URBN vs PAYC

Comparison between Urban Outfitters Inc (URBN, Company) and Paycom Software Inc (PAYC, Company).

URBN is from the Consumer Cyclical sector, while PAYC is from the Technology sector.

5-Year PerformanceURBN has outperformed PAYC, delivering a return of +16.9% compared to -16.1%

URBN vs PAYC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	URBN(COMPANY)	PAYC(COMPANY)
Market Cap	$6.43B	$6.43B
Max Drawdown	76.18%	79.47%
Sharpe Ratio	0.54	-1.71
5Y Beta	1.26	0.80
Industry	Apparel Retail	Software - Application
P/E Ratio	13.82	15.31
Forward P/E	11.75	13.66
PEG Ratio	0.72	0.55
Dividend Yield	N/A	1.06%
5Y EPS CAGR	234.15%	29.08%
Debt to Equity	0.00%	83.16%
Free Cash Flow Yield	4.90%	6.93%
P/S Ratio	1.04	3.07
P/B Ratio	2.09	8.11

Market Cap

URBN

$6.43B

Winner

PAYC

$6.43B

Max Drawdown

Winner

URBN

76.18%

PAYC

79.47%

Sharpe Ratio

Winner

URBN

0.54

PAYC

-1.71

5Y Beta

URBN

1.26

Winner

PAYC

0.80

Industry

URBN

Apparel Retail

PAYC

Software - Application

P/E Ratio

Winner

URBN

13.82

PAYC

15.31

Forward P/E

Winner

URBN

11.75

PAYC

13.66

PEG Ratio

URBN

0.72

Winner

PAYC

0.55

Dividend Yield

URBN

N/A

PAYC

1.06%

5Y EPS CAGR

Winner

URBN

234.15%

PAYC

29.08%

Debt to Equity

Winner

URBN

0.00%

PAYC

83.16%

Free Cash Flow Yield

URBN

4.90%

Winner

PAYC

6.93%

P/S Ratio

Winner

URBN

1.04

PAYC

3.07

P/B Ratio

Winner

URBN

2.09

PAYC

8.11

URBN vs PAYC - Historical Returns

Returns include dividend reinvestment.

Period	URBN	PAYC
1 month	-1.27%	+3.00%
3 months	+7.92%	+17.44%
6 months	+15.05%	-16.72%
1 year	+23.76%	-47.35%
5 years(CAGR)	+16.88%	-16.08%
10 years(CAGR)	+9.98%	+12.89%
Max(CAGR)	+13.08%	+19.86%

URBN

-1.27%

Winner

PAYC

+3.00%

URBN

+7.92%

Winner

PAYC

+17.44%

Winner

URBN

+15.05%

PAYC

-16.72%

Winner

URBN

+23.76%

PAYC

-47.35%

5Y(CAGR)

Winner

URBN

+16.88%

PAYC

-16.08%

10Y(CAGR)

URBN

+9.98%

Winner

PAYC

+12.89%

Max(CAGR)

URBN

+13.08%

Winner

PAYC

+19.86%

URBN vs PAYC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	URBN	PAYC
2026	-2.10%	-11.60%
2025	+32.41%	-20.31%
2024	+53.60%	+1.00%
2023	+47.11%	-31.82%
2022	-19.97%	-23.37%
2021	+19.59%	-2.93%
2020	-8.01%	+66.39%
2019	-16.33%	+121.19%
2018	-7.37%	+52.23%
2017	+22.67%	+72.86%
2016	+25.19%	+26.47%
2015	-35.19%	+44.40%
2014	-7.01%	+71.53%
2013	-9.47%	N/A
2012	+41.84%	N/A
2011	-22.26%	N/A
2010	+2.58%	N/A
2009	+121.32%	N/A
2008	-45.31%	N/A
2007	+14.92%	N/A
2006	-7.73%	N/A
2005	+15.44%	N/A
2004	+141.83%	N/A
2003	+207.59%	N/A
2002	-3.99%	N/A
2001	+196.87%	N/A
2000	-71.13%	N/A
1999	+29.12%	N/A

URBN vs PAYC Drawdown Comparison

The maximum drawdown for URBN was -76.18%, occurring on Dec 18, 2000. Recovery took 573 trading sessions.

The maximum drawdown for PAYC was -79.00%, occurring on Apr 10, 2026. This drawdown has not yet recovered.

The current URBN drawdown is -10.81%. The current PAYC drawdown is -75.16%.

Rank	URBN	PAYC
#1	-76.18% Dec 31, 1999 - Apr 17, 2002	-79.00% Nov 2, 2021 - Apr 10, 2026
#2	-73.80% Aug 14, 2018 - Dec 2, 2024	-51.14% Feb 4, 2020 - Oct 5, 2020
#3	-65.54% Sep 8, 2008 - Mar 26, 2010	-50.80% Nov 4, 2015 - Jul 11, 2016
#4	-65.22% Mar 20, 2015 - Jun 11, 2018	-34.32% Dec 22, 2020 - Aug 6, 2021
#5	-58.09% Nov 23, 2005 - Apr 25, 2008	-31.70% Sep 14, 2018 - Feb 6, 2019
#6	-53.75% Jun 18, 2002 - Jun 5, 2003	-25.28% Aug 27, 2019 - Nov 20, 2019
#7	-46.01% Apr 26, 2010 - Jan 2, 2013	-24.94% Oct 24, 2016 - Feb 15, 2017
#8	-35.36% May 17, 2013 - Mar 13, 2015	-23.63% Apr 17, 2014 - Aug 15, 2014
#9	-28.46% Jan 21, 2025 - May 15, 2025	-21.64% Sep 19, 2014 - Nov 5, 2014
#10	-26.32% Dec 15, 2025 - Mar 30, 2026	-20.31% May 14, 2015 - Aug 17, 2015
#11	-25.34% Aug 6, 2025 - Dec 11, 2025	-19.37% Nov 28, 2014 - Jan 28, 2015
#12	-18.05% Jul 22, 2005 - Oct 21, 2005	-17.30% Apr 18, 2018 - Aug 1, 2018
#13	-17.92% Nov 12, 2004 - Mar 7, 2005	-16.84% Aug 17, 2015 - Oct 16, 2015
#14	-17.37% Dec 8, 1999 - Dec 27, 1999	-14.24% Mar 19, 2015 - May 7, 2015
#15	-16.80% Apr 29, 2008 - Aug 8, 2008	-13.62% Oct 16, 2015 - Nov 4, 2015