.06%
Jan 25, 2021 - Feb 16, 2021
#9N/A-8.30%
Jan 12, 2021 - Jan 19, 2021
#10N/A-7.50%
Jun 19, 2020 - Jul 1, 2020
#11N/A-6.21%
Nov 17, 2020 - Nov 19, 2020
#12N/A-4.29%
Oct 16, 2020 - Oct 20, 2020
#13N/A-4.23%
Oct 6, 2020 - Oct 9, 2020
#14N/A-1.88%
Jan 21, 2021 - Jan 25, 2021
#15N/A-1.76%
Jan 19, 2021 - Jan 21, 2021

Correlation

Correlation between XYF and NIU is -0.21 which considered as a very weak or no correlation - the stocks move independently of each other.

-0.21
-101

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