UVE vs CCB

Comparison between Universal Insurance Holdings Inc (UVE, Company) and Coastal Financial Corp (CCB, Company).

Both UVE and CCB are from the Financial Services sector.

5-Year PerformanceUVE has outperformed CCB, delivering a return of +31.2% compared to +22.2%

UVE vs CCB - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UVE(COMPANY)	CCB(COMPANY)
Market Cap	$1.17B	$1.16B
Max Drawdown	82.74%	50.22%
Sharpe Ratio	1.53	-0.56
5Y Beta	0.43	1.08
Industry	Insurance - Property & Casualty	Banks - Regional
P/E Ratio	14.68	23.49
Forward P/E	9.98	17.79
PEG Ratio	0.03	N/A
Dividend Yield	1.52%	N/A
5Y Dividends CAGR	3.85%	N/A
5Y EPS CAGR	N/A	23.47%
Debt to Equity	17.15%	0.00%
Free Cash Flow Yield	29.58%	21.58%
P/S Ratio	0.73	3.27
P/B Ratio	2.05	2.38

Market Cap

Winner

UVE

$1.17B

CCB

$1.16B

Max Drawdown

UVE

82.74%

Winner

CCB

50.22%

Sharpe Ratio

Winner

UVE

1.53

CCB

-0.56

5Y Beta

Winner

UVE

0.43

CCB

1.08

Industry

UVE

Insurance - Property & Casualty

CCB

Banks - Regional

P/E Ratio

Winner

UVE

14.68

CCB

23.49

Forward P/E

Winner

UVE

9.98

CCB

17.79

PEG Ratio

UVE

0.03

CCB

N/A

Dividend Yield

UVE

1.52%

CCB

N/A

5Y Dividends CAGR

UVE

3.85%

CCB

N/A

5Y EPS CAGR

UVE

N/A

CCB

23.47%

Debt to Equity

UVE

17.15%

Winner

CCB

0.00%

Free Cash Flow Yield

Winner

UVE

29.58%

CCB

21.58%

P/S Ratio

Winner

UVE

0.73

CCB

3.27

P/B Ratio

Winner

UVE

2.05

CCB

2.38

UVE vs CCB - Historical Returns

Returns include dividend reinvestment.

Period	UVE	CCB
1 month	+11.36%	+10.03%
3 months	+23.06%	-4.42%
6 months	+39.43%	-32.90%
1 year	+77.74%	-23.04%
5 years(CAGR)	+31.18%	+22.15%
10 years(CAGR)	+12.46%	N/A
Max(CAGR)	+42.09%	+21.68%

Winner

UVE

+11.36%

CCB

+10.03%

Winner

UVE

+23.06%

CCB

-4.42%

Winner

UVE

+39.43%

CCB

-32.90%

Winner

UVE

+77.74%

CCB

-23.04%

5Y(CAGR)

Winner

UVE

+31.18%

CCB

+22.15%

10Y(CAGR)

UVE

+12.46%

CCB

N/A

Max(CAGR)

Winner

UVE

+42.09%

CCB

+21.68%

UVE vs CCB - Annual Returns (2003 - 2026)

Returns include dividend reinvestment.

Year	UVE	CCB
2026	+34.07%	-30.74%
2025	+69.14%	+35.21%
2024	+34.72%	+93.95%
2023	+63.64%	-4.21%
2022	-33.62%	-4.60%
2021	+18.44%	+152.72%
2020	-42.63%	+29.23%
2019	-23.28%	+9.80%
2018	+41.72%	-7.13%
2017	-2.19%	N/A
2016	+30.37%	N/A
2015	+20.11%	N/A
2014	+52.90%	N/A
2013	+241.75%	N/A
2012	+33.79%	N/A
2011	-21.80%	N/A
2010	-14.33%	N/A
2009	+158.64%	N/A
2008	-62.02%	N/A
2007	+165.21%	N/A
2006	+256.70%	N/A
2005	+1440.00%	N/A
2004	+0.00%	N/A
2003	+25.00%	N/A

UVE vs CCB Drawdown Comparison

The maximum drawdown for UVE was -80.50%, occurring on Oct 10, 2008. Recovery took 1397 trading sessions.

The maximum drawdown for CCB was -50.22%, occurring on Mar 18, 2020. Recovery took 197 trading sessions.

The current UVE drawdown is -2.00%. The current CCB drawdown is -34.04%.

Rank	UVE	CCB
#1	-80.50% Oct 8, 2007 - Apr 26, 2013	-50.22% Jan 30, 2020 - Nov 9, 2020
#2	-79.58% Sep 26, 2018 - Apr 24, 2026	-42.99% Jan 8, 2026 - Jun 3, 2026
#3	-66.67% Aug 19, 2003 - Nov 15, 2005	-39.02% Dec 7, 2022 - Aug 30, 2024
#4	-54.13% Oct 23, 2015 - May 9, 2018	-32.48% Jan 7, 2022 - Dec 7, 2022
#5	-50.00% Jun 6, 2003 - Jul 22, 2003	-30.56% Sep 12, 2018 - Jan 30, 2020
#6	-46.15% Jul 6, 2006 - Sep 29, 2006	-21.55% Mar 3, 2025 - Jul 2, 2025
#7	-40.00% Jul 29, 2003 - Aug 19, 2003	-18.64% Mar 12, 2021 - May 10, 2021
#8	-36.27% Nov 27, 2006 - Jan 16, 2007	-15.71% Sep 26, 2025 - Dec 22, 2025
#9	-35.71% Nov 18, 2005 - Dec 12, 2005	-13.98% May 10, 2021 - Sep 29, 2021
#10	-33.57% Mar 24, 2006 - Jun 7, 2006	-13.67% Nov 24, 2021 - Dec 17, 2021
#11	-30.69% Dec 27, 2013 - Mar 6, 2014	-11.21% Dec 15, 2020 - Feb 11, 2021
#12	-28.62% Jun 21, 2007 - Sep 26, 2007	-11.19% Jul 9, 2025 - Aug 13, 2025
#13	-27.96% Oct 16, 2006 - Nov 24, 2006	-8.55% Aug 30, 2024 - Sep 30, 2024
#14	-24.08% May 5, 2014 - Oct 28, 2014	-8.07% Dec 16, 2024 - Dec 30, 2024
#15	-22.64% Aug 5, 2015 - Oct 5, 2015	-7.34% Dec 30, 2024 - Jan 28, 2025