WST vs AFRM

Comparison between West Pharmaceutical Services Inc (WST, Company) and Affirm Holdings Inc - Class A (AFRM, Company).

WST is from the Healthcare sector, while AFRM is from the Financial Services sector.

5-Year PerformanceAFRM has outperformed WST, delivering a return of +3.0% compared to -4.4%

WST vs AFRM - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	WST(COMPANY)	AFRM(COMPANY)
Market Cap	$25B	$25B
Max Drawdown	59.61%	94.71%
Sharpe Ratio	1.13	0.27
5Y Beta	0.60	2.49
Industry	Medical Instruments & Supplies	Credit Services
P/E Ratio	44.44	77.60
Forward P/E	39.22	38.17
PEG Ratio	2.57	0.76
Dividend Yield	0.25%	N/A
5Y Dividends CAGR	9.90%	N/A
5Y EPS CAGR	2.45%	N/A
Debt to Equity	6.79%	234.55%
Free Cash Flow Yield	1.76%	3.18%
P/S Ratio	7.39	6.61
P/B Ratio	8.29	6.69

Market Cap

Winner

WST

$25B

AFRM

$25B

Max Drawdown

Winner

WST

59.61%

AFRM

94.71%

Sharpe Ratio

Winner

WST

1.13

AFRM

0.27

5Y Beta

Winner

WST

0.60

AFRM

2.49

Industry

WST

Medical Instruments & Supplies

AFRM

Credit Services

P/E Ratio

Winner

WST

44.44

AFRM

77.60

Forward P/E

WST

39.22

Winner

AFRM

38.17

PEG Ratio

WST

2.57

Winner

AFRM

0.76

Dividend Yield

WST

0.25%

AFRM

N/A

5Y Dividends CAGR

WST

9.90%

AFRM

N/A

5Y EPS CAGR

WST

2.45%

AFRM

N/A

Debt to Equity

Winner

WST

6.79%

AFRM

234.55%

Free Cash Flow Yield

WST

1.76%

Winner

AFRM

3.18%

P/S Ratio

WST

7.39

Winner

AFRM

6.61

P/B Ratio

WST

8.29

Winner

AFRM

6.69

WST vs AFRM - Historical Returns

Returns include dividend reinvestment.

Period	WST	AFRM
1 month	+0.48%	-0.36%
3 months	+15.88%	+11.81%
6 months	+46.92%	+46.90%
1 year	+44.04%	+2.84%
5 years(CAGR)	-4.43%	+2.99%
10 years(CAGR)	+16.20%	N/A
Max(CAGR)	+13.40%	-4.52%

Winner

WST

+0.48%

AFRM

-0.36%

Winner

WST

+15.88%

AFRM

+11.81%

Winner

WST

+46.92%

AFRM

+46.90%

Winner

WST

+44.04%

AFRM

+2.84%

5Y(CAGR)

WST

-4.43%

Winner

AFRM

+2.99%

10Y(CAGR)

WST

+16.20%

AFRM

N/A

Max(CAGR)

Winner

WST

+13.40%

AFRM

-4.52%

WST vs AFRM - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	WST	AFRM
2026	+28.29%	+1.38%
2025	-15.94%	+19.07%
2024	-5.84%	+30.69%
2023	+50.57%	+440.00%
2022	-47.09%	-89.84%
2021	+64.56%	+3.41%
2020	+87.30%	N/A
2019	+56.73%	N/A
2018	-0.92%	N/A
2017	+18.08%	N/A
2016	+48.33%	N/A
2015	+16.38%	N/A
2014	+10.38%	N/A
2013	+79.66%	N/A
2012	+45.86%	N/A
2011	-7.81%	N/A
2010	+6.19%	N/A
2009	+4.65%	N/A
2008	-5.20%	N/A
2007	-19.56%	N/A
2006	+101.02%	N/A
2005	+0.67%	N/A
2004	-24.94%	N/A
2003	+42.16%	N/A
2002	-5.31%	N/A
2001	+11.83%	N/A
2000	-16.46%	N/A
1999	-9.51%	N/A

WST vs AFRM Drawdown Comparison

The maximum drawdown for WST was -59.29%, occurring on Apr 8, 2025. This drawdown has not yet recovered.

The maximum drawdown for AFRM was -94.71%, occurring on Dec 27, 2022. This drawdown has not yet recovered.

The current WST drawdown is -23.98%. The current AFRM drawdown is -55.47%.

Rank	WST	AFRM
#1	-59.29% Dec 30, 2021 - Apr 8, 2025	-94.71% Nov 4, 2021 - Dec 27, 2022
#2	-52.13% Jul 1, 2004 - Sep 12, 2006	-65.45% Feb 11, 2021 - Oct 8, 2021
#3	-48.66% Nov 24, 1999 - Sep 8, 2003	-17.12% Jan 22, 2021 - Feb 8, 2021
#4	-45.13% Sep 19, 2008 - Jun 13, 2012	-9.22% Jan 15, 2021 - Jan 22, 2021
#5	-30.04% Apr 26, 2007 - Aug 5, 2008	-6.11% Oct 18, 2021 - Oct 25, 2021
#6	-26.21% Feb 19, 2020 - Apr 23, 2020	-6.06% Oct 29, 2021 - Nov 4, 2021
#7	-24.89% Oct 3, 2018 - Apr 26, 2019	-5.56% Oct 25, 2021 - Oct 28, 2021
#8	-22.51% Jan 16, 2014 - Oct 31, 2014	-4.36% Oct 8, 2021 - Oct 13, 2021
#9	-19.92% Jan 4, 2007 - Apr 26, 2007	-1.17% Oct 14, 2021 - Oct 18, 2021
#10	-18.63% Jan 29, 2018 - Jul 26, 2018	N/A
#11	-16.29% Jan 8, 2021 - Apr 15, 2021	N/A
#12	-15.87% Sep 2, 2016 - Dec 8, 2016	N/A
#13	-14.87% Jun 7, 2017 - Oct 26, 2017	N/A
#14	-14.62% Nov 27, 2015 - Mar 3, 2016	N/A
#15	-14.14% Sep 8, 2021 - Dec 30, 2021	N/A