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MTB vs PAYX

Comparison between M & T Bank Corp (MTB, Company) and Paychex Inc (PAYX, Company).

MTB is from the Financial Services sector, while PAYX is from the Technology sector.

5-Year PerformanceMTB has outperformed PAYX, delivering a return of +13.0% compared to +1.9%

MTB vs PAYX - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
MTB
$35B
PAYX
$35B
Max Drawdown
MTB
75.55%
Winner
PAYX
65.77%
Sharpe Ratio
Winner
MTB
1.08
PAYX
-1.53
5Y Beta
MTB
0.87
Winner
PAYX
0.49
Industry
MTB
Banks - Regional
PAYX
Software - Application
P/E Ratio
Winner
MTB
13.26
PAYX
21.14
Forward P/E
Winner
MTB
12.47
PAYX
16.05
PEG Ratio
Winner
MTB
1.04
PAYX
1.67
Dividend Yield
MTB
2.53%
Winner
PAYX
4.69%
5Y Dividends CAGR
Winner
MTB
10.81%
PAYX
7.13%
5Y EPS CAGR
MTB
4.55%
Winner
PAYX
9.22%
Debt to Equity
Winner
MTB
68.02%
PAYX
123.43%
Free Cash Flow Yield
Winner
MTB
9.71%
PAYX
6.06%
P/S Ratio
Winner
MTB
3.67
PAYX
8.70
P/B Ratio
Winner
MTB
1.34
PAYX
8.60

MTB vs PAYX - Historical Returns

Returns include dividend reinvestment.

1M
Winner
MTB
+11.02%
PAYX
+5.38%
3M
Winner
MTB
+16.14%
PAYX
+8.15%
6M
Winner
MTB
+16.06%
PAYX
-10.42%
1Y
Winner
MTB
+26.26%
PAYX
-26.21%
5Y(CAGR)
Winner
MTB
+13.03%
PAYX
+1.91%
10Y(CAGR)
Winner
MTB
+11.30%
PAYX
+9.62%
Max(CAGR)
Winner
MTB
+8.89%
PAYX
+8.15%

MTB vs PAYX - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearMTBPAYX
2026+17.91%-5.81%
2025+10.48%-16.46%
2024+39.71%+22.56%
2023-1.61%+5.97%
2022-5.85%-11.91%
2021+24.76%+54.86%
2020-22.69%+13.16%
2019+20.18%+34.71%
2018-14.69%+0.03%
2017+11.15%+15.11%
2016+36.28%+22.09%
2015-1.12%+18.22%
2014+11.72%+6.02%
2013+18.22%+45.43%
2012+30.33%+8.55%
2011-10.03%-0.08%
2010+34.50%+4.76%
2009+23.24%+19.07%
2008-25.55%-21.95%
2007-31.82%-5.50%
2006+12.19%+4.23%
2005+4.73%+16.02%
2004+12.23%-6.15%
2003+22.06%+30.53%
2002+10.99%-18.22%
2001+13.92%-22.93%
2000+69.50%+83.60%
1999-16.09%+0.93%

MTB vs PAYX Drawdown Comparison

The maximum drawdown for MTB was -73.52%, occurring on Mar 5, 2009. Recovery took 1428 trading sessions.

The maximum drawdown for PAYX was -64.85%, occurring on Aug 12, 2002. Recovery took 3246 trading sessions.

The current PAYX drawdown is -34.87%.

RankMTBPAYX
#1-73.52%
Feb 20, 2007 - Oct 17, 2012
-64.85%
Nov 21, 2000 - Oct 21, 2013
#2-52.97%
Mar 9, 2018 - Jan 7, 2022
-44.94%
Jun 6, 2025 - Apr 10, 2026
#3-40.69%
Sep 12, 2022 - Sep 19, 2024
-44.15%
Feb 20, 2020 - Nov 6, 2020
#4-28.19%
Nov 25, 2024 - Jan 8, 2026
-23.41%
Apr 6, 2022 - Sep 3, 2024
#5-26.75%
Nov 2, 1999 - Aug 4, 2000
-19.75%
Apr 25, 2000 - Jun 1, 2000
#6-23.95%
May 17, 2002 - May 30, 2003
-18.77%
Dec 29, 2021 - Mar 30, 2022
#7-23.47%
Jul 22, 2015 - Nov 9, 2016
-17.39%
Sep 21, 2018 - Feb 8, 2019
#8-19.77%
Jul 20, 2001 - Mar 14, 2002
-15.45%
Mar 20, 2015 - Oct 22, 2015
#9-18.02%
Feb 16, 2022 - Aug 10, 2022
-14.81%
Nov 20, 2015 - Mar 17, 2016
#10-16.99%
Feb 6, 2026 - Jun 25, 2026
-14.66%
Aug 7, 2000 - Sep 22, 2000
#11-16.08%
Mar 1, 2017 - Dec 1, 2017
-14.57%
Dec 3, 1999 - Jan 14, 2000
#12-15.04%
Dec 30, 2003 - Aug 18, 2004
-14.19%
Dec 18, 2017 - Jun 12, 2018
#13-13.61%
Jan 14, 2022 - Feb 16, 2022
-12.42%
Jan 20, 2000 - Feb 14, 2000
#14-12.43%
Mar 7, 2001 - Mar 30, 2001
-12.28%
Mar 15, 2017 - Oct 3, 2017
#15-12.30%
Dec 5, 2014 - Mar 20, 2015
-12.19%
Jun 21, 2000 - Jul 12, 2000

Correlation

Correlation between MTB and PAYX is 0.88 which considered as a strong positive correlation - the stocks tend to move together.

0.88
-101

Dividend Comparison (1999 - 2026)

MTB vs PAYX dividend yield comparison.

YearMTBPAYX
20261.26%2.27%
20253.24%3.76%
20242.85%2.73%
20233.79%2.90%
20223.31%2.62%
20212.93%1.90%
20203.46%2.66%
20192.42%2.85%
20182.48%3.35%
20171.75%2.82%
20161.79%2.89%
20152.31%3.03%
20142.23%3.16%
20132.41%1.54%
20122.84%6.27%
20113.67%4.15%
20103.22%4.01%
20094.19%4.05%
20084.88%4.64%
20073.19%2.82%
20061.84%1.75%
20051.60%1.44%
20041.48%1.44%
20031.22%1.21%
20021.32%1.58%
20011.37%1.09%
20000.92%0.56%
19990.30%0.00%

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