VLY vs CMSD

Comparison between Valley National Bancorp (VLY, Company) and CMS Energy Corporation (CMSD, Company).

VLY is from the Financial Services sector, while CMSD is from the Utilities sector.

5-Year PerformanceCMSD has outperformed VLY, delivering a return of +2.5% compared to +2.1%

VLY vs CMSD - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	VLY(COMPANY)	CMSD(COMPANY)
Market Cap	$7.23B	$7.27B
Max Drawdown	71.87%	34.37%
Sharpe Ratio	1.37	0.76
5Y Beta	1.08	0.16
Industry	Banks - Regional	Multiline Utilities
P/E Ratio	12.83	6.50
Forward P/E	10.64	N/A
PEG Ratio	0.39	1.04
Dividend Yield	3.37%	5.77%
5Y Dividends CAGR	4.56%	4.51%
5Y EPS CAGR	1.21%	3.94%
Debt to Equity	0.82%	199.20%
Free Cash Flow Yield	7.67%	-51.01%
P/S Ratio	3.71	N/A
P/B Ratio	0.99	N/A

Market Cap

VLY

$7.23B

Winner

CMSD

$7.27B

Max Drawdown

VLY

71.87%

Winner

CMSD

34.37%

Sharpe Ratio

Winner

VLY

1.37

CMSD

0.76

5Y Beta

VLY

1.08

Winner

CMSD

0.16

Industry

VLY

Banks - Regional

CMSD

Multiline Utilities

P/E Ratio

VLY

12.83

Winner

CMSD

6.50

Forward P/E

VLY

10.64

CMSD

N/A

PEG Ratio

Winner

VLY

0.39

CMSD

1.04

Dividend Yield

VLY

3.37%

Winner

CMSD

5.77%

5Y Dividends CAGR

Winner

VLY

4.56%

CMSD

4.51%

5Y EPS CAGR

VLY

1.21%

Winner

CMSD

3.94%

Debt to Equity

Winner

VLY

0.82%

CMSD

199.20%

Free Cash Flow Yield

Winner

VLY

7.67%

CMSD

-51.01%

P/S Ratio

VLY

3.71

CMSD

N/A

P/B Ratio

VLY

0.99

CMSD

N/A

VLY vs CMSD - Historical Returns

Returns include dividend reinvestment.

Period	VLY	CMSD
1 month	-1.60%	+0.30%
3 months	-3.25%	-2.28%
6 months	+21.85%	-2.21%
1 year	+47.15%	+9.90%
5 years(CAGR)	+2.06%	+2.52%
10 years(CAGR)	+8.14%	N/A
Max(CAGR)	+6.45%	+4.41%

VLY

-1.60%

Winner

CMSD

+0.30%

VLY

-3.25%

Winner

CMSD

-2.28%

Winner

VLY

+21.85%

CMSD

-2.21%

Winner

VLY

+47.15%

CMSD

+9.90%

5Y(CAGR)

VLY

+2.06%

Winner

CMSD

+2.52%

10Y(CAGR)

VLY

+8.14%

CMSD

N/A

Max(CAGR)

Winner

VLY

+6.45%

CMSD

+4.41%

VLY vs CMSD - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	VLY	CMSD
2026	+11.64%	-0.56%
2025	+36.77%	+5.06%
2024	-11.39%	-0.92%
2023	+0.87%	+16.72%
2022	-15.77%	-11.47%
2021	+45.93%	+2.71%
2020	-9.35%	+5.14%
2019	+31.74%	+13.65%
2018	-18.01%	N/A
2017	-0.26%	N/A
2016	+27.30%	N/A
2015	+7.00%	N/A
2014	+1.81%	N/A
2013	+11.08%	N/A
2012	-10.45%	N/A
2011	+1.74%	N/A
2010	+18.96%	N/A
2009	-15.04%	N/A
2008	+23.18%	N/A
2007	-22.11%	N/A
2006	+17.03%	N/A
2005	-1.74%	N/A
2004	+3.41%	N/A
2003	+21.96%	N/A
2002	+3.63%	N/A
2001	+15.65%	N/A
2000	+32.74%	N/A
1999	+5.73%	N/A

VLY vs CMSD Drawdown Comparison

The maximum drawdown for VLY was -62.18%, occurring on Mar 9, 2009. Recovery took 1700 trading sessions.

The maximum drawdown for CMSD was -33.33%, occurring on Mar 18, 2020. Recovery took 114 trading sessions.

The current VLY drawdown is -6.10%. The current CMSD drawdown is -3.57%.

Rank	VLY	CMSD
#1	-62.18% Sep 19, 2008 - Jun 23, 2015	-33.33% Feb 11, 2020 - Jul 24, 2020
#2	-53.93% Jan 14, 2022 - Jan 29, 2026	-17.55% Nov 9, 2021 - Dec 1, 2023
#3	-48.36% Jun 8, 2018 - Feb 10, 2021	-10.96% Sep 10, 2024 - Aug 22, 2025
#4	-33.56% Dec 28, 2006 - Aug 11, 2008	-7.75% Oct 23, 2025 - Mar 31, 2026
#5	-24.57% Nov 30, 2015 - Nov 10, 2016	-5.72% Sep 30, 2019 - Dec 18, 2019
#6	-22.77% Dec 27, 2000 - Sep 28, 2001	-5.41% Dec 30, 2020 - Apr 6, 2021
#7	-22.27% Dec 31, 1999 - Apr 11, 2000	-4.50% Mar 21, 2024 - Aug 16, 2024
#8	-17.94% May 17, 2021 - Nov 5, 2021	-3.65% Aug 18, 2020 - Oct 23, 2020
#9	-14.54% Mar 1, 2017 - Jan 19, 2018	-3.29% Jun 18, 2021 - Nov 8, 2021
#10	-14.30% May 3, 2002 - Apr 30, 2003	-3.26% Apr 7, 2021 - Jun 4, 2021
#11	-14.22% Dec 1, 2003 - Oct 26, 2004	-2.57% Oct 23, 2020 - Nov 16, 2020
#12	-13.65% Jul 1, 2015 - Oct 28, 2015	-2.36% Sep 19, 2025 - Oct 23, 2025
#13	-13.64% Feb 6, 2026 - Apr 20, 2026	-2.27% Jul 27, 2020 - Aug 14, 2020
#14	-13.18% Aug 11, 2008 - Sep 18, 2008	-2.25% Jan 3, 2020 - Feb 6, 2020
#15	-12.73% Nov 4, 2004 - Dec 1, 2005	-2.20% Dec 18, 2019 - Jan 3, 2020

Correlation

Correlation between VLY and CMSD is 0.45 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.45

-101

Dividend Comparison (1999 - 2026)

VLY vs CMSD dividend yield comparison.

Year	VLY	CMSD
2026	0.85%	1.59%
2025	3.77%	6.34%
2024	4.86%	6.35%
2023	4.05%	5.88%
2022	3.89%	6.54%
2021	3.20%	5.49%
2020	4.51%	3.96%
2019	3.84%	4.20%
2018	4.95%	0.00%
2017	3.92%	0.00%
2016	3.78%	0.00%
2015	4.47%	0.00%
2014	4.53%	0.00%
2013	5.90%	0.00%
2012	17.76%	0.00%
2011	13.65%	0.00%
2010	12.04%	0.00%
2009	12.25%	0.00%
2008	8.89%	0.00%
2007	9.68%	0.00%
2006	7.04%	0.00%
2005	7.78%	0.00%
2004	6.87%	0.00%
2003	6.47%	0.00%
2002	3.36%	0.00%
2001	6.96%	0.00%
2000	5.52%	0.00%
1999	0.50%	0.00%