VSS vs SCHR

Comparison between VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP INDEX FUND ETF SHARES (VSS, ETF) and SCHWAB INTERMEDIATE-TERM U.S. TREASURY ETF (SCHR, ETF).

5-Year PerformanceVSS has outperformed SCHR, delivering a return of +6.7% compared to +0.2%

VSS vs SCHR - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	VSS(ETF)	SCHR(ETF)
Net Assets	$13B	$13B
Expense Ratio	0.06%	0.03%
Max Drawdown	46.80%	20.13%
Sharpe Ratio	2.04	-0.00
5Y Beta	0.68	-0.01
5Y Dividends CAGR	24.32%	21.51%

Net Assets

VSS

$13B

Winner

SCHR

$13B

Expense Ratio

VSS

0.06%

Winner

SCHR

0.03%

Max Drawdown

VSS

46.80%

Winner

SCHR

20.13%

Sharpe Ratio

Winner

VSS

2.04

SCHR

-0.00

5Y Beta

VSS

0.68

Winner

SCHR

-0.01

5Y Dividends CAGR

Winner

VSS

24.32%

SCHR

21.51%

VSS vs SCHR - Historical Returns

Returns include dividend reinvestment.

Period	VSS	SCHR
1 month	+5.75%	-0.04%
3 months	+3.59%	-0.18%
6 months	+18.51%	+0.50%
1 year	+37.32%	+4.19%
5 years(CAGR)	+6.65%	+0.19%
10 years(CAGR)	+8.76%	+1.29%
Max(CAGR)	+10.15%	+1.96%

Winner

VSS

+5.75%

SCHR

-0.04%

Winner

VSS

+3.59%

SCHR

-0.18%

Winner

VSS

+18.51%

SCHR

+0.50%

Winner

VSS

+37.32%

SCHR

+4.19%

5Y(CAGR)

Winner

VSS

+6.65%

SCHR

+0.19%

10Y(CAGR)

Winner

VSS

+8.76%

SCHR

+1.29%

Max(CAGR)

Winner

VSS

+10.15%

SCHR

+1.96%

VSS vs SCHR - Annual Returns (2009 - 2026)

Returns include dividend reinvestment.

Year	VSS	SCHR
2026	+12.17%	+0.17%
2025	+29.81%	+7.37%
2024	+4.33%	+1.68%
2023	+14.93%	+3.85%
2022	-21.86%	-10.09%
2021	+12.60%	-2.67%
2020	+10.82%	+7.50%
2019	+21.27%	+6.13%
2018	-19.25%	+1.46%
2017	+29.57%	+1.52%
2016	+5.35%	+0.84%
2015	-0.05%	+1.40%
2014	-3.56%	+4.28%
2013	+14.67%	-2.60%
2012	+17.92%	+2.67%
2011	-20.23%	+10.32%
2010	+25.51%	-0.88%
2009	+60.89%	N/A

VSS vs SCHR Drawdown Comparison

The maximum drawdown for VSS was -43.51%, occurring on Mar 23, 2020. Recovery took 719 trading sessions.

The maximum drawdown for SCHR was -16.11%, occurring on Oct 20, 2022. This drawdown has not yet recovered.

The current SCHR drawdown is -1.82%.

Rank	VSS	SCHR
#1	-43.51% Jan 26, 2018 - Dec 3, 2020	-16.11% Aug 4, 2020 - Oct 20, 2022
#2	-33.92% Sep 3, 2021 - May 23, 2025	-5.79% Nov 4, 2010 - Jun 24, 2011
#3	-29.09% Apr 29, 2011 - Sep 18, 2013	-5.38% Jul 5, 2016 - Mar 22, 2019
#4	-24.19% Jul 3, 2014 - Apr 25, 2017	-5.23% May 1, 2013 - Oct 13, 2014
#5	-18.53% Apr 14, 2010 - Sep 20, 2010	-2.68% Feb 2, 2015 - Aug 24, 2015
#6	-12.48% Jan 14, 2010 - Apr 1, 2010	-2.56% Jan 31, 2012 - May 4, 2012
#7	-11.62% Feb 27, 2026 - Apr 17, 2026	-2.48% Sep 22, 2011 - Dec 16, 2011
#8	-8.75% Jun 2, 2009 - Jul 22, 2009	-2.26% Sep 4, 2019 - Jan 27, 2020
#9	-8.46% Oct 19, 2009 - Jan 4, 2010	-2.21% Mar 9, 2020 - Mar 23, 2020
#10	-8.46% Mar 3, 2011 - Apr 1, 2011	-2.14% Oct 14, 2015 - Jan 20, 2016
#11	-6.46% Nov 4, 2010 - Dec 13, 2010	-1.89% Jun 24, 2011 - Jul 13, 2011
#12	-5.35% Jan 22, 2014 - Feb 13, 2014	-1.73% Feb 11, 2016 - Apr 7, 2016
#13	-5.27% Oct 27, 2025 - Dec 11, 2025	-1.56% Jul 24, 2012 - Dec 5, 2012
#14	-5.18% Apr 16, 2009 - Apr 24, 2009	-1.44% Dec 6, 2012 - Apr 4, 2013
#15	-5.15% May 8, 2009 - May 18, 2009	-1.43% Aug 31, 2010 - Sep 22, 2010

Correlation

Correlation between VSS and SCHR is 0.77 which considered as a strong positive correlation - the stocks tend to move together.

0.77

-101

Dividend Comparison (2009 - 2026)

VSS vs SCHR dividend yield comparison.

Year	VSS	SCHR
2026	0.00%	1.30%
2025	3.39%	3.85%
2024	3.44%	3.77%
2023	3.14%	3.16%
2022	2.30%	2.02%
2021	2.74%	1.00%
2020	1.90%	1.62%
2019	3.25%	2.31%
2018	2.80%	2.11%
2017	2.83%	1.65%
2016	2.93%	1.46%
2015	2.66%	1.56%
2014	2.67%	1.44%
2013	2.71%	1.07%
2012	2.98%	1.07%
2011	3.19%	1.53%
2010	5.91%	0.57%
2009	3.58%	0.00%