UVE vs MBINM

Comparison between Universal Insurance Holdings Inc (UVE, Company) and Merchants Bancorp (MBINM, Company).

Both UVE and MBINM are from the Financial Services sector.

UVE vs MBINM - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UVE(COMPANY)	MBINM(COMPANY)
Market Cap	$1.17B	$1.17B
Max Drawdown	82.74%	24.68%
Sharpe Ratio	1.53	0.77
5Y Beta	0.43	0.10
Industry	Insurance - Property & Casualty	Banks - Regional
P/E Ratio	14.68	5.10
Forward P/E	9.98	N/A
PEG Ratio	0.03	N/A
Dividend Yield	1.52%	1.61%
5Y Dividends CAGR	3.85%	N/A
5Y EPS CAGR	N/A	24.18%
Debt to Equity	17.15%	0.00%
Free Cash Flow Yield	29.58%	-94.55%
P/S Ratio	0.73	N/A
P/B Ratio	2.05	N/A

Market Cap

UVE

$1.17B

Winner

MBINM

$1.17B

Max Drawdown

UVE

82.74%

Winner

MBINM

24.68%

Sharpe Ratio

Winner

UVE

1.53

MBINM

0.77

5Y Beta

UVE

0.43

Winner

MBINM

0.10

Industry

UVE

Insurance - Property & Casualty

MBINM

Banks - Regional

P/E Ratio

UVE

14.68

Winner

MBINM

5.10

Forward P/E

UVE

9.98

MBINM

N/A

PEG Ratio

UVE

0.03

MBINM

N/A

Dividend Yield

UVE

1.52%

Winner

MBINM

1.61%

5Y Dividends CAGR

UVE

3.85%

MBINM

N/A

5Y EPS CAGR

UVE

N/A

MBINM

24.18%

Debt to Equity

UVE

17.15%

Winner

MBINM

0.00%

Free Cash Flow Yield

Winner

UVE

29.58%

MBINM

-94.55%

P/S Ratio

UVE

0.73

MBINM

N/A

P/B Ratio

UVE

2.05

MBINM

N/A

UVE vs MBINM - Historical Returns

Returns include dividend reinvestment.

Period	UVE	MBINM
1 month	+11.36%	+1.60%
3 months	+23.06%	+3.62%
6 months	+39.43%	+5.58%
1 year	+77.74%	+10.70%
5 years(CAGR)	+31.18%	N/A
10 years(CAGR)	+12.46%	N/A
Max(CAGR)	+42.09%	+9.17%

Winner

UVE

+11.36%

MBINM

+1.60%

Winner

UVE

+23.06%

MBINM

+3.62%

Winner

UVE

+39.43%

MBINM

+5.58%

Winner

UVE

+77.74%

MBINM

+10.70%

5Y(CAGR)

UVE

+31.18%

MBINM

N/A

10Y(CAGR)

UVE

+12.46%

MBINM

N/A

Max(CAGR)

Winner

UVE

+42.09%

MBINM

+9.17%

UVE vs MBINM - Annual Returns (2003 - 2026)

Returns include dividend reinvestment.

Year	UVE	MBINM
2026	+34.07%	+4.30%
2025	+69.14%	+5.02%
2024	+34.72%	+13.11%
2023	+63.64%	-4.27%
2022	-33.62%	+13.84%
2021	+18.44%	N/A
2020	-42.63%	N/A
2019	-23.28%	N/A
2018	+41.72%	N/A
2017	-2.19%	N/A
2016	+30.37%	N/A
2015	+20.11%	N/A
2014	+52.90%	N/A
2013	+241.75%	N/A
2012	+33.79%	N/A
2011	-21.80%	N/A
2010	-14.33%	N/A
2009	+158.64%	N/A
2008	-62.02%	N/A
2007	+165.21%	N/A
2006	+256.70%	N/A
2005	+1440.00%	N/A
2004	+0.00%	N/A
2003	+25.00%	N/A

UVE vs MBINM Drawdown Comparison

The maximum drawdown for UVE was -80.50%, occurring on Oct 10, 2008. Recovery took 1397 trading sessions.

The maximum drawdown for MBINM was -22.66%, occurring on May 4, 2023. Recovery took 244 trading sessions.

The current UVE drawdown is -2.00%.

Rank	UVE	MBINM
#1	-80.50% Oct 8, 2007 - Apr 26, 2013	-22.66% Dec 30, 2022 - Dec 20, 2023
#2	-79.58% Sep 26, 2018 - Apr 24, 2026	-5.55% Dec 20, 2023 - Jan 30, 2024
#3	-66.67% Aug 19, 2003 - Nov 15, 2005	-4.37% Dec 15, 2022 - Dec 30, 2022
#4	-54.13% Oct 23, 2015 - May 9, 2018	-4.34% Sep 23, 2024 - Dec 9, 2024
#5	-50.00% Jun 6, 2003 - Jul 22, 2003	-3.90% Dec 30, 2025 - Apr 15, 2026
#6	-46.15% Jul 6, 2006 - Sep 29, 2006	-3.71% Jan 17, 2025 - Jul 24, 2025
#7	-40.00% Jul 29, 2003 - Aug 19, 2003	-3.56% Sep 29, 2025 - Dec 10, 2025
#8	-36.27% Nov 27, 2006 - Jan 16, 2007	-3.49% Dec 1, 2022 - Dec 13, 2022
#9	-35.71% Nov 18, 2005 - Dec 12, 2005	-3.12% Apr 8, 2024 - May 1, 2024
#10	-33.57% Mar 24, 2006 - Jun 7, 2006	-3.09% Feb 21, 2024 - Mar 15, 2024
#11	-30.69% Dec 27, 2013 - Mar 6, 2014	-2.55% May 20, 2024 - Jul 12, 2024
#12	-28.62% Jun 21, 2007 - Sep 26, 2007	-2.54% Dec 9, 2024 - Jan 17, 2025
#13	-27.96% Oct 16, 2006 - Nov 24, 2006	-2.38% Jan 30, 2024 - Feb 21, 2024
#14	-24.08% May 5, 2014 - Oct 28, 2014	-2.28% May 3, 2024 - May 20, 2024
#15	-22.64% Aug 5, 2015 - Oct 5, 2015	-2.13% Jul 25, 2024 - Aug 26, 2024

Correlation

Correlation between UVE and MBINM is 0.91 which considered as a very strong positive correlation - the stocks move almost identically together.

0.91

-101

Dividend Comparison (2006 - 2026)

UVE vs MBINM dividend yield comparison.

Year	UVE	MBINM
2026	0.76%	4.04%
2025	2.28%	8.13%
2024	3.66%	8.03%
2023	4.82%	8.54%
2022	7.27%	1.94%
2021	4.53%	0.00%
2020	5.10%	0.00%
2019	2.75%	0.00%
2018	1.93%	0.00%
2017	2.52%	0.00%
2016	2.43%	0.00%
2015	2.72%	0.00%
2014	2.69%	0.00%
2013	3.38%	0.00%
2012	10.50%	0.00%
2011	8.94%	0.00%
2010	6.57%	0.00%
2009	9.20%	0.00%
2008	20.16%	0.00%
2007	2.70%	0.00%
2006	4.66%	0.00%