VRA vs SSBI

Comparison between Vera Bradley Inc (VRA, Company) and Summit State Bank (SSBI, Company).

VRA is from the Consumer Cyclical sector, while SSBI is from the Financial Services sector.

5-Year PerformanceSSBI has outperformed VRA, delivering a return of +0.2% compared to -24.6%

VRA vs SSBI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	VRA(COMPANY)	SSBI(COMPANY)
Market Cap	$92M	$92M
Max Drawdown	96.69%	72.37%
Sharpe Ratio	0.76	1.21
5Y Beta	1.30	0.19
Industry	Footwear & Accessories	Banks - Regional
P/E Ratio	35.64	-63.34
Forward P/E	69.44	23.87
PEG Ratio	1.15	0.00
5Y Dividends CAGR	N/A	-1.73%
5Y EPS CAGR	-18.63%	N/A
Debt to Equity	0.00%	N/A
Free Cash Flow Yield	-14.37%	N/A
P/S Ratio	0.35	2.80
P/B Ratio	0.74	0.93

Market Cap

Winner

VRA

$92M

SSBI

$92M

Max Drawdown

VRA

96.69%

Winner

SSBI

72.37%

Sharpe Ratio

VRA

0.76

Winner

SSBI

1.21

5Y Beta

VRA

1.30

Winner

SSBI

0.19

Industry

VRA

Footwear & Accessories

SSBI

Banks - Regional

P/E Ratio

VRA

35.64

Winner

SSBI

-63.34

Forward P/E

VRA

69.44

Winner

SSBI

23.87

PEG Ratio

VRA

1.15

Winner

SSBI

0.00

5Y Dividends CAGR

VRA

N/A

SSBI

-1.73%

5Y EPS CAGR

VRA

-18.63%

SSBI

N/A

Debt to Equity

VRA

0.00%

SSBI

N/A

Free Cash Flow Yield

VRA

-14.37%

SSBI

N/A

P/S Ratio

Winner

VRA

0.35

SSBI

2.80

P/B Ratio

Winner

VRA

0.74

SSBI

0.93

VRA vs SSBI - Historical Returns

Returns include dividend reinvestment.

Period	VRA	SSBI
1 month	-25.06%	-0.45%
3 months	+18.01%	+2.53%
6 months	+40.00%	+20.36%
1 year	+43.26%	+35.94%
5 years(CAGR)	-24.59%	+0.20%
10 years(CAGR)	-14.58%	+6.02%
Max(CAGR)	-12.51%	+5.00%

VRA

-25.06%

Winner

SSBI

-0.45%

Winner

VRA

+18.01%

SSBI

+2.53%

Winner

VRA

+40.00%

SSBI

+20.36%

Winner

VRA

+43.26%

SSBI

+35.94%

5Y(CAGR)

VRA

-24.59%

Winner

SSBI

+0.20%

10Y(CAGR)

VRA

-14.58%

Winner

SSBI

+6.02%

Max(CAGR)

VRA

-12.51%

Winner

SSBI

+5.00%

VRA vs SSBI - Annual Returns (2006 - 2026)

Returns include dividend reinvestment.

Year	VRA	SSBI
2026	+19.38%	+12.43%
2025	-35.12%	+56.32%
2024	-47.53%	-33.68%
2023	+61.76%	-19.38%
2022	-47.26%	+7.27%
2021	+10.66%	+34.04%
2020	-32.49%	+9.58%
2019	+34.09%	+14.37%
2018	-31.88%	-4.85%
2017	+0.58%	+8.39%
2016	-27.25%	+12.16%
2015	-20.60%	+2.64%
2014	-15.12%	+37.07%
2013	+0.21%	+53.87%
2012	-22.55%	+32.56%
2011	-6.49%	-17.86%
2010	+32.80%	+42.51%
2009	N/A	+26.99%
2008	N/A	-40.10%
2007	N/A	-34.31%
2006	N/A	-13.84%

VRA vs SSBI Drawdown Comparison

The maximum drawdown for VRA was -96.69%, occurring on May 6, 2025. This drawdown has not yet recovered.

The maximum drawdown for SSBI was -68.67%, occurring on Dec 23, 2008. Recovery took 1845 trading sessions.

The current VRA drawdown is -94.11%. The current SSBI drawdown is -22.21%.

Rank	VRA	SSBI
#1	-96.69% May 19, 2011 - May 6, 2025	-68.67% Aug 8, 2006 - Dec 5, 2013
#2	-18.51% Dec 21, 2010 - Mar 23, 2011	-64.33% Aug 4, 2023 - Nov 11, 2024
#3	-10.14% Nov 9, 2010 - Nov 30, 2010	-56.23% Aug 8, 2018 - Jan 12, 2021
#4	-5.10% Apr 28, 2011 - May 9, 2011	-27.86% Dec 8, 2022 - Jul 19, 2023
#5	-4.97% Oct 27, 2010 - Nov 5, 2010	-22.37% Mar 19, 2021 - Aug 3, 2021
#6	-3.70% Mar 30, 2011 - Apr 4, 2011	-18.82% Oct 5, 2021 - Dec 7, 2022
#7	-3.16% Apr 13, 2011 - Apr 20, 2011	-16.31% Jan 25, 2021 - Mar 19, 2021
#8	-2.54% May 13, 2011 - May 18, 2011	-12.83% Feb 23, 2017 - Feb 28, 2018
#9	-2.21% Apr 5, 2011 - Apr 13, 2011	-10.85% Nov 17, 2014 - Sep 11, 2015
#10	-1.91% Mar 23, 2011 - Mar 29, 2011	-9.72% Jul 20, 2023 - Aug 4, 2023
#11	-1.35% Dec 6, 2010 - Dec 10, 2010	-9.29% Aug 3, 2021 - Sep 21, 2021
#12	-0.76% Dec 13, 2010 - Dec 16, 2010	-9.17% Sep 15, 2015 - Apr 19, 2016
#13	-0.51% May 10, 2011 - May 13, 2011	-8.71% Sep 2, 2014 - Nov 3, 2014
#14	N/A	-7.40% Dec 5, 2013 - Jan 13, 2014
#15	N/A	-6.46% Jun 27, 2014 - Sep 2, 2014