SCHD vs SGOV

Comparison between SCHWAB U.S. DIVIDEND EQUITY ETF (SCHD, ETF) and ISHARES 0-3 MONTH TREASURY BOND ETF (SGOV, ETF).

5-Year PerformanceSCHD has outperformed SGOV, delivering a return of +7.9% compared to +3.5%

SCHD vs SGOV - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SCHD(ETF)	SGOV(ETF)
Net Assets	$85B	$84B
Expense Ratio	0.06%	0.09%
Max Drawdown	33.37%	0.68%
Sharpe Ratio	1.90	1.82
5Y Beta	0.55	-0.00
P/E Ratio	17.70	N/A
Forward P/E	15.11	N/A
PEG Ratio	0.94	N/A
5Y Dividends CAGR	9.11%	142.08%
5Y EPS CAGR	8.09%	N/A
Debt to Equity	69.36%	N/A
P/S Ratio	1.76	N/A
P/B Ratio	3.55	N/A

Net Assets

Winner

SCHD

$85B

SGOV

$84B

Expense Ratio

Winner

SCHD

0.06%

SGOV

0.09%

Max Drawdown

SCHD

33.37%

Winner

SGOV

0.68%

Sharpe Ratio

Winner

SCHD

1.90

SGOV

1.82

5Y Beta

SCHD

0.55

Winner

SGOV

-0.00

P/E Ratio

SCHD

17.70

SGOV

N/A

Forward P/E

SCHD

15.11

SGOV

N/A

PEG Ratio

SCHD

0.94

SGOV

N/A

5Y Dividends CAGR

SCHD

9.11%

Winner

SGOV

142.08%

5Y EPS CAGR

SCHD

8.09%

SGOV

N/A

Debt to Equity

SCHD

69.36%

SGOV

N/A

P/S Ratio

SCHD

1.76

SGOV

N/A

P/B Ratio

SCHD

3.55

SGOV

N/A

SCHD vs SGOV - Historical Returns

Returns include dividend reinvestment.

Period	SCHD	SGOV
1 month	+2.46%	+0.33%
3 months	+1.71%	+0.89%
6 months	+20.54%	+1.84%
1 year	+27.38%	+4.02%
5 years(CAGR)	+7.92%	+3.49%
10 years(CAGR)	+12.70%	N/A
Max(CAGR)	+13.12%	+2.94%

Winner

SCHD

+2.46%

SGOV

+0.33%

Winner

SCHD

+1.71%

SGOV

+0.89%

Winner

SCHD

+20.54%

SGOV

+1.84%

Winner

SCHD

+27.38%

SGOV

+4.02%

5Y(CAGR)

Winner

SCHD

+7.92%

SGOV

+3.49%

10Y(CAGR)

SCHD

+12.70%

SGOV

N/A

Max(CAGR)

Winner

SCHD

+13.12%

SGOV

+2.94%

SCHD vs SGOV - Annual Returns (2011 - 2026)

Returns include dividend reinvestment.

Year	SCHD	SGOV
2026	+14.99%	+1.24%
2025	+4.56%	+4.22%
2024	+10.86%	+5.25%
2023	+4.71%	+5.10%
2022	-3.21%	+1.58%
2021	+31.74%	+0.04%
2020	+14.78%	+0.05%
2019	+27.28%	N/A
2018	-5.85%	N/A
2017	+20.20%	N/A
2016	+17.78%	N/A
2015	-0.21%	N/A
2014	+12.79%	N/A
2013	+30.09%	N/A
2012	+10.39%	N/A
2011	+5.31%	N/A

SCHD vs SGOV Drawdown Comparison

The maximum drawdown for SCHD was -33.37%, occurring on Mar 23, 2020. Recovery took 155 trading sessions.

The maximum drawdown for SGOV was -0.03%, occurring on Aug 23, 2022. Recovery took 3 trading sessions.

The current SCHD drawdown is -1.40%.

Rank	SCHD	SGOV
#1	-33.37% Jan 23, 2020 - Sep 2, 2020	-0.03% Aug 22, 2022 - Aug 25, 2022
#2	-17.07% Sep 21, 2018 - Apr 4, 2019	-0.02% Aug 27, 2020 - Oct 5, 2020
#3	-16.82% Jan 11, 2022 - Dec 27, 2023	-0.02% Nov 2, 2021 - Dec 16, 2021
#4	-16.13% Nov 29, 2024 - Jan 8, 2026	-0.02% Mar 1, 2021 - Apr 6, 2021
#5	-13.93% Mar 2, 2015 - Mar 11, 2016	-0.02% Aug 4, 2021 - Sep 7, 2021
#6	-12.37% Jan 26, 2018 - Sep 20, 2018	-0.02% Oct 21, 2021 - Nov 2, 2021
#7	-8.68% Apr 23, 2019 - Jul 23, 2019	-0.02% Jul 7, 2022 - Jul 14, 2022
#8	-7.63% Sep 2, 2020 - Oct 8, 2020	-0.02% Jun 21, 2022 - Jun 29, 2022
#9	-7.10% Jul 26, 2019 - Sep 10, 2019	-0.02% Jul 27, 2022 - Aug 1, 2022
#10	-6.88% Oct 12, 2020 - Nov 9, 2020	-0.02% Oct 11, 2022 - Oct 13, 2022
#11	-6.77% Oct 28, 2011 - Dec 6, 2011	-0.02% Mar 24, 2023 - Mar 28, 2023
#12	-6.68% Dec 31, 2013 - Mar 25, 2014	-0.02% Dec 23, 2021 - Feb 16, 2022
#13	-6.50% Sep 19, 2014 - Oct 31, 2014	-0.02% Aug 19, 2020 - Aug 27, 2020
#14	-6.34% Apr 2, 2012 - Jul 3, 2012	-0.01% Jun 2, 2022 - Jun 16, 2022
#15	-6.23% Oct 18, 2012 - Jan 4, 2013	-0.01% Jun 8, 2021 - Jun 25, 2021

Correlation

Correlation between SCHD and SGOV is 0.85 which considered as a strong positive correlation - the stocks tend to move together.

0.85

-101

Dividend Comparison (2011 - 2026)

SCHD vs SGOV dividend yield comparison.

Year	SCHD	SGOV
2026	0.81%	1.17%
2025	3.82%	4.10%
2024	3.64%	5.10%
2023	3.49%	4.87%
2022	3.39%	1.45%
2021	2.78%	0.03%
2020	3.16%	0.05%
2019	2.98%	0.00%
2018	3.06%	0.00%
2017	2.63%	0.00%
2016	2.89%	0.00%
2015	2.97%	0.00%
2014	2.63%	0.00%
2013	2.47%	0.00%
2012	2.86%	0.00%
2011	0.47%	0.00%