VEL vs CASS

Comparison between Velocity Financial Inc (VEL, Company) and Cass Information Systems Inc (CASS, Company).

VEL is from the Financial Services sector, while CASS is from the Industrials sector.

5-Year PerformanceCASS has outperformed VEL, delivering a return of +8.8% compared to +5.7%

VEL vs CASS - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	VEL(COMPANY)	CASS(COMPANY)
Market Cap	$676M	$676M
Max Drawdown	83.13%	52.54%
Sharpe Ratio	-0.17	1.04
5Y Beta	0.33	0.64
Industry	Mortgage Finance	Specialty Business Services
P/E Ratio	17.38	19.59
Forward P/E	N/A	18.62
PEG Ratio	0.32	0.27
Dividend Yield	N/A	2.37%
5Y Dividends CAGR	N/A	3.29%
5Y EPS CAGR	11.42%	8.30%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	3.92%	3.76%
P/S Ratio	2.48	3.23
P/B Ratio	0.98	2.83

Market Cap

Winner

VEL

$676M

CASS

$676M

Max Drawdown

VEL

83.13%

Winner

CASS

52.54%

Sharpe Ratio

VEL

-0.17

Winner

CASS

1.04

5Y Beta

Winner

VEL

0.33

CASS

0.64

Industry

VEL

Mortgage Finance

CASS

Specialty Business Services

P/E Ratio

Winner

VEL

17.38

CASS

19.59

Forward P/E

VEL

N/A

CASS

18.62

PEG Ratio

VEL

0.32

Winner

CASS

0.27

Dividend Yield

VEL

N/A

CASS

2.37%

5Y Dividends CAGR

VEL

N/A

CASS

3.29%

5Y EPS CAGR

Winner

VEL

11.42%

CASS

8.30%

Debt to Equity

VEL

0.00%

CASS

0.00%

Free Cash Flow Yield

Winner

VEL

3.92%

CASS

3.76%

P/S Ratio

Winner

VEL

2.48

CASS

3.23

P/B Ratio

Winner

VEL

0.98

CASS

2.83

VEL vs CASS - Historical Returns

Returns include dividend reinvestment.

Period	VEL	CASS
1 month	-2.89%	+8.33%
3 months	-11.55%	+15.75%
6 months	-11.55%	+23.13%
1 year	-4.24%	+27.35%
5 years(CAGR)	+5.70%	+8.84%
10 years(CAGR)	N/A	+5.25%
Max(CAGR)	+3.73%	+11.66%

VEL

-2.89%

Winner

CASS

+8.33%

VEL

-11.55%

Winner

CASS

+15.75%

VEL

-11.55%

Winner

CASS

+23.13%

VEL

-4.24%

Winner

CASS

+27.35%

5Y(CAGR)

VEL

+5.70%

Winner

CASS

+8.84%

10Y(CAGR)

VEL

N/A

CASS

+5.25%

Max(CAGR)

VEL

+3.73%

Winner

CASS

+11.66%

VEL vs CASS - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	VEL	CASS
2026	-12.23%	+34.86%
2025	+8.58%	+6.57%
2024	+20.22%	-7.38%
2023	+81.26%	+2.29%
2022	-28.94%	+18.15%
2021	+123.56%	+5.18%
2020	-53.89%	-30.33%
2019	N/A	+11.33%
2018	N/A	+10.24%
2017	N/A	-11.12%
2016	N/A	+51.44%
2015	N/A	+4.32%
2014	N/A	-17.09%
2013	N/A	+57.37%
2012	N/A	+26.43%
2011	N/A	+5.82%
2010	N/A	+25.49%
2009	N/A	+1.83%
2008	N/A	-6.88%
2007	N/A	+8.87%
2006	N/A	+70.14%
2005	N/A	+43.38%
2004	N/A	+18.58%
2003	N/A	+38.54%
2002	N/A	+4.83%
2001	N/A	+43.38%
2000	N/A	-8.32%
1999	N/A	-8.99%

VEL vs CASS Drawdown Comparison

The maximum drawdown for VEL was -83.13%, occurring on Apr 3, 2020. Recovery took 941 trading sessions.

The maximum drawdown for CASS was -50.87%, occurring on Mar 18, 2020. Recovery took 2010 trading sessions.

The current VEL drawdown is -17.39%. The current CASS drawdown is -0.44%.

Rank	VEL	CASS
#1	-83.13% Feb 20, 2020 - Nov 14, 2023	-50.87% Jun 22, 2018 - Jun 24, 2026
#2	-22.09% Nov 14, 2023 - Mar 18, 2024	-40.38% Dec 30, 2013 - Nov 15, 2016
#3	-21.48% Dec 16, 2024 - May 9, 2025	-38.92% Aug 11, 2008 - Dec 6, 2010
#4	-13.14% Mar 21, 2024 - May 31, 2024	-30.13% Dec 10, 2007 - Aug 11, 2008
#5	-6.83% Jul 16, 2024 - Sep 5, 2024	-26.39% Jan 25, 2001 - Oct 5, 2001
#6	-5.08% Sep 19, 2024 - Nov 12, 2024	-24.26% Nov 9, 1999 - Jan 24, 2001
#7	-4.07% Jun 5, 2024 - Jul 11, 2024	-24.00% Apr 6, 2011 - Oct 27, 2011
#8	-3.51% Mar 18, 2024 - Mar 21, 2024	-22.87% Jun 28, 2006 - Sep 1, 2006
#9	-3.33% Jan 21, 2020 - Jan 29, 2020	-21.79% Sep 16, 2005 - Apr 19, 2006
#10	-3.30% Jan 30, 2020 - Feb 12, 2020	-20.02% Dec 27, 2016 - Jun 14, 2018
#11	-2.21% Nov 12, 2024 - Nov 25, 2024	-20.00% May 6, 2003 - Sep 10, 2003
#12	-0.97% Dec 4, 2024 - Dec 11, 2024	-18.06% Nov 15, 2006 - Nov 29, 2007
#13	-0.97% Dec 11, 2024 - Dec 16, 2024	-17.84% Nov 3, 2011 - Dec 6, 2011
#14	-0.69% Feb 13, 2020 - Feb 20, 2020	-17.34% Aug 14, 2013 - Nov 27, 2013
#15	-0.54% May 31, 2024 - Jun 4, 2024	-15.90% Sep 5, 2006 - Oct 27, 2006