SSBI vs FNWB

Comparison between Summit State Bank (SSBI, Company) and First Northwest Bancorp (FNWB, Company).

Both SSBI and FNWB are from the Financial Services sector.

5-Year PerformanceSSBI has outperformed FNWB, delivering a return of +0.2% compared to -9.0%

SSBI vs FNWB - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SSBI(COMPANY)	FNWB(COMPANY)
Market Cap	$92M	$92M
Max Drawdown	72.37%	70.38%
Sharpe Ratio	1.21	0.71
5Y Beta	0.19	0.35
Industry	Banks - Regional	Banks - Regional
P/E Ratio	-63.34	18.80
Forward P/E	23.87	N/A
PEG Ratio	0.00	0.00
Dividend Yield	N/A	0.70%
5Y Dividends CAGR	-1.73%	18.47%
5Y EPS CAGR	N/A	-9.35%
Debt to Equity	N/A	0.00%
Free Cash Flow Yield	N/A	21.68%
P/S Ratio	2.80	1.30
P/B Ratio	0.93	0.56

Market Cap

Winner

SSBI

$92M

FNWB

$92M

Max Drawdown

SSBI

72.37%

Winner

FNWB

70.38%

Sharpe Ratio

Winner

SSBI

1.21

FNWB

0.71

5Y Beta

Winner

SSBI

0.19

FNWB

0.35

Industry

SSBI

Banks - Regional

FNWB

Banks - Regional

P/E Ratio

Winner

SSBI

-63.34

FNWB

18.80

Forward P/E

SSBI

23.87

FNWB

N/A

PEG Ratio

SSBI

0.00

FNWB

0.00

Dividend Yield

SSBI

N/A

FNWB

0.70%

5Y Dividends CAGR

SSBI

-1.73%

Winner

FNWB

18.47%

5Y EPS CAGR

SSBI

N/A

FNWB

-9.35%

Debt to Equity

SSBI

N/A

FNWB

0.00%

Free Cash Flow Yield

SSBI

N/A

FNWB

21.68%

P/S Ratio

SSBI

2.80

Winner

FNWB

1.30

P/B Ratio

SSBI

0.93

Winner

FNWB

0.56

SSBI vs FNWB - Historical Returns

Returns include dividend reinvestment.

Period	SSBI	FNWB
1 month	-0.45%	+3.72%
3 months	+2.53%	+10.97%
6 months	+20.36%	+4.56%
1 year	+35.94%	+22.13%
5 years(CAGR)	+0.20%	-8.98%
10 years(CAGR)	+6.02%	-1.04%
Max(CAGR)	+5.00%	-0.43%

SSBI

-0.45%

Winner

FNWB

+3.72%

SSBI

+2.53%

Winner

FNWB

+10.97%

Winner

SSBI

+20.36%

FNWB

+4.56%

Winner

SSBI

+35.94%

FNWB

+22.13%

5Y(CAGR)

Winner

SSBI

+0.20%

FNWB

-8.98%

10Y(CAGR)

Winner

SSBI

+6.02%

FNWB

-1.04%

Max(CAGR)

Winner

SSBI

+5.00%

FNWB

-0.43%

SSBI vs FNWB - Annual Returns (2006 - 2026)

Returns include dividend reinvestment.

Year	SSBI	FNWB
2026	+12.43%	+11.33%
2025	+56.32%	-7.74%
2024	-33.68%	-34.58%
2023	-19.38%	+6.43%
2022	+7.27%	-22.63%
2021	+34.04%	+31.15%
2020	+9.58%	-10.32%
2019	+14.37%	+20.24%
2018	-4.85%	-8.90%
2017	+8.39%	+5.84%
2016	+12.16%	+15.38%
2015	+2.64%	+16.17%
2014	+37.07%	N/A
2013	+53.87%	N/A
2012	+32.56%	N/A
2011	-17.86%	N/A
2010	+42.51%	N/A
2009	+26.99%	N/A
2008	-40.10%	N/A
2007	-34.31%	N/A
2006	-13.84%	N/A

SSBI vs FNWB Drawdown Comparison

The maximum drawdown for SSBI was -68.67%, occurring on Dec 23, 2008. Recovery took 1845 trading sessions.

The maximum drawdown for FNWB was -68.08%, occurring on Jun 25, 2025. This drawdown has not yet recovered.

The current SSBI drawdown is -22.21%. The current FNWB drawdown is -52.68%.

Rank	SSBI	FNWB
#1	-68.67% Aug 8, 2006 - Dec 5, 2013	-68.08% Feb 16, 2022 - Jun 25, 2025
#2	-64.33% Aug 4, 2023 - Nov 11, 2024	-51.80% Dec 20, 2019 - Mar 5, 2021
#3	-56.23% Aug 8, 2018 - Jan 12, 2021	-24.85% Nov 29, 2017 - Dec 20, 2019
#4	-27.86% Dec 8, 2022 - Jul 19, 2023	-14.64% Dec 30, 2015 - Nov 11, 2016
#5	-22.37% Mar 19, 2021 - Aug 3, 2021	-13.89% Mar 8, 2021 - Jul 15, 2021
#6	-18.82% Oct 5, 2021 - Dec 7, 2022	-11.88% Aug 11, 2021 - Dec 17, 2021
#7	-16.31% Jan 25, 2021 - Mar 19, 2021	-10.24% Jun 9, 2017 - Sep 27, 2017
#8	-12.83% Feb 23, 2017 - Feb 28, 2018	-9.70% Dec 20, 2016 - Apr 26, 2017
#9	-10.85% Nov 17, 2014 - Sep 11, 2015	-7.34% Oct 2, 2017 - Nov 14, 2017
#10	-9.72% Jul 20, 2023 - Aug 4, 2023	-6.43% Apr 26, 2017 - Jun 9, 2017
#11	-9.29% Aug 3, 2021 - Sep 21, 2021	-6.39% Feb 7, 2022 - Feb 16, 2022
#12	-9.17% Sep 15, 2015 - Apr 19, 2016	-6.05% Feb 10, 2015 - Oct 30, 2015
#13	-8.71% Sep 2, 2014 - Nov 3, 2014	-4.05% Dec 10, 2015 - Dec 29, 2015
#14	-7.40% Dec 5, 2013 - Jan 13, 2014	-3.66% Jul 15, 2021 - Jul 23, 2021
#15	-6.46% Jun 27, 2014 - Sep 2, 2014	-2.81% Nov 22, 2017 - Nov 29, 2017

Correlation

Correlation between SSBI and FNWB is 0.38 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.38

-101

Dividend Comparison (2006 - 2025)

SSBI vs FNWB dividend yield comparison.

Year	SSBI	FNWB
2025	0.00%	1.49%
2024	3.66%	2.75%
2023	3.90%	1.76%
2022	3.04%	1.82%
2021	2.89%	1.24%
2020	3.56%	1.35%
2019	3.70%	0.72%
2018	4.08%	0.20%
2017	3.62%	0.00%
2016	3.20%	0.00%
2015	3.49%	0.00%
2014	3.17%	0.00%
2013	4.00%	0.00%
2012	5.34%	0.00%
2011	6.93%	0.00%
2010	5.15%	0.00%
2009	6.56%	0.00%
2008	7.83%	0.00%
2007	5.59%	0.00%
2006	1.41%	0.00%