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RLI vs SPY

Comparison between RLI Corp (RLI, Company) and SPDR S&P 500 ETF Trust (SPY, ETF).

5-Year PerformanceSPY has outperformed RLI, delivering a return of +13.8% compared to +3.4%

RLI vs SPY - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap / Net Assets
RLI
$4.84B
Winner
SPY
$735B
Expense Ratio
RLI
N/A
SPY
0.09%
Max Drawdown
Winner
RLI
47.18%
SPY
56.47%
Sharpe Ratio
RLI
-1.52
Winner
SPY
1.67
5Y Beta
Winner
RLI
0.29
SPY
1.00
Industry
RLI
Insurance - Property & Casualty
SPY
N/A
P/E Ratio
Winner
RLI
12.24
SPY
28.81
Forward P/E
Winner
RLI
17.83
SPY
22.07
PEG Ratio
RLI
0.30
SPY
N/A
Dividend Yield
RLI
1.21%
SPY
N/A
5Y Dividends CAGR
Winner
RLI
21.92%
SPY
5.43%
5Y EPS CAGR
RLI
5.88%
Winner
SPY
25.84%
Debt to Equity
Winner
RLI
19.33%
SPY
34.16%
Free Cash Flow Yield
RLI
11.32%
SPY
N/A
P/S Ratio
RLI
N/A
SPY
3.69
P/B Ratio
RLI
N/A
SPY
5.54

RLI vs SPY - Historical Returns

Returns include dividend reinvestment.

1M
RLI
-9.01%
Winner
SPY
+4.59%
3M
RLI
-13.30%
Winner
SPY
+7.81%
6M
RLI
-14.73%
Winner
SPY
+14.24%
1Y
RLI
-27.49%
Winner
SPY
+26.47%
5Y(CAGR)
RLI
+3.43%
Winner
SPY
+13.84%
10Y(CAGR)
RLI
+8.51%
Winner
SPY
+15.57%
Max(CAGR)
Winner
RLI
+14.29%
SPY
+8.50%

RLI vs SPY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearRLISPY
2026-15.53%+8.80%
2025-18.33%+18.00%
2024+25.65%+25.59%
2023+2.82%+26.72%
2022+24.84%-18.64%
2021+13.46%+30.52%
2020+18.01%+17.28%
2019+35.57%+31.09%
2018+19.02%-5.24%
2017+2.79%+20.78%
2016+10.09%+13.59%
2015+33.65%+1.31%
2014+12.95%+14.56%
2013+54.33%+29.00%
2012-3.29%+14.17%
2011+50.26%+0.85%
2010+12.73%+13.14%
2009-10.20%+22.67%
2008+12.17%-36.25%
2007+1.88%+5.32%
2006+11.77%+13.85%
2005+23.63%+5.32%
2004+12.17%+10.75%
2003+35.49%+24.18%
2002+25.07%-22.42%
2001+3.80%-10.13%
2000+35.55%-8.84%
1999+3.84%+8.61%

RLI vs SPY Drawdown Comparison

The maximum drawdown for RLI was -43.50%, occurring on May 13, 2026. This drawdown has not yet recovered.

The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.

The current RLI drawdown is -37.74%. The current SPY drawdown is -0.92%.

RankRLISPY
#1-43.50%
Nov 26, 2024 - May 13, 2026
-55.20%
Oct 9, 2007 - Aug 16, 2012
#2-34.71%
Sep 22, 2008 - Feb 8, 2011
-47.50%
Mar 24, 2000 - Oct 26, 2006
#3-30.17%
Nov 27, 2019 - Nov 9, 2020
-33.70%
Feb 19, 2020 - Aug 10, 2020
#4-25.33%
Dec 6, 2007 - Sep 18, 2008
-24.50%
Jan 3, 2022 - Dec 13, 2023
#5-25.32%
Nov 18, 1999 - May 30, 2000
-19.34%
Sep 20, 2018 - Apr 12, 2019
#6-24.73%
Aug 30, 2016 - May 7, 2018
-18.76%
Feb 19, 2025 - Jun 26, 2025
#7-20.97%
May 3, 2002 - Sep 9, 2002
-13.02%
Jul 20, 2015 - Apr 18, 2016
#8-20.94%
Mar 30, 2006 - Nov 20, 2006
-10.10%
Jan 26, 2018 - Aug 6, 2018
#9-20.12%
Nov 26, 2013 - Nov 24, 2014
-9.44%
Sep 2, 2020 - Nov 11, 2020
#10-19.02%
Oct 25, 2002 - Apr 17, 2003
-9.30%
Jan 19, 2000 - Mar 17, 2000
#11-18.44%
Jan 27, 2004 - Nov 26, 2004
-9.05%
Jul 19, 2007 - Oct 5, 2007
#12-17.83%
Sep 14, 2018 - Apr 22, 2019
-8.88%
Jan 27, 2026 - Apr 14, 2026
#13-15.84%
Jan 20, 2012 - Jan 22, 2013
-8.41%
Jul 16, 2024 - Sep 19, 2024
#14-15.72%
May 31, 2022 - Oct 21, 2022
-7.35%
Sep 14, 2012 - Jan 2, 2013
#15-15.70%
Apr 20, 2023 - Jan 19, 2024
-7.27%
Sep 18, 2014 - Oct 31, 2014

Correlation

Correlation between RLI and SPY is 0.96 which considered as a very strong positive correlation - the stocks move almost identically together.

0.96
-101

Dividend Comparison (1999 - 2026)

RLI vs SPY dividend yield comparison.

YearRLISPY
20260.30%0.24%
20254.11%1.07%
20243.12%1.21%
20232.31%1.40%
20226.12%1.65%
20212.67%1.20%
20201.87%1.52%
20192.12%1.75%
20182.71%2.04%
20174.25%1.80%
20164.42%2.03%
20154.45%2.06%
20147.51%1.87%
20134.46%1.81%
20129.68%2.18%
20118.50%2.05%
201015.50%1.80%
20092.03%1.95%
20081.62%3.02%
20071.53%1.85%
20061.33%1.73%
20051.26%1.73%
20041.23%1.82%
20031.07%1.47%
20021.24%1.70%
20011.40%1.25%
20001.32%1.15%
19990.41%0.24%

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