XLK vs SCHD
Comparison between THE TECHNOLOGY SELECT SECTOR SPDR FUND (XLK, ETF) and SCHWAB U.S. DIVIDEND EQUITY ETF (SCHD, ETF).
5-Year PerformanceXLK has outperformed SCHD, delivering a return of +21.3% compared to +7.9%
XLK vs SCHD - Performance Comparison
Key Characteristics
Financial metrics and valuation ratios
Net Assets
XLK
$84B
Winner
SCHD
$85B
Expense Ratio
XLK
0.08%
Winner
SCHD
0.06%
Max Drawdown
XLK
82.05%
Winner
SCHD
33.37%
Sharpe Ratio
Winner
XLK
2.30
SCHD
1.90
5Y Beta
XLK
1.42
Winner
SCHD
0.55
P/E Ratio
XLK
37.17
Winner
SCHD
17.70
Forward P/E
XLK
22.34
Winner
SCHD
15.11
PEG Ratio
Winner
XLK
0.53
SCHD
0.94
5Y Dividends CAGR
XLK
5.31%
Winner
SCHD
9.11%
5Y EPS CAGR
Winner
XLK
34.25%
SCHD
8.09%
Debt to Equity
Winner
XLK
43.45%
SCHD
69.36%
P/S Ratio
XLK
7.28
Winner
SCHD
1.76
P/B Ratio
XLK
9.09
Winner
SCHD
3.55
XLK vs SCHD - Holdings Comparison
XLK and SCHD have 5 common holdings. Overlap is 3.88%
XLK's top 25 holdings weight is 83.51%. SCHD's top 25 holdings weight is 79.90%.
| Rank | XLK | SCHD |
|---|---|---|
| #1 | NVIDIA CORP (NVDA) - 15.95% | TEXAS INSTRUMENTS INC (TXN) - 5.29% |
| #2 | APPLE INC (AAPL) - 12.24% | UNITEDHEALTH GROUP INC (UNH) - 5.07% |
| #3 | MICROSOFT CORP (MSFT) - 9.82% | QUALCOMM INC (QCOM) - 4.16% |
| #4 | BROADCOM INC (AVGO) - 5.84% | CHEVRON CORP (CVX) - 4.09% |
| #5 | MICRON TECHNOLOGY INC (MU) - 4.26% | COCA-COLA CO (KO) - 4.05% |
| #6 | ADVANCED MICRO DEVICES INC (AMD) - 3.95% | CONOCOPHILLIPS (COP) - 3.96% |
| #7 | INTEL CORP (INTC) - 2.98% | PEPSICO INC (PEP) - 3.85% |
| #8 | CISCO SYSTEMS INC (CSCO) - 2.57% | PROCTER & GAMBLE CO (PG) - 3.81% |
| #9 | n/a (PLTR) - 2.42% | VERIZON COMMUNICATIONS INC (VZ) - 3.73% |
| #10 | LAM RESEARCH CORP (LRCX) - 2.35% | MERCK & CO INC (MRK) - 3.69% |
| #11 | APPLIED MATERIALS INC (AMAT) - 2.27% | AMGEN INC (AMGN) - 3.62% |
| #12 | ORACLE CORP (ORCL) - 2.11% | THE HOME DEPOT INC (HD) - 3.60% |
| #13 | TEXAS INSTRUMENTS INC (TXN) - 1.80% | ABBOTT LABORATORIES (ABT) - 3.35% |
| #14 | KLA CORP (KLAC) - 1.78% | BRISTOL-MYERS SQUIBB CO (BMY) - 3.08% |
| #15 | INTERNATIONAL BUSINESS MACHINES CORP (IBM) - 1.63% | ALTRIA GROUP INC (MO) - 2.96% |
| #16 | ANALOG DEVICES INC (ADI) - 1.40% | ACCENTURE PLC CLASS A (ACN) - 2.84% |
| #17 | AMPHENOL CORP CLASS A (APH) - 1.33% | LOCKHEED MARTIN CORP (LMT) - 2.69% |
| #18 | ARISTA NETWORKS INC (ANET) - 1.28% | COMCAST CORP CLASS A (CMCSA) - 2.58% |
| #19 | SALESFORCE INC (CRM) - 1.27% | BLACKSTONE INC (BX) - 2.36% |
| #20 | QUALCOMM INC (QCOM) - 1.20% | SLB LTD (SLB) - 2.16% |
| #21 | SANDISK CORP ORDINARY SHARES (SNDK) - 1.11% | AUTOMATIC DATA PROCESSING INC (ADP) - 2.08% |
| #22 | PALO ALTO NETWORKS INC (PANW) - 1.10% | UNITED PARCEL SERVICE INC CLASS B (UPS) - 2.00% |
| #23 | WESTERN DIGITAL CORP (WDC) - 0.99% | EOG RESOURCES INC (EOG) - 1.91% |
| #24 | SEAGATE TECHNOLOGY HOLDINGS PLC (STX) - 0.95% | TARGET CORP (TGT) - 1.50% |
| #25 | APPLOVIN CORP ORDINARY SHARES CLASS A (APP) - 0.91% | ONEOK INC (OKE) - 1.47% |
| Total Holdings | 76 | 104 |
XLK vs SCHD - Historical Returns
Returns include dividend reinvestment.
1M
Winner
XLK
+23.88%
SCHD
+2.46%
3M
Winner
XLK
+22.59%
SCHD
+1.71%
6M
Winner
XLK
+22.15%
SCHD
+20.54%
1Y
Winner
XLK
+62.03%
SCHD
+27.38%
5Y(CAGR)
Winner
XLK
+21.26%
SCHD
+7.92%
10Y(CAGR)
Winner
XLK
+24.95%
SCHD
+12.70%
Max(CAGR)
XLK
+9.53%
Winner
SCHD
+13.12%
XLK vs SCHD - Annual Returns (1999 - 2026)
Returns include dividend reinvestment.
| Year | XLK | SCHD |
|---|---|---|
| 2026 | +21.78% | +14.99% |
| 2025 | +24.89% | +4.56% |
| 2024 | +24.90% | +10.86% |
| 2023 | +57.51% | +4.71% |
| 2022 | -28.41% | -3.21% |
| 2021 | +36.98% | +31.74% |
| 2020 | +40.97% | +14.78% |
| 2019 | +49.76% | +27.28% |
| 2018 | -2.86% | -5.85% |
| 2017 | +33.07% | +20.20% |
| 2016 | +16.54% | +17.78% |
| 2015 | +5.69% | -0.21% |
| 2014 | +19.01% | +12.79% |
| 2013 | +22.18% | +30.09% |
| 2012 | +13.69% | +10.39% |
| 2011 | +1.48% | +5.31% |
| 2010 | +9.77% | N/A |
| 2009 | +45.83% | N/A |
| 2008 | -40.31% | N/A |
| 2007 | +15.10% | N/A |
| 2006 | +10.55% | N/A |
| 2005 | +0.54% | N/A |
| 2004 | +5.13% | N/A |
| 2003 | +31.57% | N/A |
| 2002 | -39.68% | N/A |
| 2001 | -18.64% | N/A |
| 2000 | -43.52% | N/A |
| 1999 | +26.96% | N/A |
XLK vs SCHD Drawdown Comparison
The maximum drawdown for XLK was -82.05%, occurring on Oct 9, 2002. Recovery took 4255 trading sessions.
The maximum drawdown for SCHD was -33.37%, occurring on Mar 23, 2020. Recovery took 155 trading sessions.
The current SCHD drawdown is -1.40%.
| Rank | XLK | SCHD |
|---|---|---|
| #1 | -82.05% Mar 27, 2000 - Feb 24, 2017 | -33.37% Jan 23, 2020 - Sep 2, 2020 |
| #2 | -33.56% Dec 27, 2021 - Jun 15, 2023 | -17.07% Sep 21, 2018 - Apr 4, 2019 |
| #3 | -31.15% Feb 19, 2020 - Jun 9, 2020 | -16.82% Jan 11, 2022 - Dec 27, 2023 |
| #4 | -25.66% Feb 19, 2025 - Jun 12, 2025 | -16.13% Nov 29, 2024 - Jan 8, 2026 |
| #5 | -23.77% Oct 3, 2018 - Apr 3, 2019 | -13.93% Mar 2, 2015 - Mar 11, 2016 |
| #6 | -16.97% Jul 10, 2024 - Nov 7, 2024 | -12.37% Jan 26, 2018 - Sep 20, 2018 |
| #7 | -15.93% Oct 29, 2025 - Apr 16, 2026 | -8.68% Apr 23, 2019 - Jul 23, 2019 |
| #8 | -12.70% Sep 2, 2020 - Dec 8, 2020 | -7.63% Sep 2, 2020 - Oct 8, 2020 |
| #9 | -11.72% Jan 3, 2000 - Feb 10, 2000 | -7.10% Jul 26, 2019 - Sep 10, 2019 |
| #10 | -10.94% Jul 18, 2023 - Nov 14, 2023 | -6.88% Oct 12, 2020 - Nov 9, 2020 |
| #11 | -10.46% Apr 24, 2019 - Jun 20, 2019 | -6.77% Oct 28, 2011 - Dec 6, 2011 |
| #12 | -10.38% Jan 26, 2018 - Feb 26, 2018 | -6.68% Dec 31, 2013 - Mar 25, 2014 |
| #13 | -9.43% Mar 12, 2018 - Jun 1, 2018 | -6.50% Sep 19, 2014 - Oct 31, 2014 |
| #14 | -9.21% Feb 12, 2021 - Apr 7, 2021 | -6.34% Apr 2, 2012 - Jul 3, 2012 |
| #15 | -8.61% Mar 12, 2024 - May 15, 2024 | -6.23% Oct 18, 2012 - Jan 4, 2013 |
Correlation
Correlation between XLK and SCHD is 0.97 which considered as a very strong positive correlation - the stocks move almost identically together.
0.97
-101
Dividend Comparison (1999 - 2026)
XLK vs SCHD dividend yield comparison.
| Year | XLK | SCHD |
|---|---|---|
| 2026 | 0.10% | 0.81% |
| 2025 | 0.54% | 3.82% |
| 2024 | 0.66% | 3.64% |
| 2023 | 0.76% | 3.49% |
| 2022 | 1.04% | 3.39% |
| 2021 | 0.65% | 2.78% |
| 2020 | 0.92% | 3.16% |
| 2019 | 1.16% | 2.98% |
| 2018 | 1.60% | 3.06% |
| 2017 | 1.37% | 2.63% |
| 2016 | 1.74% | 2.89% |
| 2015 | 1.79% | 2.97% |
| 2014 | 1.75% | 2.63% |
| 2013 | 1.70% | 2.47% |
| 2012 | 1.74% | 2.86% |
| 2011 | 1.51% | 0.47% |
| 2010 | 1.28% | 0.00% |
| 2009 | 1.37% | 0.00% |
| 2008 | 1.46% | 0.00% |
| 2007 | 0.72% | 0.00% |
| 2006 | 1.16% | 0.00% |
| 2005 | 0.71% | 0.00% |
| 2004 | 1.98% | 0.00% |
| 2003 | 0.69% | 0.00% |
| 2002 | 0.28% | 0.00% |
| 1999 | 0.00% | 0.00% |
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