VRA vs YRD

Comparison between Vera Bradley Inc (VRA, Company) and Yiren Digital Ltd (YRD, Company).

VRA is from the Consumer Cyclical sector, while YRD is from the Financial Services sector.

5-Year PerformanceVRA has outperformed YRD, delivering a return of -19.5% compared to -20.9%

VRA vs YRD - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	VRA(COMPANY)	YRD(COMPANY)
Market Cap	$109M	$109M
Max Drawdown	96.69%	98.65%
Sharpe Ratio	1.09	-1.23
5Y Beta	1.34	0.90
Industry	Footwear & Accessories	Credit Services
P/E Ratio	3.43	14.00
Forward P/E	69.44	7.10
Dividend Yield	N/A	27.20%
5Y EPS CAGR	11.33%	N/A
Debt to Equity	0.00%	0.10%
Free Cash Flow Yield	0.85%	88.77%

Market Cap

Winner

VRA

$109M

YRD

$109M

Max Drawdown

Winner

VRA

96.69%

YRD

98.65%

Sharpe Ratio

Winner

VRA

1.09

YRD

-1.23

5Y Beta

VRA

1.34

Winner

YRD

0.90

Industry

VRA

Footwear & Accessories

YRD

Credit Services

P/E Ratio

Winner

VRA

3.43

YRD

14.00

Forward P/E

VRA

69.44

Winner

YRD

7.10

Dividend Yield

VRA

N/A

YRD

27.20%

5Y EPS CAGR

VRA

11.33%

YRD

N/A

Debt to Equity

Winner

VRA

0.00%

YRD

0.10%

Free Cash Flow Yield

VRA

0.85%

Winner

YRD

88.77%

VRA vs YRD - Historical Returns

Returns include dividend reinvestment.

Period	VRA	YRD
1 month	-4.17%	+11.01%
3 months	-7.77%	-41.83%
6 months	+47.20%	-68.57%
1 year	+53.33%	-80.18%
5 years(CAGR)	-19.51%	-20.92%
10 years(CAGR)	-12.50%	-23.88%
Max(CAGR)	-11.42%	-16.19%

VRA

-4.17%

Winner

YRD

+11.01%

Winner

VRA

-7.77%

YRD

-41.83%

Winner

VRA

+47.20%

YRD

-68.57%

Winner

VRA

+53.33%

YRD

-80.18%

5Y(CAGR)

Winner

VRA

-19.51%

YRD

-20.92%

10Y(CAGR)

Winner

VRA

-12.50%

YRD

-23.88%

Max(CAGR)

Winner

VRA

-11.42%

YRD

-16.19%

VRA vs YRD - Annual Returns (2010 - 2026)

Returns include dividend reinvestment.

Year	VRA	YRD
2026	+42.64%	-68.41%
2025	-35.12%	-18.22%
2024	-47.53%	+38.40%
2023	+61.76%	+106.62%
2022	-47.26%	-51.42%
2021	+10.66%	-12.54%
2020	-32.49%	-46.98%
2019	+34.09%	-48.18%
2018	-31.88%	-77.23%
2017	+0.58%	+113.11%
2016	-27.25%	+131.25%
2015	-20.60%	+3.85%
2014	-15.12%	N/A
2013	+0.21%	N/A
2012	-22.55%	N/A
2011	-6.49%	N/A
2010	+32.80%	N/A

VRA vs YRD Drawdown Comparison

The maximum drawdown for VRA was -96.69%, occurring on May 6, 2025. This drawdown has not yet recovered.

The maximum drawdown for YRD was -98.64%, occurring on Aug 30, 2022. This drawdown has not yet recovered.

The current VRA drawdown is -92.96%. The current YRD drawdown is -97.41%.

Rank	VRA	YRD
#1	-96.69% May 19, 2011 - May 6, 2025	-98.64% Oct 18, 2017 - Aug 30, 2022
#2	-18.51% Dec 21, 2010 - Mar 23, 2011	-64.22% Dec 28, 2015 - Mar 28, 2016
#3	-10.14% Nov 9, 2010 - Nov 30, 2010	-46.32% Aug 18, 2016 - Jul 31, 2017
#4	-5.10% Apr 28, 2011 - May 9, 2011	-27.69% Apr 4, 2016 - May 27, 2016
#5	-4.97% Oct 27, 2010 - Nov 5, 2010	-21.02% Jun 8, 2016 - Jul 12, 2016
#6	-3.70% Mar 30, 2011 - Apr 4, 2011	-20.10% Jul 31, 2017 - Aug 11, 2017
#7	-3.16% Apr 13, 2011 - Apr 20, 2011	-17.03% Aug 1, 2016 - Aug 10, 2016
#8	-2.54% May 13, 2011 - May 18, 2011	-9.94% Jun 2, 2016 - Jun 8, 2016
#9	-2.21% Apr 5, 2011 - Apr 13, 2011	-9.37% Aug 14, 2017 - Sep 1, 2017
#10	-1.91% Mar 23, 2011 - Mar 29, 2011	-8.75% Aug 10, 2016 - Aug 15, 2016
#11	-1.35% Dec 6, 2010 - Dec 10, 2010	-7.37% Sep 19, 2017 - Oct 3, 2017
#12	-0.76% Dec 13, 2010 - Dec 16, 2010	-7.27% Jul 15, 2016 - Jul 20, 2016
#13	-0.51% May 10, 2011 - May 13, 2011	-5.25% Aug 15, 2016 - Aug 17, 2016
#14	N/A	-4.99% Sep 1, 2017 - Sep 7, 2017
#15	N/A	-4.35% Jul 13, 2016 - Jul 15, 2016