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VGIT vs XLF

Comparison between VANGUARD INTERMEDIATE-TERM TREASURY INDEX FUND ETF SHARES (VGIT, ETF) and STATE STREET(R) FINANCIAL SELECT SECTOR SPDR(R) ETF (XLF, ETF).

5-Year PerformanceXLF has outperformed VGIT, delivering a return of +9.1% compared to +0.0%

VGIT vs XLF - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Net Assets
Winner
VGIT
$50B
XLF
$49B
Expense Ratio
Winner
VGIT
0.03%
XLF
0.08%
Max Drawdown
Winner
VGIT
20.75%
XLF
83.75%
Sharpe Ratio
VGIT
0.06
Winner
XLF
0.13
5Y Beta
Winner
VGIT
-0.01
XLF
0.79
P/E Ratio
VGIT
N/A
XLF
16.39
Forward P/E
VGIT
N/A
XLF
15.32
PEG Ratio
VGIT
N/A
XLF
0.54
5Y Dividends CAGR
Winner
VGIT
11.28%
XLF
5.32%
5Y EPS CAGR
VGIT
N/A
XLF
11.24%
Debt to Equity
VGIT
N/A
XLF
71.69%
P/S Ratio
VGIT
N/A
XLF
3.40
P/B Ratio
VGIT
N/A
XLF
2.28

VGIT vs XLF - Historical Returns

Returns include dividend reinvestment.

1M
VGIT
+0.07%
Winner
XLF
+3.41%
3M
VGIT
-0.39%
Winner
XLF
+9.79%
6M
Winner
VGIT
+0.04%
XLF
-2.10%
1Y
VGIT
+3.19%
Winner
XLF
+6.19%
5Y(CAGR)
VGIT
+0.01%
Winner
XLF
+9.14%
10Y(CAGR)
VGIT
+1.19%
Winner
XLF
+13.16%
Max(CAGR)
VGIT
+2.17%
Winner
XLF
+5.71%

VGIT vs XLF - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearVGITXLF
2026-0.25%-2.40%
2025+7.32%+15.17%
2024+1.71%+29.99%
2023+3.87%+11.63%
2022-10.07%-11.69%
2021-2.68%+36.68%
2020+7.48%-2.62%
2019+6.16%+30.78%
2018+1.56%-13.07%
2017+1.63%+20.65%
2016+0.79%+24.85%
2015+1.33%-1.74%
2014+4.30%+15.69%
2013-2.84%+31.71%
2012+2.77%+25.14%
2011+10.10%-18.93%
2010+7.14%+9.70%
2009-1.97%+16.31%
2008N/A-54.06%
2007N/A-19.59%
2006N/A+17.23%
2005N/A+6.58%
2004N/A+11.02%
2003N/A+25.90%
2002N/A-14.65%
2001N/A-6.80%
2000N/A+30.76%
1999N/A-5.52%

VGIT vs XLF Drawdown Comparison

The maximum drawdown for VGIT was -16.05%, occurring on Oct 20, 2022. This drawdown has not yet recovered.

The maximum drawdown for XLF was -82.72%, occurring on Mar 6, 2009. Recovery took 2555 trading sessions.

The current VGIT drawdown is -2.23%. The current XLF drawdown is -4.94%.

RankVGITXLF
#1-16.05%
Aug 4, 2020 - Oct 20, 2022
-82.72%
Jun 1, 2007 - Jul 25, 2017
#2-5.49%
Nov 4, 2010 - Jun 16, 2011
-42.83%
Feb 14, 2020 - Jan 6, 2021
#3-5.38%
Jul 5, 2016 - Mar 22, 2019
-36.64%
Jan 3, 2001 - Jan 15, 2004
#4-5.09%
May 1, 2013 - Oct 13, 2014
-25.82%
Jan 12, 2022 - Feb 22, 2024
#5-2.92%
Nov 27, 2009 - May 4, 2010
-25.34%
Nov 16, 1999 - Jun 2, 2000
#6-2.70%
Jan 30, 2015 - Sep 29, 2015
-24.66%
Jan 26, 2018 - Nov 4, 2019
#7-2.50%
Jan 31, 2012 - May 4, 2012
-15.55%
Feb 19, 2025 - Jun 27, 2025
#8-2.47%
Sep 22, 2011 - Dec 16, 2011
-14.80%
Jan 6, 2026 - Mar 27, 2026
#9-2.31%
Mar 9, 2020 - Mar 23, 2020
-14.09%
Sep 11, 2000 - Dec 26, 2000
#10-2.24%
Oct 14, 2015 - Jan 28, 2016
-11.52%
Jun 2, 2000 - Aug 4, 2000
#11-2.23%
Sep 4, 2019 - Jan 27, 2020
-10.19%
Mar 5, 2004 - Dec 1, 2004
#12-1.86%
Jun 24, 2011 - Jul 29, 2011
-9.13%
Feb 15, 2005 - Jul 14, 2005
#13-1.80%
Feb 11, 2016 - Apr 7, 2016
-8.42%
Jun 4, 2021 - Aug 10, 2021
#14-1.58%
May 6, 2010 - May 20, 2010
-8.32%
Feb 20, 2007 - May 9, 2007
#15-1.58%
Jul 25, 2012 - Dec 5, 2012
-7.98%
Jan 14, 2021 - Feb 12, 2021

Correlation

Correlation between VGIT and XLF is 0.77 which considered as a strong positive correlation - the stocks tend to move together.

0.77
-101

Dividend Comparison (1999 - 2026)

VGIT vs XLF dividend yield comparison.

YearVGITXLF
20261.60%0.47%
20253.79%1.31%
20243.67%1.42%
20232.73%1.71%
20221.74%2.04%
20211.69%1.63%
20202.23%2.03%
20192.24%1.87%
20182.05%2.08%
20171.67%1.48%
20161.69%21.10%
20151.69%1.95%
20141.54%1.60%
20131.38%1.47%
20122.57%1.76%
20112.12%1.73%
20103.03%0.98%
20090.27%1.71%
20080.00%6.15%
20070.00%3.00%
20060.00%2.52%
20050.00%2.24%
20040.00%2.05%
20030.00%1.84%
20020.00%2.03%
20010.00%1.53%
20000.00%1.23%
19990.00%0.35%

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