VFH vs SCHR

Comparison between VANGUARD FINANCIALS INDEX FUND ETF SHARES (VFH, ETF) and SCHWAB INTERMEDIATE-TERM U.S. TREASURY ETF (SCHR, ETF).

5-Year PerformanceVFH has outperformed SCHR, delivering a return of +8.4% compared to +0.2%

VFH vs SCHR - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	VFH(ETF)	SCHR(ETF)
Net Assets	$13B	$13B
Expense Ratio	0.09%	0.03%
Max Drawdown	79.90%	20.13%
Sharpe Ratio	0.34	-0.00
5Y Beta	0.86	-0.01
P/E Ratio	16.17	N/A
Forward P/E	13.68	N/A
5Y Dividends CAGR	14.57%	21.51%
5Y EPS CAGR	10.95%	N/A
P/S Ratio	2.94	N/A
P/B Ratio	2.03	N/A

Net Assets

Winner

VFH

$13B

SCHR

$13B

Expense Ratio

VFH

0.09%

Winner

SCHR

0.03%

Max Drawdown

VFH

79.90%

Winner

SCHR

20.13%

Sharpe Ratio

Winner

VFH

0.34

SCHR

-0.00

5Y Beta

VFH

0.86

Winner

SCHR

-0.01

P/E Ratio

VFH

16.17

SCHR

N/A

Forward P/E

VFH

13.68

SCHR

N/A

5Y Dividends CAGR

VFH

14.57%

Winner

SCHR

21.51%

5Y EPS CAGR

VFH

10.95%

SCHR

N/A

P/S Ratio

VFH

2.94

SCHR

N/A

P/B Ratio

VFH

2.03

SCHR

N/A

VFH vs SCHR - Historical Returns

Returns include dividend reinvestment.

Period	VFH	SCHR
1 month	+0.48%	-0.04%
3 months	-4.43%	-0.18%
6 months	-1.10%	+0.50%
1 year	+6.72%	+4.19%
5 years(CAGR)	+8.38%	+0.19%
10 years(CAGR)	+12.57%	+1.29%
Max(CAGR)	+6.47%	+1.96%

Winner

VFH

+0.48%

SCHR

-0.04%

VFH

-4.43%

Winner

SCHR

-0.18%

VFH

-1.10%

Winner

SCHR

+0.50%

Winner

VFH

+6.72%

SCHR

+4.19%

5Y(CAGR)

Winner

VFH

+8.38%

SCHR

+0.19%

10Y(CAGR)

Winner

VFH

+12.57%

SCHR

+1.29%

Max(CAGR)

Winner

VFH

+6.47%

SCHR

+1.96%

VFH vs SCHR - Annual Returns (2004 - 2026)

Returns include dividend reinvestment.

Year	VFH	SCHR
2026	-5.55%	+0.17%
2025	+15.14%	+7.37%
2024	+30.38%	+1.68%
2023	+13.79%	+3.85%
2022	-13.30%	-10.09%
2021	+37.15%	-2.67%
2020	-2.83%	+7.50%
2019	+30.58%	+6.13%
2018	-13.45%	+1.46%
2017	+19.08%	+1.52%
2016	+27.20%	+0.84%
2015	-0.60%	+1.40%
2014	+14.63%	+4.28%
2013	+29.33%	-2.60%
2012	+23.46%	+2.67%
2011	-16.14%	+10.32%
2010	+12.75%	-0.88%
2009	+13.97%	N/A
2008	-47.75%	N/A
2007	-17.62%	N/A
2006	+17.71%	N/A
2005	+6.85%	N/A
2004	+10.21%	N/A

VFH vs SCHR Drawdown Comparison

The maximum drawdown for VFH was -78.61%, occurring on Mar 6, 2009. Recovery took 2380 trading sessions.

The maximum drawdown for SCHR was -16.11%, occurring on Oct 20, 2022. This drawdown has not yet recovered.

The current VFH drawdown is -8.09%. The current SCHR drawdown is -1.82%.

Rank	VFH	SCHR
#1	-78.61% Jun 4, 2007 - Nov 11, 2016	-16.11% Aug 4, 2020 - Oct 20, 2022
#2	-44.44% Feb 14, 2020 - Jan 7, 2021	-5.79% Nov 4, 2010 - Jun 24, 2011
#3	-25.67% Jan 12, 2022 - Feb 22, 2024	-5.38% Jul 5, 2016 - Mar 22, 2019
#4	-24.30% Jan 26, 2018 - Nov 1, 2019	-5.23% May 1, 2013 - Oct 13, 2014
#5	-17.30% Feb 18, 2025 - Jun 30, 2025	-2.68% Feb 2, 2015 - Aug 24, 2015
#6	-14.75% Jan 6, 2026 - Mar 27, 2026	-2.56% Jan 31, 2012 - May 4, 2012
#7	-10.78% Mar 5, 2004 - Nov 4, 2004	-2.48% Sep 22, 2011 - Dec 16, 2011
#8	-9.41% Dec 30, 2004 - Jul 11, 2005	-2.26% Sep 4, 2019 - Jan 27, 2020
#9	-8.64% Mar 1, 2017 - Jul 25, 2017	-2.21% Mar 9, 2020 - Mar 23, 2020
#10	-8.33% Feb 20, 2007 - Jun 1, 2007	-2.14% Oct 14, 2015 - Jan 20, 2016
#11	-8.27% Jun 4, 2021 - Aug 10, 2021	-1.89% Jun 24, 2011 - Jul 13, 2011
#12	-7.98% Nov 29, 2024 - Jan 27, 2025	-1.73% Feb 11, 2016 - Apr 7, 2016
#13	-7.84% Jan 14, 2021 - Feb 9, 2021	-1.56% Jul 24, 2012 - Dec 5, 2012
#14	-7.67% Nov 3, 2021 - Jan 7, 2022	-1.44% Dec 6, 2012 - Apr 4, 2013
#15	-7.40% May 5, 2006 - Sep 12, 2006	-1.43% Aug 31, 2010 - Sep 22, 2010

Correlation

Correlation between VFH and SCHR is 0.75 which considered as a strong positive correlation - the stocks tend to move together.

0.75

-101

Dividend Comparison (2004 - 2026)

VFH vs SCHR dividend yield comparison.

Year	VFH	SCHR
2026	0.30%	1.30%
2025	1.55%	3.85%
2024	1.75%	3.77%
2023	2.08%	3.16%
2022	2.31%	2.02%
2021	1.87%	1.00%
2020	2.21%	1.62%
2019	2.17%	2.31%
2018	2.30%	2.11%
2017	1.53%	1.65%
2016	1.63%	1.46%
2015	2.00%	1.56%
2014	1.85%	1.44%
2013	1.82%	1.07%
2012	2.13%	1.07%
2011	2.02%	1.53%
2010	1.32%	0.57%
2009	1.72%	0.00%
2008	5.14%	0.00%
2007	2.83%	0.00%
2006	1.96%	0.00%
2005	1.81%	0.00%
2004	2.13%	0.00%