XHG vs MTB

Comparison between XChange TEC.Inc American Depositary Shares (XHG, Company) and M & T Bank Corp (MTB, Company).

Both XHG and MTB are from the Financial Services sector.

XHG vs MTB - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	XHG(COMPANY)	MTB(COMPANY)
Market Cap	$35B	$35B
Max Drawdown	99.84%	75.55%
Sharpe Ratio	0.28	1.08
5Y Beta	0.47	0.87
Industry	Insurance Brokers	Banks - Regional
P/E Ratio	-334.83	13.26
Forward P/E	N/A	12.47
PEG Ratio	N/A	1.04
Dividend Yield	N/A	2.53%
5Y Dividends CAGR	N/A	10.81%
5Y EPS CAGR	N/A	4.55%
Debt to Equity	-3.70%	68.02%
Free Cash Flow Yield	N/A	9.71%
P/S Ratio	0.10	3.67
P/B Ratio	N/A	1.34

Market Cap

Winner

XHG

$35B

MTB

$35B

Max Drawdown

XHG

99.84%

Winner

MTB

75.55%

Sharpe Ratio

XHG

0.28

Winner

MTB

1.08

5Y Beta

Winner

XHG

0.47

MTB

0.87

Industry

XHG

Insurance Brokers

MTB

Banks - Regional

P/E Ratio

Winner

XHG

-334.83

MTB

13.26

Forward P/E

XHG

N/A

MTB

12.47

PEG Ratio

XHG

N/A

MTB

1.04

Dividend Yield

XHG

N/A

MTB

2.53%

5Y Dividends CAGR

XHG

N/A

MTB

10.81%

5Y EPS CAGR

XHG

N/A

MTB

4.55%

Debt to Equity

Winner

XHG

-3.70%

MTB

68.02%

Free Cash Flow Yield

XHG

N/A

MTB

9.71%

P/S Ratio

Winner

XHG

0.10

MTB

3.67

P/B Ratio

XHG

N/A

MTB

1.34

XHG vs MTB - Historical Returns

Returns include dividend reinvestment.

Period	XHG	MTB
1 month	-8.15%	+11.02%
3 months	-0.70%	+16.14%
6 months	-8.16%	+16.06%
1 year	-32.83%	+26.26%
5 years(CAGR)	N/A	+13.03%
10 years(CAGR)	N/A	+11.30%
Max(CAGR)	-94.17%	+8.89%

XHG

-8.15%

Winner

MTB

+11.02%

XHG

-0.70%

Winner

MTB

+16.14%

XHG

-8.16%

Winner

MTB

+16.06%

XHG

-32.83%

Winner

MTB

+26.26%

5Y(CAGR)

XHG

N/A

MTB

+13.03%

10Y(CAGR)

XHG

N/A

MTB

+11.30%

Max(CAGR)

XHG

-94.17%

Winner

MTB

+8.89%

XHG vs MTB - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	XHG	MTB
2026	-0.54%	+17.91%
2025	-95.37%	+10.48%
2024	-94.74%	+39.71%
2023	N/A	-1.61%
2022	N/A	-5.85%
2021	N/A	+24.76%
2020	N/A	-22.69%
2019	N/A	+20.18%
2018	N/A	-14.69%
2017	N/A	+11.15%
2016	N/A	+36.28%
2015	N/A	-1.12%
2014	N/A	+11.72%
2013	N/A	+18.22%
2012	N/A	+30.33%
2011	N/A	-10.03%
2010	N/A	+34.50%
2009	N/A	+23.24%
2008	N/A	-25.55%
2007	N/A	-31.82%
2006	N/A	+12.19%
2005	N/A	+4.73%
2004	N/A	+12.23%
2003	N/A	+22.06%
2002	N/A	+10.99%
2001	N/A	+13.92%
2000	N/A	+69.50%
1999	N/A	-16.09%

XHG vs MTB Drawdown Comparison

The maximum drawdown for XHG was -99.84%, occurring on Mar 6, 2026. This drawdown has not yet recovered.

The maximum drawdown for MTB was -73.52%, occurring on Mar 5, 2009. Recovery took 1428 trading sessions.

The current XHG drawdown is -99.81%.

Rank	XHG	MTB
#1	-99.84% Sep 24, 2024 - Mar 6, 2026	-73.52% Feb 20, 2007 - Oct 17, 2012
#2	-51.11% Aug 1, 2024 - Sep 24, 2024	-52.97% Mar 9, 2018 - Jan 7, 2022
#3	-36.58% Jun 4, 2024 - Jul 5, 2024	-40.69% Sep 12, 2022 - Sep 19, 2024
#4	-15.24% May 29, 2024 - May 31, 2024	-28.19% Nov 25, 2024 - Jan 8, 2026
#5	-9.32% Jul 25, 2024 - Aug 1, 2024	-26.75% Nov 2, 1999 - Aug 4, 2000
#6	-7.08% Jul 5, 2024 - Jul 25, 2024	-23.95% May 17, 2002 - May 30, 2003
#7	N/A	-23.47% Jul 22, 2015 - Nov 9, 2016
#8	N/A	-19.77% Jul 20, 2001 - Mar 14, 2002
#9	N/A	-18.02% Feb 16, 2022 - Aug 10, 2022
#10	N/A	-16.99% Feb 6, 2026 - Jun 25, 2026
#11	N/A	-16.08% Mar 1, 2017 - Dec 1, 2017
#12	N/A	-15.04% Dec 30, 2003 - Aug 18, 2004
#13	N/A	-13.61% Jan 14, 2022 - Feb 16, 2022
#14	N/A	-12.43% Mar 7, 2001 - Mar 30, 2001
#15	N/A	-12.30% Dec 5, 2014 - Mar 20, 2015

Correlation

Correlation between XHG and MTB is -0.68 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.68

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