StockComparison Logo
vs

WSBF vs SAR

Comparison between Waterstone Financial Inc (WSBF, Company) and Saratoga Investment Corp (SAR, Company).

Both WSBF and SAR are from the Financial Services sector.

5-Year PerformanceSAR has outperformed WSBF, delivering a return of +8.8% compared to +5.8%

WSBF vs SAR - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
WSBF
$359M
SAR
$359M
Max Drawdown
Winner
WSBF
90.63%
SAR
94.01%
Sharpe Ratio
Winner
WSBF
1.77
SAR
0.23
5Y Beta
WSBF
0.52
Winner
SAR
0.52
Industry
WSBF
Banks - Regional
SAR
Asset Management
P/E Ratio
WSBF
12.44
Winner
SAR
9.57
Forward P/E
WSBF
20.70
Winner
SAR
11.05
PEG Ratio
Winner
WSBF
0.19
SAR
0.32
Dividend Yield
WSBF
3.18%
Winner
SAR
13.50%
5Y Dividends CAGR
WSBF
-2.19%
Winner
SAR
19.72%
5Y EPS CAGR
WSBF
-17.57%
SAR
N/A
Debt to Equity
Winner
WSBF
118.62%
SAR
186.64%
Free Cash Flow Yield
Winner
WSBF
-1.42%
SAR
-24.55%
P/S Ratio
Winner
WSBF
2.40
SAR
2.86
P/B Ratio
WSBF
1.03
Winner
SAR
0.91

WSBF vs SAR - Historical Returns

Returns include dividend reinvestment.

1M
Winner
WSBF
+9.70%
SAR
+1.07%
3M
Winner
WSBF
+12.29%
SAR
+7.03%
6M
Winner
WSBF
+26.18%
SAR
+5.41%
1Y
Winner
WSBF
+51.83%
SAR
+6.93%
5Y(CAGR)
WSBF
+5.75%
Winner
SAR
+8.77%
10Y(CAGR)
WSBF
+9.01%
Winner
SAR
+14.10%
Max(CAGR)
Winner
WSBF
+6.32%
SAR
+5.77%

WSBF vs SAR - Annual Returns (2005 - 2026)

Returns include dividend reinvestment.

YearWSBFSAR
2026+25.95%+5.41%
2025+32.10%+9.10%
2024+0.08%+6.50%
2023-14.51%+10.72%
2022-16.42%-4.08%
2021+24.78%+54.28%
2020+7.67%-10.77%
2019+20.35%+29.96%
2018+3.40%-2.27%
2017-3.47%+22.47%
2016+34.85%+48.92%
2015+9.96%+14.78%
2014+32.45%-3.24%
2013+36.87%+16.35%
2012+306.26%+56.12%
2011-42.02%-15.58%
2010+37.71%+26.49%
2009-40.41%+5.90%
2008-73.41%-67.73%
2007-27.94%-21.56%
2006+54.15%N/A
2005+1.69%N/A

WSBF vs SAR Drawdown Comparison

The maximum drawdown for WSBF was -90.63%, occurring on Dec 17, 2009. Recovery took 2492 trading sessions.

The maximum drawdown for SAR was -90.54%, occurring on Nov 24, 2008. Recovery took 2410 trading sessions.

The current SAR drawdown is -2.10%.

RankWSBFSAR
#1-90.63%
Sep 18, 2006 - Aug 11, 2016
-90.54%
Jun 4, 2007 - Dec 27, 2016
#2-51.09%
Jan 6, 2022 - Jan 22, 2026
-69.89%
Feb 14, 2020 - Apr 5, 2021
#3-33.12%
Dec 17, 2019 - Nov 16, 2020
-28.49%
Jun 26, 2018 - Jul 26, 2019
#4-16.14%
Oct 27, 2017 - Oct 24, 2019
-25.99%
Oct 6, 2021 - Jan 10, 2023
#5-11.30%
Jun 9, 2017 - Sep 27, 2017
-15.50%
Feb 17, 2023 - May 24, 2023
#6-10.58%
Oct 6, 2005 - Nov 30, 2005
-15.19%
Jun 1, 2023 - Oct 9, 2024
#7-8.79%
Dec 9, 2016 - Feb 16, 2017
-14.36%
Apr 1, 2025 - May 6, 2025
#8-8.59%
Feb 16, 2017 - Apr 24, 2017
-13.85%
Sep 2, 2025 - Feb 2, 2026
#9-7.97%
Jun 30, 2006 - Aug 29, 2006
-13.25%
Jan 10, 2018 - May 15, 2018
#10-7.19%
Jan 22, 2026 - Jan 29, 2026
-12.48%
Mar 13, 2017 - Oct 23, 2017
#11-7.18%
Apr 12, 2021 - Aug 6, 2021
-11.73%
Mar 4, 2026 - May 1, 2026
#12-6.98%
Feb 2, 2026 - Apr 9, 2026
-8.61%
May 6, 2025 - May 27, 2025
#13-6.33%
May 3, 2017 - Jun 9, 2017
-7.64%
May 4, 2026 - May 11, 2026
#14-6.07%
Nov 12, 2021 - Jan 4, 2022
-7.37%
Feb 28, 2025 - Mar 27, 2025
#15-5.91%
Jan 14, 2021 - Feb 10, 2021
-7.20%
Mar 27, 2007 - May 29, 2007

Correlation

Correlation between WSBF and SAR is 0.88 which considered as a strong positive correlation - the stocks tend to move together.

0.88
-101

Dividend Comparison (2007 - 2026)

WSBF vs SAR dividend yield comparison.

YearWSBFSAR
20261.57%9.35%
20253.63%14.04%
20244.46%13.80%
20235.28%10.90%
20227.54%11.02%
20215.95%6.16%
20206.80%6.57%
20195.15%6.61%
20185.85%10.35%
20175.75%10.51%
20161.41%9.12%
20151.42%14.14%
20141.14%1.21%
20130.00%16.93%
20120.00%27.60%
20110.00%24.29%
20100.00%25.36%
20090.00%103.69%
20080.00%62.99%
20070.00%9.66%

Select Stocks to Compare