VCTR vs ESNT

Comparison between Victory Capital Holdings Inc - Class A (VCTR, Company) and Essent Group Ltd (ESNT, Company).

Both VCTR and ESNT are from the Financial Services sector.

5-Year PerformanceVCTR has outperformed ESNT, delivering a return of +26.6% compared to +7.1%

VCTR vs ESNT - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	VCTR(COMPANY)	ESNT(COMPANY)
Market Cap	$5.44B	$5.44B
Max Drawdown	46.45%	64.94%
Sharpe Ratio	1.19	0.03
5Y Beta	1.33	0.48
Industry	Asset Management	Insurance - Specialty
P/E Ratio	14.72	8.21
Forward P/E	12.36	8.09
PEG Ratio	0.51	2.43
Dividend Yield	2.25%	2.17%
5Y Dividends CAGR	48.56%	10.26%
5Y EPS CAGR	12.45%	14.95%
Debt to Equity	41.02%	0.00%
Free Cash Flow Yield	7.75%	15.05%
P/S Ratio	3.69	4.21
P/B Ratio	2.31	0.95

Market Cap

Winner

VCTR

$5.44B

ESNT

$5.44B

Max Drawdown

Winner

VCTR

46.45%

ESNT

64.94%

Sharpe Ratio

Winner

VCTR

1.19

ESNT

0.03

5Y Beta

VCTR

1.33

Winner

ESNT

0.48

Industry

VCTR

Asset Management

ESNT

Insurance - Specialty

P/E Ratio

VCTR

14.72

Winner

ESNT

8.21

Forward P/E

VCTR

12.36

Winner

ESNT

8.09

PEG Ratio

Winner

VCTR

0.51

ESNT

2.43

Dividend Yield

Winner

VCTR

2.25%

ESNT

2.17%

5Y Dividends CAGR

Winner

VCTR

48.56%

ESNT

10.26%

5Y EPS CAGR

VCTR

12.45%

Winner

ESNT

14.95%

Debt to Equity

VCTR

41.02%

Winner

ESNT

0.00%

Free Cash Flow Yield

VCTR

7.75%

Winner

ESNT

15.05%

P/S Ratio

Winner

VCTR

3.69

ESNT

4.21

P/B Ratio

VCTR

2.31

Winner

ESNT

0.95

VCTR vs ESNT - Historical Returns

Returns include dividend reinvestment.

Period	VCTR	ESNT
1 month	+2.07%	-2.44%
3 months	+29.91%	+2.82%
6 months	+37.54%	-9.44%
1 year	+45.20%	-1.40%
5 years(CAGR)	+26.56%	+7.14%
10 years(CAGR)	+30.06%	+12.54%
Max(CAGR)	+30.06%	+9.66%

Winner

VCTR

+2.07%

ESNT

-2.44%

Winner

VCTR

+29.91%

ESNT

+2.82%

Winner

VCTR

+37.54%

ESNT

-9.44%

Winner

VCTR

+45.20%

ESNT

-1.40%

5Y(CAGR)

Winner

VCTR

+26.56%

ESNT

+7.14%

10Y(CAGR)

Winner

VCTR

+30.06%

ESNT

+12.54%

Max(CAGR)

Winner

VCTR

+30.06%

ESNT

+9.66%

VCTR vs ESNT - Annual Returns (2013 - 2026)

Returns include dividend reinvestment.

Year	VCTR	ESNT
2026	+37.80%	-7.76%
2025	-1.28%	+21.84%
2024	+100.05%	+4.90%
2023	+32.45%	+36.50%
2022	-23.30%	-12.97%
2021	+49.14%	+9.70%
2020	+17.65%	-14.46%
2019	+101.16%	+53.54%
2018	-11.90%	-22.02%
2017	N/A	+33.93%
2016	N/A	+50.98%
2015	N/A	-14.92%
2014	N/A	+10.01%
2013	N/A	+14.57%

VCTR vs ESNT Drawdown Comparison

The maximum drawdown for VCTR was -45.24%, occurring on Jul 14, 2022. Recovery took 585 trading sessions.

The maximum drawdown for ESNT was -64.70%, occurring on Mar 18, 2020. Recovery took 926 trading sessions.

The current VCTR drawdown is -1.61%. The current ESNT drawdown is -10.73%.

Rank	VCTR	ESNT
#1	-45.24% Nov 5, 2021 - Mar 7, 2024	-64.70% Nov 27, 2019 - Aug 4, 2023
#2	-44.90% Feb 18, 2020 - Dec 11, 2020	-43.52% Jul 20, 2015 - Nov 10, 2016
#3	-43.61% Mar 2, 2018 - Mar 14, 2019	-37.27% Jan 23, 2018 - Sep 20, 2019
#4	-28.04% Nov 26, 2024 - Jul 17, 2025	-32.32% Feb 18, 2014 - May 8, 2015
#5	-24.66% Jul 12, 2019 - Nov 22, 2019	-18.35% Oct 17, 2024 - Aug 22, 2025
#6	-18.12% Feb 25, 2026 - Apr 30, 2026	-15.41% Dec 18, 2025 - Jun 3, 2026
#7	-15.79% Aug 12, 2025 - Feb 9, 2026	-13.06% Aug 7, 2023 - Dec 21, 2023
#8	-15.77% Jul 23, 2024 - Aug 23, 2024	-12.07% Mar 28, 2024 - Jul 15, 2024
#9	-14.81% Jan 4, 2021 - Feb 9, 2021	-11.04% Aug 7, 2017 - Oct 13, 2017
#10	-12.28% May 24, 2024 - Jul 23, 2024	-10.67% Apr 26, 2017 - Jul 7, 2017
#11	-11.74% Jul 1, 2021 - Aug 6, 2021	-10.20% Sep 18, 2025 - Dec 15, 2025
#12	-11.27% May 21, 2019 - Jul 2, 2019	-9.90% Nov 5, 2013 - Dec 20, 2013
#13	-9.98% Nov 11, 2024 - Nov 25, 2024	-9.29% Sep 20, 2019 - Oct 21, 2019
#14	-8.31% Apr 5, 2019 - Apr 29, 2019	-9.06% Oct 20, 2017 - Nov 16, 2017
#15	-8.10% May 7, 2021 - May 21, 2021	-7.97% Jan 30, 2024 - Mar 20, 2024