SCHR vs IAGG

Comparison between SCHWAB INTERMEDIATE-TERM U.S. TREASURY ETF (SCHR, ETF) and ISHARES CORE INTERNATIONAL AGGREGATE BOND ETF (IAGG, ETF).

5-Year PerformanceIAGG has outperformed SCHR, delivering a return of +1.2% compared to +0.2%

SCHR vs IAGG - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SCHR(ETF)	IAGG(ETF)
Net Assets	$13B	$13B
Expense Ratio	0.03%	0.07%
Max Drawdown	20.13%	15.86%
Sharpe Ratio	-0.00	-0.42
5Y Beta	-0.01	0.03
5Y Dividends CAGR	21.51%	15.92%

Net Assets

Winner

SCHR

$13B

IAGG

$13B

Expense Ratio

Winner

SCHR

0.03%

IAGG

0.07%

Max Drawdown

SCHR

20.13%

Winner

IAGG

15.86%

Sharpe Ratio

Winner

SCHR

-0.00

IAGG

-0.42

5Y Beta

Winner

SCHR

-0.01

IAGG

0.03

5Y Dividends CAGR

Winner

SCHR

21.51%

IAGG

15.92%

SCHR vs IAGG - Historical Returns

Returns include dividend reinvestment.

Period	SCHR	IAGG
1 month	-0.04%	+0.06%
3 months	-0.18%	+0.20%
6 months	+0.50%	+0.61%
1 year	+4.19%	+2.77%
5 years(CAGR)	+0.19%	+1.15%
10 years(CAGR)	+1.29%	+2.28%
Max(CAGR)	+1.96%	+2.49%

SCHR

-0.04%

Winner

IAGG

+0.06%

SCHR

-0.18%

Winner

IAGG

+0.20%

SCHR

+0.50%

Winner

IAGG

+0.61%

Winner

SCHR

+4.19%

IAGG

+2.77%

5Y(CAGR)

SCHR

+0.19%

Winner

IAGG

+1.15%

10Y(CAGR)

SCHR

+1.29%

Winner

IAGG

+2.28%

Max(CAGR)

SCHR

+1.96%

Winner

IAGG

+2.49%

SCHR vs IAGG - Annual Returns (2010 - 2026)

Returns include dividend reinvestment.

Year	SCHR	IAGG
2026	+0.17%	+0.82%
2025	+7.37%	+3.18%
2024	+1.68%	+4.89%
2023	+3.85%	+7.70%
2022	-10.09%	-10.50%
2021	-2.67%	-1.82%
2020	+7.50%	+4.29%
2019	+6.13%	+7.93%
2018	+1.46%	+3.24%
2017	+1.52%	+2.38%
2016	+0.84%	+4.91%
2015	+1.40%	-0.09%
2014	+4.28%	N/A
2013	-2.60%	N/A
2012	+2.67%	N/A
2011	+10.32%	N/A
2010	-0.88%	N/A

SCHR vs IAGG Drawdown Comparison

The maximum drawdown for SCHR was -16.11%, occurring on Oct 20, 2022. This drawdown has not yet recovered.

The maximum drawdown for IAGG was -13.88%, occurring on Oct 14, 2022. Recovery took 1027 trading sessions.

The current SCHR drawdown is -1.82%. The current IAGG drawdown is -1.00%.

Rank	SCHR	IAGG
#1	-16.11% Aug 4, 2020 - Oct 20, 2022	-13.88% Dec 31, 2020 - Feb 4, 2025
#2	-5.79% Nov 4, 2010 - Jun 24, 2011	-5.93% Mar 9, 2020 - Jul 30, 2020
#3	-5.38% Jul 5, 2016 - Mar 22, 2019	-3.93% Sep 7, 2016 - Oct 31, 2017
#4	-5.23% May 1, 2013 - Oct 13, 2014	-3.70% Dec 8, 2017 - Dec 18, 2018
#5	-2.68% Feb 2, 2015 - Aug 24, 2015	-2.32% Feb 27, 2026 - Mar 27, 2026
#6	-2.56% Jan 31, 2012 - May 4, 2012	-2.07% Aug 28, 2019 - Jan 29, 2020
#7	-2.48% Sep 22, 2011 - Dec 16, 2011	-1.67% Feb 28, 2025 - Apr 16, 2025
#8	-2.26% Sep 4, 2019 - Jan 27, 2020	-1.04% Dec 2, 2015 - Jan 14, 2016
#9	-2.21% Mar 9, 2020 - Mar 23, 2020	-0.94% Aug 4, 2020 - Sep 29, 2020
#10	-2.14% Oct 14, 2015 - Jan 20, 2016	-0.85% Apr 30, 2025 - May 30, 2025
#11	-1.89% Jun 24, 2011 - Jul 13, 2011	-0.83% Apr 5, 2016 - May 11, 2016
#12	-1.73% Feb 11, 2016 - Apr 7, 2016	-0.80% Jun 16, 2016 - Jun 27, 2016
#13	-1.56% Jul 24, 2012 - Dec 5, 2012	-0.75% Jul 3, 2019 - Jul 18, 2019
#14	-1.44% Dec 6, 2012 - Apr 4, 2013	-0.73% Feb 5, 2025 - Feb 28, 2025
#15	-1.43% Aug 31, 2010 - Sep 22, 2010	-0.71% Mar 28, 2019 - Apr 30, 2019

Correlation

Correlation between SCHR and IAGG is 0.91 which considered as a very strong positive correlation - the stocks move almost identically together.

0.91

-101

Dividend Comparison (2010 - 2026)

SCHR vs IAGG dividend yield comparison.

Year	SCHR	IAGG
2026	1.30%	0.59%
2025	3.85%	3.08%
2024	3.77%	4.28%
2023	3.16%	3.55%
2022	2.02%	2.27%
2021	1.00%	1.16%
2020	1.62%	1.95%
2019	2.31%	2.82%
2018	2.11%	3.02%
2017	1.65%	1.74%
2016	1.46%	1.56%
2015	1.56%	0.13%
2014	1.44%	0.00%
2013	1.07%	0.00%
2012	1.07%	0.00%
2011	1.53%	0.00%
2010	0.57%	0.00%