VEL vs SHEN

Comparison between Velocity Financial Inc (VEL, Company) and Shenandoah Telecommunications Company (SHEN, Company).

VEL is from the Financial Services sector, while SHEN is from the Communication Services sector.

5-Year PerformanceVEL has outperformed SHEN, delivering a return of +5.8% compared to -18.1%

VEL vs SHEN - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	VEL(COMPANY)	SHEN(COMPANY)
Market Cap	$677M	$675M
Max Drawdown	83.13%	83.81%
Sharpe Ratio	-0.08	-0.51
5Y Beta	0.33	0.58
Industry	Mortgage Finance	Telecom Services
P/E Ratio	17.40	-16.99
Forward P/E	N/A	3.60
PEG Ratio	0.32	-0.55
Dividend Yield	N/A	0.97%
5Y Dividends CAGR	N/A	-17.62%
5Y EPS CAGR	11.42%	N/A
Debt to Equity	0.00%	80.04%
Free Cash Flow Yield	3.91%	-36.53%
P/S Ratio	2.49	1.86
P/B Ratio	0.99	0.81

Market Cap

Winner

VEL

$677M

SHEN

$675M

Max Drawdown

Winner

VEL

83.13%

SHEN

83.81%

Sharpe Ratio

Winner

VEL

-0.08

SHEN

-0.51

5Y Beta

Winner

VEL

0.33

SHEN

0.58

Industry

VEL

Mortgage Finance

SHEN

Telecom Services

P/E Ratio

VEL

17.40

Winner

SHEN

-16.99

Forward P/E

VEL

N/A

SHEN

3.60

PEG Ratio

VEL

0.32

Winner

SHEN

-0.55

Dividend Yield

VEL

N/A

SHEN

0.97%

5Y Dividends CAGR

VEL

N/A

SHEN

-17.62%

5Y EPS CAGR

VEL

11.42%

SHEN

N/A

Debt to Equity

Winner

VEL

0.00%

SHEN

80.04%

Free Cash Flow Yield

Winner

VEL

3.91%

SHEN

-36.53%

P/S Ratio

VEL

2.49

Winner

SHEN

1.86

P/B Ratio

VEL

0.99

Winner

SHEN

0.81

VEL vs SHEN - Historical Returns

Returns include dividend reinvestment.

Period	VEL	SHEN
1 month	-1.15%	-16.75%
3 months	-11.40%	-31.82%
6 months	-12.03%	-1.11%
1 year	-2.61%	-23.13%
5 years(CAGR)	+5.78%	-18.08%
10 years(CAGR)	N/A	-6.61%
Max(CAGR)	+3.76%	+9.93%

Winner

VEL

-1.15%

SHEN

-16.75%

Winner

VEL

-11.40%

SHEN

-31.82%

VEL

-12.03%

Winner

SHEN

-1.11%

Winner

VEL

-2.61%

SHEN

-23.13%

5Y(CAGR)

Winner

VEL

+5.78%

SHEN

-18.08%

10Y(CAGR)

VEL

N/A

SHEN

-6.61%

Max(CAGR)

VEL

+3.76%

Winner

SHEN

+9.93%

VEL vs SHEN - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	VEL	SHEN
2026	-12.08%	+1.95%
2025	+8.58%	-5.38%
2024	+20.22%	-40.81%
2023	+81.26%	+32.63%
2022	-28.94%	-39.00%
2021	+123.56%	-3.89%
2020	-53.89%	+5.12%
2019	N/A	-7.34%
2018	N/A	+31.55%
2017	N/A	+17.77%
2016	N/A	+33.64%
2015	N/A	+38.57%
2014	N/A	+29.85%
2013	N/A	+69.65%
2012	N/A	+43.52%
2011	N/A	-44.49%
2010	N/A	-9.29%
2009	N/A	-22.88%
2008	N/A	+24.83%
2007	N/A	+60.85%
2006	N/A	+17.58%
2005	N/A	+36.95%
2004	N/A	+16.44%
2003	N/A	+7.11%
2002	N/A	+22.90%
2001	N/A	+33.97%
2000	N/A	-3.00%
1999	N/A	+35.00%

VEL vs SHEN Drawdown Comparison

The maximum drawdown for VEL was -83.13%, occurring on Apr 3, 2020. Recovery took 941 trading sessions.

The maximum drawdown for SHEN was -72.81%, occurring on Nov 17, 2025. This drawdown has not yet recovered.

The current VEL drawdown is -17.24%. The current SHEN drawdown is -68.33%.

Rank	VEL	SHEN
#1	-83.13% Feb 20, 2020 - Nov 14, 2023	-72.81% Jul 6, 2021 - Nov 17, 2025
#2	-22.09% Nov 14, 2023 - Mar 18, 2024	-65.81% Jan 8, 2009 - Oct 11, 2013
#3	-21.48% Dec 16, 2024 - May 9, 2025	-50.18% Dec 24, 2007 - Dec 8, 2008
#4	-13.14% Mar 21, 2024 - May 31, 2024	-49.21% Jun 24, 2002 - Dec 29, 2003
#5	-6.83% Jul 16, 2024 - Sep 5, 2024	-49.09% Mar 10, 2000 - May 31, 2002
#6	-5.08% Sep 19, 2024 - Nov 12, 2024	-43.17% Jul 13, 2016 - Nov 6, 2018
#7	-4.07% Jun 5, 2024 - Jul 11, 2024	-41.57% Feb 19, 2019 - Apr 6, 2020
#8	-3.51% Mar 18, 2024 - Mar 21, 2024	-33.24% Apr 29, 2020 - Jul 6, 2021
#9	-3.33% Jan 21, 2020 - Jan 29, 2020	-28.43% Aug 1, 2005 - Jun 21, 2007
#10	-3.30% Jan 30, 2020 - Feb 12, 2020	-27.74% Mar 21, 2014 - Jan 22, 2015
#11	-2.21% Nov 12, 2024 - Nov 25, 2024	-25.60% Apr 29, 2004 - Dec 1, 2004
#12	-0.97% Dec 4, 2024 - Dec 11, 2024	-24.42% Dec 17, 2004 - Jun 7, 2005
#13	-0.97% Dec 11, 2024 - Dec 16, 2024	-20.07% Dec 30, 2003 - Apr 22, 2004
#14	-0.69% Feb 13, 2020 - Feb 20, 2020	-20.01% Nov 19, 2015 - Mar 16, 2016
#15	-0.54% May 31, 2024 - Jun 4, 2024	-19.20% Nov 28, 2018 - Feb 19, 2019