VLY vs CMSC

Comparison between Valley National Bancorp (VLY, Company) and CMS Energy Corporation (CMSC, Company).

VLY is from the Financial Services sector, while CMSC is from the Utilities sector.

5-Year PerformanceVLY has outperformed CMSC, delivering a return of +3.2% compared to +2.2%

VLY vs CMSC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	VLY(COMPANY)	CMSC(COMPANY)
Market Cap	$7.07B	$7.06B
Max Drawdown	71.87%	33.40%
Sharpe Ratio	1.76	0.78
5Y Beta	1.08	N/A
Industry	Banks - Regional	Multiline Utilities
P/E Ratio	12.55	6.30
Forward P/E	10.60	N/A
PEG Ratio	0.31	1.01
Dividend Yield	3.29%	6.65%
5Y Dividends CAGR	4.56%	4.57%
5Y EPS CAGR	2.20%	3.94%
Debt to Equity	0.82%	199.20%
Free Cash Flow Yield	7.84%	-52.58%
P/S Ratio	3.81	N/A
P/B Ratio	0.96	N/A

Market Cap

Winner

VLY

$7.07B

CMSC

$7.06B

Max Drawdown

VLY

71.87%

Winner

CMSC

33.40%

Sharpe Ratio

Winner

VLY

1.76

CMSC

0.78

5Y Beta

VLY

1.08

CMSC

N/A

Industry

VLY

Banks - Regional

CMSC

Multiline Utilities

P/E Ratio

VLY

12.55

Winner

CMSC

6.30

Forward P/E

VLY

10.60

CMSC

N/A

PEG Ratio

Winner

VLY

0.31

CMSC

1.01

Dividend Yield

VLY

3.29%

Winner

CMSC

6.65%

5Y Dividends CAGR

VLY

4.56%

Winner

CMSC

4.57%

5Y EPS CAGR

VLY

2.20%

Winner

CMSC

3.94%

Debt to Equity

Winner

VLY

0.82%

CMSC

199.20%

Free Cash Flow Yield

Winner

VLY

7.84%

CMSC

-52.58%

P/S Ratio

VLY

3.81

CMSC

N/A

P/B Ratio

VLY

0.96

CMSC

N/A

VLY vs CMSC - Historical Returns

Returns include dividend reinvestment.

Period	VLY	CMSC
1 month	+2.26%	-0.74%
3 months	+5.94%	-3.52%
6 months	+28.16%	+0.19%
1 year	+62.55%	+10.07%
5 years(CAGR)	+3.24%	+2.21%
10 years(CAGR)	+8.58%	N/A
Max(CAGR)	+6.63%	+4.44%

Winner

VLY

+2.26%

CMSC

-0.74%

Winner

VLY

+5.94%

CMSC

-3.52%

Winner

VLY

+28.16%

CMSC

+0.19%

Winner

VLY

+62.55%

CMSC

+10.07%

5Y(CAGR)

Winner

VLY

+3.24%

CMSC

+2.21%

10Y(CAGR)

VLY

+8.58%

CMSC

N/A

Max(CAGR)

Winner

VLY

+6.63%

CMSC

+4.44%

VLY vs CMSC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	VLY	CMSC
2026	+17.00%	+0.65%
2025	+36.77%	+3.88%
2024	-11.39%	-0.89%
2023	+0.87%	+17.46%
2022	-15.77%	-11.50%
2021	+45.93%	-0.02%
2020	-9.35%	+10.47%
2019	+31.74%	+16.28%
2018	-18.01%	-3.45%
2017	-0.26%	N/A
2016	+27.30%	N/A
2015	+7.00%	N/A
2014	+1.81%	N/A
2013	+11.08%	N/A
2012	-10.45%	N/A
2011	+1.74%	N/A
2010	+18.96%	N/A
2009	-15.04%	N/A
2008	+23.18%	N/A
2007	-22.11%	N/A
2006	+17.03%	N/A
2005	-1.74%	N/A
2004	+3.41%	N/A
2003	+21.96%	N/A
2002	+3.63%	N/A
2001	+15.65%	N/A
2000	+32.74%	N/A
1999	+5.73%	N/A

VLY vs CMSC Drawdown Comparison

The maximum drawdown for VLY was -62.18%, occurring on Mar 9, 2009. Recovery took 1700 trading sessions.

The maximum drawdown for CMSC was -32.28%, occurring on Mar 18, 2020. Recovery took 208 trading sessions.

The current VLY drawdown is -1.60%. The current CMSC drawdown is -3.84%.

Rank	VLY	CMSC
#1	-62.18% Sep 19, 2008 - Jun 23, 2015	-32.28% Sep 27, 2019 - Jul 27, 2020
#2	-53.93% Jan 14, 2022 - Jan 29, 2026	-17.19% Jun 22, 2021 - Nov 30, 2023
#3	-48.36% Jun 8, 2018 - Feb 10, 2021	-10.25% Sep 10, 2024 - Aug 25, 2025
#4	-33.56% Dec 28, 2006 - Aug 11, 2008	-7.07% Feb 20, 2026 - Mar 31, 2026
#5	-24.57% Nov 30, 2015 - Nov 10, 2016	-6.62% Dec 31, 2020 - Jun 17, 2021
#6	-22.77% Dec 27, 2000 - Sep 28, 2001	-5.54% Jan 31, 2019 - Apr 1, 2019
#7	-22.27% Dec 31, 1999 - Apr 11, 2000	-5.37% Oct 27, 2025 - Feb 18, 2026
#8	-17.94% May 17, 2021 - Nov 5, 2021	-5.03% Nov 8, 2018 - Jan 28, 2019
#9	-14.54% Mar 1, 2017 - Jan 19, 2018	-4.25% Mar 21, 2024 - Aug 14, 2024
#10	-14.30% May 3, 2002 - Apr 30, 2003	-3.95% Sep 4, 2019 - Sep 23, 2019
#11	-14.22% Dec 1, 2003 - Oct 26, 2004	-3.59% Aug 14, 2020 - Oct 30, 2020
#12	-13.65% Jul 1, 2015 - Oct 28, 2015	-2.35% Jul 30, 2019 - Aug 20, 2019
#13	-13.64% Feb 6, 2026 - Apr 20, 2026	-1.70% Sep 17, 2025 - Oct 17, 2025
#14	-13.18% Aug 11, 2008 - Sep 18, 2008	-1.57% Nov 16, 2020 - Dec 9, 2020
#15	-12.73% Nov 4, 2004 - Dec 1, 2005	-1.40% Dec 14, 2023 - Dec 27, 2023

Correlation

Correlation between VLY and CMSC is 0.49 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.49

-101

Dividend Comparison (1999 - 2026)

VLY vs CMSC dividend yield comparison.

Year	VLY	CMSC
2026	0.81%	1.62%
2025	3.77%	6.48%
2024	4.86%	6.41%
2023	4.05%	5.93%
2022	3.89%	6.62%
2021	3.20%	5.49%
2020	4.51%	5.17%
2019	3.84%	5.48%
2018	4.95%	0.00%
2017	3.92%	0.00%
2016	3.78%	0.00%
2015	4.47%	0.00%
2014	4.53%	0.00%
2013	5.90%	0.00%
2012	17.76%	0.00%
2011	13.65%	0.00%
2010	12.04%	0.00%
2009	12.25%	0.00%
2008	8.89%	0.00%
2007	9.68%	0.00%
2006	7.04%	0.00%
2005	7.78%	0.00%
2004	6.87%	0.00%
2003	6.47%	0.00%
2002	3.36%	0.00%
2001	6.96%	0.00%
2000	5.52%	0.00%
1999	0.50%	0.00%