StockComparison Logo
vs

SCHW vs XLF

Comparison between Charles Schwab Corp (SCHW, Company) and STATE STREET(R) FINANCIAL SELECT SECTOR SPDR(R) ETF (XLF, ETF).

Both SCHW and XLF are from the Financial Services sector.

5-Year PerformanceXLF has outperformed SCHW, delivering a return of +8.2% compared to +4.6%

SCHW vs XLF - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap / Net Assets
Winner
SCHW
$149B
XLF
$52B
Expense Ratio
SCHW
N/A
XLF
0.08%
Max Drawdown
SCHW
84.86%
Winner
XLF
83.75%
Sharpe Ratio
SCHW
0.09
Winner
XLF
0.13
5Y Beta
Winner
SCHW
0.76
XLF
0.80
Industry
SCHW
Capital Markets
XLF
N/A
P/E Ratio
SCHW
17.31
Winner
XLF
16.07
Forward P/E
Winner
SCHW
14.79
XLF
15.07
PEG Ratio
Winner
SCHW
0.24
XLF
0.53
Dividend Yield
SCHW
1.28%
XLF
N/A
5Y Dividends CAGR
Winner
SCHW
21.84%
XLF
5.32%
5Y EPS CAGR
Winner
SCHW
21.93%
XLF
11.28%
Debt to Equity
Winner
SCHW
0.00%
XLF
71.07%
Free Cash Flow Yield
SCHW
6.50%
XLF
N/A
P/S Ratio
SCHW
6.00
Winner
XLF
3.32
P/B Ratio
SCHW
3.51
Winner
XLF
2.22

SCHW vs XLF - Historical Returns

Returns include dividend reinvestment.

1M
SCHW
-3.51%
Winner
XLF
+1.38%
3M
SCHW
-6.55%
Winner
XLF
+2.61%
6M
SCHW
-4.64%
Winner
XLF
-1.74%
1Y
SCHW
+3.13%
Winner
XLF
+4.84%
5Y(CAGR)
SCHW
+4.63%
Winner
XLF
+8.19%
10Y(CAGR)
Winner
SCHW
+12.98%
XLF
+12.62%
Max(CAGR)
Winner
SCHW
+6.05%
XLF
+5.64%

SCHW vs XLF - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearSCHWXLF
2026-11.92%-4.30%
2025+36.96%+15.17%
2024+8.69%+29.99%
2023-14.61%+11.63%
2022-1.84%-11.69%
2021+61.06%+36.68%
2020+12.01%-2.62%
2019+16.22%+30.78%
2018-18.54%-13.07%
2017+28.78%+20.65%
2016+24.61%+24.85%
2015+9.81%-1.74%
2014+17.99%+15.69%
2013+74.54%+31.71%
2012+24.91%+25.14%
2011-34.61%-18.93%
2010-12.24%+9.70%
2009+17.99%+16.31%
2008-33.48%-54.06%
2007+37.09%-19.59%
2006+30.30%+17.23%
2005+26.74%+6.58%
2004+3.17%+11.02%
2003+3.64%+25.90%
2002-29.96%-14.65%
2001-40.49%-6.80%
2000+15.20%+30.76%
1999-1.58%-5.52%

SCHW vs XLF Drawdown Comparison

The maximum drawdown for SCHW was -84.72%, occurring on Mar 11, 2003. Recovery took 4185 trading sessions.

The maximum drawdown for XLF was -82.72%, occurring on Mar 6, 2009. Recovery took 2555 trading sessions.

The current SCHW drawdown is -16.55%. The current XLF drawdown is -6.80%.

RankSCHWXLF
#1-84.72%
Mar 24, 2000 - Nov 10, 2016
-82.72%
Jun 1, 2007 - Jul 25, 2017
#2-51.08%
May 22, 2018 - Jan 6, 2021
-42.83%
Feb 14, 2020 - Jan 6, 2021
#3-49.70%
Jan 14, 2022 - Jun 30, 2025
-36.64%
Jan 3, 2001 - Jan 15, 2004
#4-28.26%
Nov 16, 1999 - Mar 1, 2000
-25.82%
Jan 12, 2022 - Feb 22, 2024
#5-19.83%
Feb 9, 2026 - May 28, 2026
-25.34%
Nov 16, 1999 - Jun 2, 2000
#6-15.78%
Jan 12, 2021 - Feb 17, 2021
-24.66%
Jan 26, 2018 - Nov 4, 2019
#7-13.78%
Mar 16, 2017 - Jul 3, 2017
-15.55%
Feb 19, 2025 - Jun 27, 2025
#8-13.24%
Mar 12, 2018 - May 9, 2018
-14.80%
Jan 6, 2026 - Mar 27, 2026
#9-12.64%
Jan 17, 2018 - Mar 9, 2018
-14.09%
Sep 11, 2000 - Dec 26, 2000
#10-12.59%
Jul 5, 2017 - Sep 27, 2017
-11.52%
Jun 2, 2000 - Aug 4, 2000
#11-12.27%
Jun 3, 2021 - Aug 27, 2021
-10.19%
Mar 5, 2004 - Dec 1, 2004
#12-12.02%
Nov 4, 1999 - Nov 12, 1999
-9.13%
Feb 15, 2005 - Jul 14, 2005
#13-9.76%
Aug 27, 2021 - Sep 27, 2021
-8.42%
Jun 4, 2021 - Aug 10, 2021
#14-8.49%
Mar 10, 2000 - Mar 17, 2000
-8.32%
Feb 20, 2007 - May 9, 2007
#15-8.20%
Oct 22, 2021 - Dec 16, 2021
-7.98%
Jan 14, 2021 - Feb 12, 2021

Correlation

Correlation between SCHW and XLF is 0.94 which considered as a very strong positive correlation - the stocks move almost identically together.

0.94
-101

Dividend Comparison (1999 - 2026)

SCHW vs XLF dividend yield comparison.

YearSCHWXLF
20260.72%0.48%
20251.08%1.31%
20241.35%1.42%
20231.45%1.71%
20221.01%2.04%
20210.86%1.63%
20201.36%2.03%
20191.43%1.87%
20181.11%2.08%
20170.62%1.48%
20160.68%21.10%
20150.73%1.95%
20140.79%1.60%
20130.92%1.47%
20121.67%1.76%
20112.13%1.73%
20101.40%0.98%
20091.28%1.71%
20081.36%6.15%
20074.70%3.00%
20060.70%2.52%
20050.61%2.24%
20040.62%2.05%
20030.42%1.84%
20020.41%2.03%
20010.28%1.53%
20000.14%1.23%
19990.04%0.35%

Select Stocks to Compare