UVSP vs FINV

Comparison between Univest Financial Corp (UVSP, Company) and FinVolution Group (FINV, Company).

Both UVSP and FINV are from the Financial Services sector.

5-Year PerformanceUVSP has outperformed FINV, delivering a return of +14.7% compared to -5.0%

UVSP vs FINV - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UVSP(COMPANY)	FINV(COMPANY)
Market Cap	$1.21B	$1.21B
Max Drawdown	66.70%	90.11%
Sharpe Ratio	1.27	-1.25
5Y Beta	0.83	0.60
Industry	Banks - Regional	Credit Services
P/E Ratio	12.82	3.99
Forward P/E	13.02	3.67
PEG Ratio	0.50	N/A
Dividend Yield	2.01%	6.30%
5Y Dividends CAGR	13.09%	27.95%
5Y EPS CAGR	4.64%	1.69%
Debt to Equity	2.75%	8.46%
Free Cash Flow Yield	8.95%	10.25%
P/S Ratio	3.72	0.08
P/B Ratio	1.29	0.48

Market Cap

Winner

UVSP

$1.21B

FINV

$1.21B

Max Drawdown

Winner

UVSP

66.70%

FINV

90.11%

Sharpe Ratio

Winner

UVSP

1.27

FINV

-1.25

5Y Beta

UVSP

0.83

Winner

FINV

0.60

Industry

UVSP

Banks - Regional

FINV

Credit Services

P/E Ratio

UVSP

12.82

Winner

FINV

3.99

Forward P/E

UVSP

13.02

Winner

FINV

3.67

PEG Ratio

UVSP

0.50

FINV

N/A

Dividend Yield

UVSP

2.01%

Winner

FINV

6.30%

5Y Dividends CAGR

UVSP

13.09%

Winner

FINV

27.95%

5Y EPS CAGR

Winner

UVSP

4.64%

FINV

1.69%

Debt to Equity

Winner

UVSP

2.75%

FINV

8.46%

Free Cash Flow Yield

UVSP

8.95%

Winner

FINV

10.25%

P/S Ratio

UVSP

3.72

Winner

FINV

0.08

P/B Ratio

UVSP

1.29

Winner

FINV

0.48

UVSP vs FINV - Historical Returns

Returns include dividend reinvestment.

Period	UVSP	FINV
1 month	+6.38%	-2.46%
3 months	+17.26%	+1.65%
6 months	+35.02%	+0.84%
1 year	+39.40%	-49.02%
5 years(CAGR)	+14.75%	-5.03%
10 years(CAGR)	+11.24%	-6.88%
Max(CAGR)	+8.32%	-6.88%

Winner

UVSP

+6.38%

FINV

-2.46%

Winner

UVSP

+17.26%

FINV

+1.65%

Winner

UVSP

+35.02%

FINV

+0.84%

Winner

UVSP

+39.40%

FINV

-49.02%

5Y(CAGR)

Winner

UVSP

+14.75%

FINV

-5.03%

10Y(CAGR)

Winner

UVSP

+11.24%

FINV

-6.88%

Max(CAGR)

Winner

UVSP

+8.32%

FINV

-6.88%

UVSP vs FINV - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	UVSP	FINV
2026	+37.48%	-3.21%
2025	+16.07%	-19.90%
2024	+38.94%	+47.78%
2023	-11.76%	+2.75%
2022	-11.02%	+3.87%
2021	+50.25%	+93.64%
2020	-19.95%	+2.29%
2019	+26.16%	-24.82%
2018	-20.77%	-49.93%
2017	-6.48%	-45.64%
2016	+56.59%	N/A
2015	+8.74%	N/A
2014	+2.24%	N/A
2013	+20.31%	N/A
2012	+19.38%	N/A
2011	-21.77%	N/A
2010	+12.79%	N/A
2009	-44.90%	N/A
2008	+58.79%	N/A
2007	-29.61%	N/A
2006	+28.43%	N/A
2005	-18.45%	N/A
2004	+13.27%	N/A
2003	+34.55%	N/A
2002	+17.97%	N/A
2001	+63.07%	N/A
2000	-9.17%	N/A
1999	+6.15%	N/A

UVSP vs FINV Drawdown Comparison

The maximum drawdown for UVSP was -62.00%, occurring on Sep 21, 2011. Recovery took 2046 trading sessions.

The maximum drawdown for FINV was -89.65%, occurring on Mar 18, 2020. Recovery took 1844 trading sessions.

The current UVSP drawdown is -2.90%. The current FINV drawdown is -52.34%.

Rank	UVSP	FINV
#1	-62.00% Sep 30, 2008 - Nov 14, 2016	-89.65% Nov 13, 2017 - Mar 18, 2025
#2	-53.40% Sep 28, 2017 - Mar 8, 2021	-56.42% Jul 11, 2025 - Mar 26, 2026
#3	-45.42% Jan 6, 2022 - Jul 26, 2024	-31.90% Mar 18, 2025 - Jul 11, 2025
#4	-45.42% Jan 27, 2004 - Sep 16, 2008	N/A
#5	-24.47% Jan 27, 2000 - Apr 20, 2001	N/A
#6	-21.09% Mar 3, 2003 - Dec 3, 2003	N/A
#7	-20.92% Nov 6, 2024 - Jul 3, 2025	N/A
#8	-16.84% Dec 29, 2016 - Sep 20, 2017	N/A
#9	-15.44% Jun 8, 2021 - Nov 1, 2021	N/A
#10	-14.64% Sep 16, 2008 - Sep 18, 2008	N/A
#11	-14.01% Jul 3, 2025 - Nov 25, 2025	N/A
#12	-13.61% Jul 26, 2024 - Sep 19, 2024	N/A
#13	-12.96% Sep 19, 2008 - Sep 30, 2008	N/A
#14	-10.59% Nov 11, 2021 - Jan 4, 2022	N/A
#15	-9.71% Mar 12, 2021 - Jun 7, 2021	N/A

Correlation

Correlation between UVSP and FINV is 0.61 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.61

-101

Dividend Comparison (1999 - 2026)

UVSP vs FINV dividend yield comparison.

Year	UVSP	FINV
2026	1.03%	6.44%
2025	2.66%	5.30%
2024	2.85%	3.49%
2023	3.81%	4.39%
2022	3.18%	4.13%
2021	2.67%	3.45%
2020	2.92%	4.49%
2019	2.99%	7.17%
2018	3.71%	0.00%
2017	2.85%	0.00%
2016	2.59%	0.00%
2015	3.84%	0.00%
2014	3.95%	0.00%
2013	3.87%	0.00%
2012	4.68%	0.00%
2011	5.46%	0.00%
2010	4.17%	0.00%
2009	4.56%	0.00%
2008	2.49%	0.00%
2007	3.79%	0.00%
2006	2.56%	0.00%
2005	2.95%	0.00%
2004	2.17%	0.00%
2003	1.89%	0.00%
2002	2.27%	0.00%
2001	2.32%	0.00%
2000	3.31%	0.00%
1999	0.67%	0.00%