VRA vs PROV

Comparison between Vera Bradley Inc (VRA, Company) and Provident Financial Holdings Inc (PROV, Company).

VRA is from the Consumer Cyclical sector, while PROV is from the Financial Services sector.

5-Year PerformancePROV has outperformed VRA, delivering a return of +3.8% compared to -19.5%

VRA vs PROV - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	VRA(COMPANY)	PROV(COMPANY)
Market Cap	$109M	$109M
Max Drawdown	96.69%	92.50%
Sharpe Ratio	0.94	0.80
5Y Beta	1.35	0.26
Industry	Footwear & Accessories	Banks - Regional
P/E Ratio	3.43	18.24
Forward P/E	69.44	10.17
PEG Ratio	1.15	4.00
Dividend Yield	N/A	3.27%
5Y Dividends CAGR	N/A	4.56%
5Y EPS CAGR	11.33%	3.92%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	0.85%	6.80%
P/S Ratio	0.38	2.72
P/B Ratio	0.86	0.85

Market Cap

Winner

VRA

$109M

PROV

$109M

Max Drawdown

VRA

96.69%

Winner

PROV

92.50%

Sharpe Ratio

Winner

VRA

0.94

PROV

0.80

5Y Beta

VRA

1.35

Winner

PROV

0.26

Industry

VRA

Footwear & Accessories

PROV

Banks - Regional

P/E Ratio

Winner

VRA

3.43

PROV

18.24

Forward P/E

VRA

69.44

Winner

PROV

10.17

PEG Ratio

Winner

VRA

1.15

PROV

4.00

Dividend Yield

VRA

N/A

PROV

3.27%

5Y Dividends CAGR

VRA

N/A

PROV

4.56%

5Y EPS CAGR

Winner

VRA

11.33%

PROV

3.92%

Debt to Equity

VRA

0.00%

PROV

0.00%

Free Cash Flow Yield

VRA

0.85%

Winner

PROV

6.80%

P/S Ratio

Winner

VRA

0.38

PROV

2.72

P/B Ratio

VRA

0.86

Winner

PROV

0.85

VRA vs PROV - Historical Returns

Returns include dividend reinvestment.

Period	VRA	PROV
1 month	-4.40%	+0.58%
3 months	-6.35%	+2.07%
6 months	+47.60%	+7.43%
1 year	+66.97%	+15.02%
5 years(CAGR)	-19.46%	+3.75%
10 years(CAGR)	-12.56%	+2.37%
Max(CAGR)	-11.40%	+5.20%

VRA

-4.40%

Winner

PROV

+0.58%

VRA

-6.35%

Winner

PROV

+2.07%

Winner

VRA

+47.60%

PROV

+7.43%

Winner

VRA

+66.97%

PROV

+15.02%

5Y(CAGR)

VRA

-19.46%

Winner

PROV

+3.75%

10Y(CAGR)

VRA

-12.56%

Winner

PROV

+2.37%

Max(CAGR)

VRA

-11.40%

Winner

PROV

+5.20%

VRA vs PROV - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	VRA	PROV
2026	+43.02%	+9.58%
2025	-35.12%	+2.92%
2024	-47.53%	+29.28%
2023	+61.76%	-5.72%
2022	-47.26%	-15.85%
2021	+10.66%	+11.67%
2020	-32.49%	-25.42%
2019	+34.09%	+38.11%
2018	-31.88%	-13.44%
2017	+0.58%	-5.86%
2016	-27.25%	+12.66%
2015	-20.60%	+28.43%
2014	-15.12%	+3.48%
2013	+0.21%	-15.56%
2012	-22.55%	+91.42%
2011	-6.49%	+34.40%
2010	+32.80%	+172.36%
2009	N/A	-39.09%
2008	N/A	-71.13%
2007	N/A	-43.47%
2006	N/A	+17.21%
2005	N/A	-6.77%
2004	N/A	+20.94%
2003	N/A	+38.48%
2002	N/A	+53.99%
2001	N/A	+35.06%
2000	N/A	+22.73%
1999	N/A	-11.43%

VRA vs PROV Drawdown Comparison

The maximum drawdown for VRA was -96.69%, occurring on May 6, 2025. This drawdown has not yet recovered.

The maximum drawdown for PROV was -91.83%, occurring on Dec 22, 2009. This drawdown has not yet recovered.

The current VRA drawdown is -92.94%. The current PROV drawdown is -8.58%.

Rank	VRA	PROV
#1	-96.69% May 19, 2011 - May 6, 2025	-91.83% Dec 13, 2006 - Dec 22, 2009
#2	-18.51% Dec 21, 2010 - Mar 23, 2011	-30.67% Nov 10, 1999 - Sep 15, 2000
#3	-10.14% Nov 9, 2010 - Nov 30, 2010	-20.25% Feb 14, 2001 - May 15, 2001
#4	-5.10% Apr 28, 2011 - May 9, 2011	-17.54% Mar 30, 2005 - Mar 1, 2006
#5	-4.97% Oct 27, 2010 - Nov 5, 2010	-16.36% Apr 3, 2006 - Dec 12, 2006
#6	-3.70% Mar 30, 2011 - Apr 4, 2011	-15.89% Aug 13, 2001 - Dec 13, 2001
#7	-3.16% Apr 13, 2011 - Apr 20, 2011	-11.96% Mar 31, 2004 - Sep 10, 2004
#8	-2.54% May 13, 2011 - May 18, 2011	-10.75% Sep 17, 2002 - Oct 21, 2002
#9	-2.21% Apr 5, 2011 - Apr 13, 2011	-10.19% Jul 1, 2002 - Aug 1, 2002
#10	-1.91% Mar 23, 2011 - Mar 29, 2011	-10.15% Sep 29, 2004 - Nov 22, 2004
#11	-1.35% Dec 6, 2010 - Dec 10, 2010	-10.14% Oct 4, 2000 - Dec 7, 2000
#12	-0.76% Dec 13, 2010 - Dec 16, 2010	-10.05% Dec 29, 2003 - Mar 12, 2004
#13	-0.51% May 10, 2011 - May 13, 2011	-8.65% Apr 10, 2002 - Jun 3, 2002
#14	N/A	-8.43% Dec 27, 2000 - Feb 14, 2001
#15	N/A	-6.86% May 13, 2003 - Oct 14, 2003