UVSP vs IGIC

Comparison between Univest Financial Corp (UVSP, Company) and International General Insurance Holdings Ltd (IGIC, Company).

Both UVSP and IGIC are from the Financial Services sector.

5-Year PerformanceIGIC has outperformed UVSP, delivering a return of +30.0% compared to +14.7%

UVSP vs IGIC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UVSP(COMPANY)	IGIC(COMPANY)
Market Cap	$1.21B	$1.21B
Max Drawdown	66.70%	33.89%
Sharpe Ratio	1.27	0.84
5Y Beta	0.83	0.60
Industry	Banks - Regional	Insurance - Diversified
P/E Ratio	12.82	9.50
Forward P/E	13.02	9.81
PEG Ratio	0.50	N/A
Dividend Yield	2.01%	0.54%
5Y Dividends CAGR	13.09%	40.53%
5Y EPS CAGR	4.64%	N/A
Debt to Equity	2.75%	0.00%
Free Cash Flow Yield	8.95%	8.95%
P/S Ratio	3.72	2.35
P/B Ratio	1.29	1.83

Market Cap

UVSP

$1.21B

Winner

IGIC

$1.21B

Max Drawdown

UVSP

66.70%

Winner

IGIC

33.89%

Sharpe Ratio

Winner

UVSP

1.27

IGIC

0.84

5Y Beta

UVSP

0.83

Winner

IGIC

0.60

Industry

UVSP

Banks - Regional

IGIC

Insurance - Diversified

P/E Ratio

UVSP

12.82

Winner

IGIC

9.50

Forward P/E

UVSP

13.02

Winner

IGIC

9.81

PEG Ratio

UVSP

0.50

IGIC

N/A

Dividend Yield

Winner

UVSP

2.01%

IGIC

0.54%

5Y Dividends CAGR

UVSP

13.09%

Winner

IGIC

40.53%

5Y EPS CAGR

UVSP

4.64%

IGIC

N/A

Debt to Equity

UVSP

2.75%

Winner

IGIC

0.00%

Free Cash Flow Yield

UVSP

8.95%

Winner

IGIC

8.95%

P/S Ratio

UVSP

3.72

Winner

IGIC

2.35

P/B Ratio

Winner

UVSP

1.29

IGIC

1.83

UVSP vs IGIC - Historical Returns

Returns include dividend reinvestment.

Period	UVSP	IGIC
1 month	+6.38%	+12.49%
3 months	+17.26%	+9.11%
6 months	+35.02%	+26.08%
1 year	+39.40%	+22.47%
5 years(CAGR)	+14.75%	+29.99%
10 years(CAGR)	+11.24%	N/A
Max(CAGR)	+8.32%	+25.56%

UVSP

+6.38%

Winner

IGIC

+12.49%

Winner

UVSP

+17.26%

IGIC

+9.11%

Winner

UVSP

+35.02%

IGIC

+26.08%

Winner

UVSP

+39.40%

IGIC

+22.47%

5Y(CAGR)

UVSP

+14.75%

Winner

IGIC

+29.99%

10Y(CAGR)

UVSP

+11.24%

IGIC

N/A

Max(CAGR)

UVSP

+8.32%

Winner

IGIC

+25.56%

UVSP vs IGIC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	UVSP	IGIC
2026	+37.48%	+18.07%
2025	+16.07%	+7.60%
2024	+38.94%	+91.02%
2023	-11.76%	+58.10%
2022	-11.02%	+2.56%
2021	+50.25%	+5.18%
2020	-19.95%	-1.60%
2019	+26.16%	N/A
2018	-20.77%	N/A
2017	-6.48%	N/A
2016	+56.59%	N/A
2015	+8.74%	N/A
2014	+2.24%	N/A
2013	+20.31%	N/A
2012	+19.38%	N/A
2011	-21.77%	N/A
2010	+12.79%	N/A
2009	-44.90%	N/A
2008	+58.79%	N/A
2007	-29.61%	N/A
2006	+28.43%	N/A
2005	-18.45%	N/A
2004	+13.27%	N/A
2003	+34.55%	N/A
2002	+17.97%	N/A
2001	+63.07%	N/A
2000	-9.17%	N/A
1999	+6.15%	N/A

UVSP vs IGIC Drawdown Comparison

The maximum drawdown for UVSP was -62.00%, occurring on Sep 21, 2011. Recovery took 2046 trading sessions.

The maximum drawdown for IGIC was -33.89%, occurring on May 28, 2020. Recovery took 184 trading sessions.

The current UVSP drawdown is -2.90%. The current IGIC drawdown is -0.85%.

Rank	UVSP	IGIC
#1	-62.00% Sep 30, 2008 - Nov 14, 2016	-33.89% Mar 18, 2020 - Dec 8, 2020
#2	-53.40% Sep 28, 2017 - Mar 8, 2021	-27.26% Aug 26, 2021 - May 23, 2023
#3	-45.42% Jan 6, 2022 - Jul 26, 2024	-19.17% Feb 18, 2025 - Apr 2, 2026
#4	-45.42% Jan 27, 2004 - Sep 16, 2008	-15.64% Dec 9, 2020 - Apr 29, 2021
#5	-24.47% Jan 27, 2000 - Apr 20, 2001	-13.67% Jan 23, 2024 - Mar 28, 2024
#6	-21.09% Mar 3, 2003 - Dec 3, 2003	-13.15% Nov 26, 2024 - Feb 13, 2025
#7	-20.92% Nov 6, 2024 - Jul 3, 2025	-11.07% Jul 30, 2024 - Aug 26, 2024
#8	-16.84% Dec 29, 2016 - Sep 20, 2017	-9.47% Apr 20, 2026 - Jul 1, 2026
#9	-15.44% Jun 8, 2021 - Nov 1, 2021	-8.94% Sep 22, 2023 - Nov 15, 2023
#10	-14.64% Sep 16, 2008 - Sep 18, 2008	-8.42% Dec 11, 2023 - Dec 22, 2023
#11	-14.01% Jul 3, 2025 - Nov 25, 2025	-8.41% Jun 1, 2023 - Jul 31, 2023
#12	-13.61% Jul 26, 2024 - Sep 19, 2024	-7.05% Apr 8, 2024 - May 8, 2024
#13	-12.96% Sep 19, 2008 - Sep 30, 2008	-7.04% Oct 30, 2024 - Nov 7, 2024
#14	-10.59% Nov 11, 2021 - Jan 4, 2022	-6.98% May 17, 2024 - Jul 15, 2024
#15	-9.71% Mar 12, 2021 - Jun 7, 2021	-6.76% Aug 30, 2024 - Sep 19, 2024

Correlation

Correlation between UVSP and IGIC is 0.81 which considered as a strong positive correlation - the stocks tend to move together.

0.81

-101

Dividend Comparison (1999 - 2026)

UVSP vs IGIC dividend yield comparison.

Year	UVSP	IGIC
2026	1.03%	4.55%
2025	2.66%	4.09%
2024	2.85%	2.46%
2023	3.81%	0.31%
2022	3.18%	2.75%
2021	2.67%	4.07%
2020	2.92%	1.11%
2019	2.99%	0.00%
2018	3.71%	0.00%
2017	2.85%	0.00%
2016	2.59%	0.00%
2015	3.84%	0.00%
2014	3.95%	0.00%
2013	3.87%	0.00%
2012	4.68%	0.00%
2011	5.46%	0.00%
2010	4.17%	0.00%
2009	4.56%	0.00%
2008	2.49%	0.00%
2007	3.79%	0.00%
2006	2.56%	0.00%
2005	2.95%	0.00%
2004	2.17%	0.00%
2003	1.89%	0.00%
2002	2.27%	0.00%
2001	2.32%	0.00%
2000	3.31%	0.00%
1999	0.67%	0.00%