SCHR vs VSS

Comparison between SCHWAB INTERMEDIATE-TERM U.S. TREASURY ETF (SCHR, ETF) and VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP INDEX FUND ETF SHARES (VSS, ETF).

5-Year PerformanceVSS has outperformed SCHR, delivering a return of +6.7% compared to +0.2%

SCHR vs VSS - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SCHR(ETF)	VSS(ETF)
Net Assets	$13B	$13B
Expense Ratio	0.03%	0.06%
Max Drawdown	20.13%	46.80%
Sharpe Ratio	-0.00	2.04
5Y Beta	-0.01	0.68
5Y Dividends CAGR	21.51%	24.32%

Net Assets

Winner

SCHR

$13B

VSS

$13B

Expense Ratio

Winner

SCHR

0.03%

VSS

0.06%

Max Drawdown

Winner

SCHR

20.13%

VSS

46.80%

Sharpe Ratio

SCHR

-0.00

Winner

VSS

2.04

5Y Beta

Winner

SCHR

-0.01

VSS

0.68

5Y Dividends CAGR

SCHR

21.51%

Winner

VSS

24.32%

SCHR vs VSS - Historical Returns

Returns include dividend reinvestment.

Period	SCHR	VSS
1 month	-0.04%	+5.75%
3 months	-0.18%	+3.59%
6 months	+0.50%	+18.51%
1 year	+4.19%	+37.32%
5 years(CAGR)	+0.19%	+6.65%
10 years(CAGR)	+1.29%	+8.76%
Max(CAGR)	+1.96%	+10.15%

SCHR

-0.04%

Winner

VSS

+5.75%

SCHR

-0.18%

Winner

VSS

+3.59%

SCHR

+0.50%

Winner

VSS

+18.51%

SCHR

+4.19%

Winner

VSS

+37.32%

5Y(CAGR)

SCHR

+0.19%

Winner

VSS

+6.65%

10Y(CAGR)

SCHR

+1.29%

Winner

VSS

+8.76%

Max(CAGR)

SCHR

+1.96%

Winner

VSS

+10.15%

SCHR vs VSS - Annual Returns (2009 - 2026)

Returns include dividend reinvestment.

Year	SCHR	VSS
2026	+0.17%	+12.17%
2025	+7.37%	+29.81%
2024	+1.68%	+4.33%
2023	+3.85%	+14.93%
2022	-10.09%	-21.86%
2021	-2.67%	+12.60%
2020	+7.50%	+10.82%
2019	+6.13%	+21.27%
2018	+1.46%	-19.25%
2017	+1.52%	+29.57%
2016	+0.84%	+5.35%
2015	+1.40%	-0.05%
2014	+4.28%	-3.56%
2013	-2.60%	+14.67%
2012	+2.67%	+17.92%
2011	+10.32%	-20.23%
2010	-0.88%	+25.51%
2009	N/A	+60.89%

SCHR vs VSS Drawdown Comparison

The maximum drawdown for SCHR was -16.11%, occurring on Oct 20, 2022. This drawdown has not yet recovered.

The maximum drawdown for VSS was -43.51%, occurring on Mar 23, 2020. Recovery took 719 trading sessions.

The current SCHR drawdown is -1.82%.

Rank	SCHR	VSS
#1	-16.11% Aug 4, 2020 - Oct 20, 2022	-43.51% Jan 26, 2018 - Dec 3, 2020
#2	-5.79% Nov 4, 2010 - Jun 24, 2011	-33.92% Sep 3, 2021 - May 23, 2025
#3	-5.38% Jul 5, 2016 - Mar 22, 2019	-29.09% Apr 29, 2011 - Sep 18, 2013
#4	-5.23% May 1, 2013 - Oct 13, 2014	-24.19% Jul 3, 2014 - Apr 25, 2017
#5	-2.68% Feb 2, 2015 - Aug 24, 2015	-18.53% Apr 14, 2010 - Sep 20, 2010
#6	-2.56% Jan 31, 2012 - May 4, 2012	-12.48% Jan 14, 2010 - Apr 1, 2010
#7	-2.48% Sep 22, 2011 - Dec 16, 2011	-11.62% Feb 27, 2026 - Apr 17, 2026
#8	-2.26% Sep 4, 2019 - Jan 27, 2020	-8.75% Jun 2, 2009 - Jul 22, 2009
#9	-2.21% Mar 9, 2020 - Mar 23, 2020	-8.46% Oct 19, 2009 - Jan 4, 2010
#10	-2.14% Oct 14, 2015 - Jan 20, 2016	-8.46% Mar 3, 2011 - Apr 1, 2011
#11	-1.89% Jun 24, 2011 - Jul 13, 2011	-6.46% Nov 4, 2010 - Dec 13, 2010
#12	-1.73% Feb 11, 2016 - Apr 7, 2016	-5.35% Jan 22, 2014 - Feb 13, 2014
#13	-1.56% Jul 24, 2012 - Dec 5, 2012	-5.27% Oct 27, 2025 - Dec 11, 2025
#14	-1.44% Dec 6, 2012 - Apr 4, 2013	-5.18% Apr 16, 2009 - Apr 24, 2009
#15	-1.43% Aug 31, 2010 - Sep 22, 2010	-5.15% May 8, 2009 - May 18, 2009

Correlation

Correlation between SCHR and VSS is 0.77 which considered as a strong positive correlation - the stocks tend to move together.

0.77

-101

Dividend Comparison (2009 - 2026)

SCHR vs VSS dividend yield comparison.

Year	SCHR	VSS
2026	1.30%	0.00%
2025	3.85%	3.39%
2024	3.77%	3.44%
2023	3.16%	3.14%
2022	2.02%	2.30%
2021	1.00%	2.74%
2020	1.62%	1.90%
2019	2.31%	3.25%
2018	2.11%	2.80%
2017	1.65%	2.83%
2016	1.46%	2.93%
2015	1.56%	2.66%
2014	1.44%	2.67%
2013	1.07%	2.71%
2012	1.07%	2.98%
2011	1.53%	3.19%
2010	0.57%	5.91%
2009	0.00%	3.58%