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WTM vs RLI

Comparison between White Mountains Insurance Group Ltd (WTM, Company) and RLI Corp (RLI, Company).

Both WTM and RLI are from the Financial Services sector.

5-Year PerformanceWTM has outperformed RLI, delivering a return of +14.4% compared to +7.9%

WTM vs RLI - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
WTM
$5.40B
Winner
RLI
$5.42B
Max Drawdown
WTM
78.65%
Winner
RLI
47.18%
Sharpe Ratio
Winner
WTM
0.78
RLI
-0.22
5Y Beta
WTM
0.32
Winner
RLI
0.21
Industry
WTM
Insurance - Property & Casualty
RLI
Insurance - Property & Casualty
P/E Ratio
Winner
WTM
5.22
RLI
13.72
Forward P/E
Winner
WTM
13.87
RLI
21.74
PEG Ratio
Winner
WTM
0.00
RLI
0.34
Dividend Yield
WTM
0.05%
Winner
RLI
1.06%
5Y Dividends CAGR
WTM
14.87%
Winner
RLI
37.38%
5Y EPS CAGR
Winner
WTM
12.53%
RLI
5.88%
Debt to Equity
Winner
WTM
15.54%
RLI
19.33%
Free Cash Flow Yield
Winner
WTM
11.49%
RLI
10.10%
P/S Ratio
Winner
WTM
1.91
RLI
2.86
P/B Ratio
Winner
WTM
1.01
RLI
3.08

WTM vs RLI - Historical Returns

Returns include dividend reinvestment.

1M
WTM
+9.18%
Winner
RLI
+13.10%
3M
WTM
-2.27%
Winner
RLI
+22.36%
6M
WTM
+7.41%
Winner
RLI
+13.71%
1Y
Winner
WTM
+24.25%
RLI
-0.84%
5Y(CAGR)
Winner
WTM
+14.45%
RLI
+7.87%
10Y(CAGR)
Winner
WTM
+10.49%
RLI
+10.22%
Max(CAGR)
WTM
+11.76%
Winner
RLI
+15.06%

WTM vs RLI - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearWTMRLI
2026+8.19%+3.68%
2025+7.78%-18.33%
2024+28.89%+25.65%
2023+7.82%+2.82%
2022+40.13%+24.84%
2021+0.02%+13.46%
2020-10.78%+18.01%
2019+30.61%+35.57%
2018+1.26%+19.02%
2017+0.31%+2.79%
2016+16.25%+10.09%
2015+15.17%+33.65%
2014+5.05%+12.95%
2013+15.41%+54.33%
2012+13.20%-3.29%
2011+32.29%+50.26%
2010+0.31%+12.73%
2009+27.07%-10.20%
2008-46.61%+12.17%
2007-10.07%+1.88%
2006+5.94%+11.77%
2005-10.36%+23.63%
2004+42.59%+12.17%
2003+42.62%+35.49%
2002-7.44%+25.07%
2001+10.58%+3.80%
2000+172.82%+35.55%
1999-4.04%+3.84%

WTM vs RLI Drawdown Comparison

The maximum drawdown for WTM was -77.48%, occurring on Mar 9, 2009. Recovery took 2327 trading sessions.

The maximum drawdown for RLI was -43.50%, occurring on May 13, 2026. This drawdown has not yet recovered.

The current WTM drawdown is -4.80%. The current RLI drawdown is -23.57%.

RankWTMRLI
#1-77.48%
Sep 8, 2005 - Dec 5, 2014
-43.50%
Nov 26, 2024 - May 13, 2026
#2-40.16%
Feb 11, 2020 - Feb 10, 2021
-34.71%
Sep 22, 2008 - Feb 8, 2011
#3-27.02%
Jun 21, 2001 - May 12, 2003
-30.17%
Nov 27, 2019 - Nov 9, 2020
#4-22.07%
Feb 22, 2021 - Jun 7, 2022
-25.33%
Dec 6, 2007 - Sep 18, 2008
#5-18.77%
Nov 1, 1999 - Mar 14, 2000
-25.32%
Nov 18, 1999 - May 30, 2000
#6-18.05%
Nov 25, 2024 - Nov 26, 2025
-24.73%
Aug 30, 2016 - May 7, 2018
#7-16.59%
Mar 1, 2017 - Sep 14, 2018
-20.97%
May 3, 2002 - Sep 9, 2002
#8-16.37%
Mar 11, 2005 - Aug 19, 2005
-20.94%
Mar 30, 2006 - Nov 20, 2006
#9-15.67%
Apr 6, 2004 - Nov 18, 2004
-20.12%
Nov 26, 2013 - Nov 24, 2014
#10-15.54%
Sep 8, 2022 - Oct 28, 2022
-19.02%
Oct 25, 2002 - Apr 17, 2003
#11-14.93%
Feb 17, 2023 - Jul 20, 2023
-18.44%
Jan 27, 2004 - Nov 26, 2004
#12-14.80%
Sep 14, 2018 - May 31, 2019
-17.83%
Sep 14, 2018 - Apr 22, 2019
#13-14.22%
Apr 17, 2026 - Jun 11, 2026
-15.84%
Jan 20, 2012 - Jan 22, 2013
#14-13.91%
Jun 16, 2003 - Oct 3, 2003
-15.72%
May 31, 2022 - Oct 21, 2022
#15-13.43%
Nov 30, 2015 - Apr 1, 2016
-15.70%
Apr 20, 2023 - Jan 19, 2024

Correlation

Correlation between WTM and RLI is 0.96 which considered as a very strong positive correlation - the stocks move almost identically together.

0.96
-101

Dividend Comparison (1999 - 2026)

WTM vs RLI dividend yield comparison.

YearWTMRLI
20260.05%3.78%
20250.05%4.11%
20240.05%3.12%
20230.07%2.31%
20220.07%6.12%
20210.10%2.67%
20200.10%1.87%
20190.09%2.12%
20180.12%2.71%
20170.12%4.25%
20160.12%4.42%
20150.14%4.45%
20140.16%7.51%
20130.17%4.46%
20120.19%9.68%
20110.22%8.50%
20100.30%15.50%
20090.30%2.03%
20083.00%1.62%
20071.56%1.53%
20061.38%1.33%
20051.43%1.26%
20040.15%1.23%
20030.22%1.07%
20020.31%1.24%
20010.29%1.40%
20000.25%1.32%
19990.33%0.41%

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