VEL vs UDMY

Comparison between Velocity Financial Inc (VEL, Company) and Udemy Inc (UDMY, Company).

VEL is from the Financial Services sector, while UDMY is from the Consumer Defensive sector.

5-Year PerformanceVEL has outperformed UDMY, delivering a return of +5.8% compared to -32.5%

VEL vs UDMY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	VEL(COMPANY)	UDMY(COMPANY)
Market Cap	$677M	$676M
Max Drawdown	83.13%	86.33%
Sharpe Ratio	-0.08	-0.52
5Y Beta	0.33	N/A
Industry	Mortgage Finance	Education & Training Services
P/E Ratio	17.40	-93.47
Forward P/E	N/A	44.25
PEG Ratio	0.32	N/A
5Y EPS CAGR	11.42%	N/A
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	3.91%	12.86%
P/S Ratio	2.49	N/A
P/B Ratio	0.99	N/A

Market Cap

Winner

VEL

$677M

UDMY

$676M

Max Drawdown

Winner

VEL

83.13%

UDMY

86.33%

Sharpe Ratio

Winner

VEL

-0.08

UDMY

-0.52

5Y Beta

VEL

0.33

UDMY

N/A

Industry

VEL

Mortgage Finance

UDMY

Education & Training Services

P/E Ratio

VEL

17.40

Winner

UDMY

-93.47

Forward P/E

VEL

N/A

UDMY

44.25

PEG Ratio

VEL

0.32

UDMY

N/A

5Y EPS CAGR

VEL

11.42%

UDMY

N/A

Debt to Equity

VEL

0.00%

UDMY

0.00%

Free Cash Flow Yield

VEL

3.91%

Winner

UDMY

12.86%

P/S Ratio

VEL

2.49

UDMY

N/A

P/B Ratio

VEL

0.99

UDMY

N/A

VEL vs UDMY - Historical Returns

Returns include dividend reinvestment.

Period	VEL	UDMY
1 month	-1.15%	+7.93%
3 months	-11.40%	+1.09%
6 months	-12.03%	-11.98%
1 year	-2.61%	-35.69%
5 years(CAGR)	+5.78%	-32.51%
Max(CAGR)	+3.76%	-32.51%

VEL

-1.15%

Winner

UDMY

+7.93%

VEL

-11.40%

Winner

UDMY

+1.09%

VEL

-12.03%

Winner

UDMY

-11.98%

Winner

VEL

-2.61%

UDMY

-35.69%

5Y(CAGR)

Winner

VEL

+5.78%

UDMY

-32.51%

Max(CAGR)

Winner

VEL

+3.76%

UDMY

-32.51%

VEL vs UDMY - Annual Returns (2020 - 2026)

Returns include dividend reinvestment.

Year	VEL	UDMY
2026	-12.08%	-16.88%
2025	+8.58%	-29.00%
2024	+20.22%	-40.96%
2023	+81.26%	+38.18%
2022	-28.94%	-44.42%
2021	+123.56%	-28.95%
2020	-53.89%	N/A

VEL vs UDMY Drawdown Comparison

The maximum drawdown for VEL was -83.13%, occurring on Apr 3, 2020. Recovery took 941 trading sessions.

The maximum drawdown for UDMY was -86.33%, occurring on Apr 24, 2026. This drawdown has not yet recovered.

The current VEL drawdown is -17.24%. The current UDMY drawdown is -85.11%.

Rank	VEL	UDMY
#1	-83.13% Feb 20, 2020 - Nov 14, 2023	-86.33% Nov 18, 2021 - Apr 24, 2026
#2	-22.09% Nov 14, 2023 - Mar 18, 2024	-11.78% Nov 2, 2021 - Nov 16, 2021
#3	-21.48% Dec 16, 2024 - May 9, 2025	N/A
#4	-13.14% Mar 21, 2024 - May 31, 2024	N/A
#5	-6.83% Jul 16, 2024 - Sep 5, 2024	N/A
#6	-5.08% Sep 19, 2024 - Nov 12, 2024	N/A
#7	-4.07% Jun 5, 2024 - Jul 11, 2024	N/A
#8	-3.51% Mar 18, 2024 - Mar 21, 2024	N/A
#9	-3.33% Jan 21, 2020 - Jan 29, 2020	N/A
#10	-3.30% Jan 30, 2020 - Feb 12, 2020	N/A
#11	-2.21% Nov 12, 2024 - Nov 25, 2024	N/A
#12	-0.97% Dec 4, 2024 - Dec 11, 2024	N/A
#13	-0.97% Dec 11, 2024 - Dec 16, 2024	N/A
#14	-0.69% Feb 13, 2020 - Feb 20, 2020	N/A
#15	-0.54% May 31, 2024 - Jun 4, 2024	N/A

Correlation

Correlation between VEL and UDMY is -0.51 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.51

-101