ESNT vs BRFS

Comparison between Essent Group Ltd (ESNT, Company) and BRF - Brasil Foods S.A. (BRFS, Company).

ESNT is from the Financial Services sector, while BRFS is from the Consumer Defensive sector.

5-Year PerformanceESNT has outperformed BRFS, delivering a return of +6.3% compared to +0.6%

ESNT vs BRFS - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ESNT(COMPANY)	BRFS(COMPANY)
Market Cap	$5.47B	$5.44B
Max Drawdown	64.94%	95.99%
Sharpe Ratio	0.05	-0.19
5Y Beta	0.49	N/A
Industry	Insurance - Specialty	Packaged Foods
P/E Ratio	8.26	8.24
Forward P/E	8.00	N/A
PEG Ratio	2.45	0.10
Dividend Yield	2.25%	N/A
5Y Dividends CAGR	10.26%	N/A
5Y EPS CAGR	14.95%	N/A
Debt to Equity	0.00%	N/A
Free Cash Flow Yield	14.95%	N/A
P/S Ratio	4.16	0.46
P/B Ratio	0.94	1.75

Market Cap

Winner

ESNT

$5.47B

BRFS

$5.44B

Max Drawdown

Winner

ESNT

64.94%

BRFS

95.99%

Sharpe Ratio

Winner

ESNT

0.05

BRFS

-0.19

5Y Beta

ESNT

0.49

BRFS

N/A

Industry

ESNT

Insurance - Specialty

BRFS

Packaged Foods

P/E Ratio

ESNT

8.26

Winner

BRFS

8.24

Forward P/E

ESNT

8.00

BRFS

N/A

PEG Ratio

ESNT

2.45

Winner

BRFS

0.10

Dividend Yield

ESNT

2.25%

BRFS

N/A

5Y Dividends CAGR

ESNT

10.26%

BRFS

N/A

5Y EPS CAGR

ESNT

14.95%

BRFS

N/A

Debt to Equity

ESNT

0.00%

BRFS

N/A

Free Cash Flow Yield

ESNT

14.95%

BRFS

N/A

P/S Ratio

ESNT

4.16

Winner

BRFS

0.46

P/B Ratio

Winner

ESNT

0.94

BRFS

1.75

ESNT vs BRFS - Historical Returns

Returns include dividend reinvestment.

Period	ESNT	BRFS
1 month	-3.50%	+3.14%
3 months	+2.43%	-2.98%
6 months	-8.20%	+9.12%
1 year	+0.86%	-13.69%
5 years(CAGR)	+6.34%	+0.55%
10 years(CAGR)	+11.87%	-13.54%
Max(CAGR)	+9.60%	+6.00%

ESNT

-3.50%

Winner

BRFS

+3.14%

Winner

ESNT

+2.43%

BRFS

-2.98%

ESNT

-8.20%

Winner

BRFS

+9.12%

Winner

ESNT

+0.86%

BRFS

-13.69%

5Y(CAGR)

Winner

ESNT

+6.34%

BRFS

+0.55%

10Y(CAGR)

Winner

ESNT

+11.87%

BRFS

-13.54%

Max(CAGR)

Winner

ESNT

+9.60%

BRFS

+6.00%

ESNT vs BRFS - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

Year	ESNT	BRFS
2026	-8.62%	N/A
2025	+21.84%	-7.51%
2024	+4.90%	+58.71%
2023	+36.50%	+97.16%
2022	-12.97%	-61.56%
2021	+9.70%	+0.25%
2020	-14.46%	-52.60%
2019	+53.54%	+47.71%
2018	-22.02%	-50.31%
2017	+33.93%	-25.63%
2016	+50.98%	+10.48%
2015	-14.92%	-38.44%
2014	+10.01%	+16.13%
2013	+14.57%	-1.38%
2012	N/A	+6.69%
2011	N/A	+17.07%
2010	N/A	+25.17%
2009	N/A	+92.49%
2008	N/A	-44.74%
2007	N/A	+81.76%
2006	N/A	+20.34%
2005	N/A	+63.68%
2004	N/A	+152.38%
2003	N/A	+150.16%
2002	N/A	-44.85%
2001	N/A	-9.68%

ESNT vs BRFS Drawdown Comparison

The maximum drawdown for ESNT was -64.70%, occurring on Mar 18, 2020. Recovery took 926 trading sessions.

The maximum drawdown for BRFS was -95.83%, occurring on Mar 23, 2023. This drawdown has not yet recovered.

The current ESNT drawdown is -11.56%. The current BRFS drawdown is -85.17%.

Rank	ESNT	BRFS
#1	-64.70% Nov 27, 2019 - Aug 4, 2023	-95.83% Nov 21, 2014 - Mar 23, 2023
#2	-43.52% Jul 20, 2015 - Nov 10, 2016	-67.07% Jan 17, 2001 - Dec 19, 2003
#3	-37.27% Jan 23, 2018 - Sep 20, 2019	-66.88% May 30, 2008 - Dec 21, 2010
#4	-32.32% Feb 18, 2014 - May 8, 2015	-46.64% Feb 1, 2006 - Apr 17, 2007
#5	-18.35% Oct 17, 2024 - Aug 22, 2025	-35.96% Mar 15, 2012 - Jan 3, 2013
#6	-15.41% Dec 18, 2025 - Jun 3, 2026	-35.92% Sep 18, 2013 - Jul 21, 2014
#7	-13.06% Aug 7, 2023 - Dec 21, 2023	-31.68% Mar 4, 2004 - Jul 12, 2004
#8	-12.07% Mar 28, 2024 - Jul 15, 2024	-28.75% Oct 3, 2005 - Jan 5, 2006
#9	-11.04% Aug 7, 2017 - Oct 13, 2017	-27.65% Nov 6, 2007 - May 2, 2008
#10	-10.67% Apr 26, 2017 - Jul 7, 2017	-27.02% Feb 8, 2005 - Jun 30, 2005
#11	-10.20% Sep 18, 2025 - Dec 15, 2025	-25.68% Jul 13, 2007 - Sep 24, 2007
#12	-9.90% Nov 5, 2013 - Dec 20, 2013	-25.06% Apr 29, 2011 - Oct 27, 2011
#13	-9.29% Sep 20, 2019 - Oct 21, 2019	-17.48% Apr 30, 2013 - Sep 6, 2013
#14	-9.06% Oct 20, 2017 - Nov 16, 2017	-15.44% Sep 3, 2014 - Nov 21, 2014
#15	-7.97% Jan 30, 2024 - Mar 20, 2024	-14.80% Sep 17, 2004 - Nov 26, 2004

Correlation

Correlation between ESNT and BRFS is -0.74 which considered as a strong negative correlation - the stocks tend to move in opposite directions.

-0.74

-101

Dividend Comparison (2001 - 2026)

ESNT vs BRFS dividend yield comparison.

Year	ESNT	BRFS
2026	1.20%	0.00%
2025	1.91%	11.38%
2024	2.06%	3.01%
2023	1.90%	0.00%
2022	2.21%	0.00%
2021	1.54%	0.00%
2020	1.48%	0.00%
2019	0.58%	0.00%
2016	0.00%	1.23%
2015	0.00%	3.81%
2014	0.00%	1.23%
2013	0.00%	1.11%
2012	0.00%	0.23%
2011	0.00%	1.69%
2010	0.00%	0.78%
2009	0.00%	0.41%
2008	0.00%	2.95%
2007	0.00%	0.74%
2006	0.00%	1.46%
2005	0.00%	1.40%
2004	0.00%	2.32%
2003	0.00%	2.70%
2002	0.00%	1.63%
2001	0.00%	5.94%