PAYC vs SPY

Comparison between Paycom Software Inc (PAYC, Company) and SPDR S&P 500 ETF Trust (SPY, ETF).

5-Year PerformanceSPY has outperformed PAYC, delivering a return of +13.9% compared to -15.1%

PAYC vs SPY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PAYC(COMPANY)	SPY(ETF)
Market Cap / Net Assets	$6.29B	$735B
Expense Ratio	N/A	0.09%
Max Drawdown	79.47%	56.47%
Sharpe Ratio	-1.57	1.71
5Y Beta	0.82	1.00
Industry	Software - Application	N/A
P/E Ratio	14.97	28.81
Forward P/E	13.24	22.10
PEG Ratio	0.54	N/A
Dividend Yield	1.12%	N/A
5Y Dividends CAGR	N/A	5.43%
5Y EPS CAGR	29.08%	25.84%
Debt to Equity	83.16%	34.16%
Free Cash Flow Yield	7.09%	N/A
P/S Ratio	3.00	3.69
P/B Ratio	7.86	5.54

Market Cap / Net Assets

PAYC

$6.29B

Winner

SPY

$735B

Expense Ratio

PAYC

N/A

SPY

0.09%

Max Drawdown

PAYC

79.47%

Winner

SPY

56.47%

Sharpe Ratio

PAYC

-1.57

Winner

SPY

1.71

5Y Beta

Winner

PAYC

0.82

SPY

1.00

Industry

PAYC

Software - Application

SPY

N/A

P/E Ratio

Winner

PAYC

14.97

SPY

28.81

Forward P/E

Winner

PAYC

13.24

SPY

22.10

PEG Ratio

PAYC

0.54

SPY

N/A

Dividend Yield

PAYC

1.12%

SPY

N/A

5Y Dividends CAGR

PAYC

N/A

SPY

5.43%

5Y EPS CAGR

Winner

PAYC

29.08%

SPY

25.84%

Debt to Equity

PAYC

83.16%

Winner

SPY

34.16%

Free Cash Flow Yield

PAYC

7.09%

SPY

N/A

P/S Ratio

Winner

PAYC

3.00

SPY

3.69

P/B Ratio

PAYC

7.86

Winner

SPY

5.54

PAYC vs SPY - Historical Returns

Returns include dividend reinvestment.

Period	PAYC	SPY
1 month	+9.65%	+4.01%
3 months	+12.35%	+7.93%
6 months	-13.29%	+12.54%
1 year	-46.02%	+25.60%
5 years(CAGR)	-15.06%	+13.94%
10 years(CAGR)	+13.33%	+15.56%
Max(CAGR)	+20.23%	+8.49%

Winner

PAYC

+9.65%

SPY

+4.01%

Winner

PAYC

+12.35%

SPY

+7.93%

PAYC

-13.29%

Winner

SPY

+12.54%

PAYC

-46.02%

Winner

SPY

+25.60%

5Y(CAGR)

PAYC

-15.06%

Winner

SPY

+13.94%

10Y(CAGR)

PAYC

+13.33%

Winner

SPY

+15.56%

Max(CAGR)

Winner

PAYC

+20.23%

SPY

+8.49%

PAYC vs SPY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	PAYC	SPY
2026	-8.43%	+8.42%
2025	-20.31%	+18.00%
2024	+1.00%	+25.59%
2023	-31.82%	+26.72%
2022	-23.37%	-18.64%
2021	-2.93%	+30.52%
2020	+66.39%	+17.28%
2019	+121.19%	+31.09%
2018	+52.23%	-5.24%
2017	+72.86%	+20.78%
2016	+26.47%	+13.59%
2015	+44.40%	+1.31%
2014	+71.53%	+14.56%
2013	N/A	+29.00%
2012	N/A	+14.17%
2011	N/A	+0.85%
2010	N/A	+13.14%
2009	N/A	+22.67%
2008	N/A	-36.25%
2007	N/A	+5.32%
2006	N/A	+13.85%
2005	N/A	+5.32%
2004	N/A	+10.75%
2003	N/A	+24.18%
2002	N/A	-22.42%
2001	N/A	-10.13%
2000	N/A	-8.84%
1999	N/A	+8.61%

PAYC vs SPY Drawdown Comparison

The maximum drawdown for PAYC was -79.00%, occurring on Apr 10, 2026. This drawdown has not yet recovered.

The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.

The current PAYC drawdown is -74.27%. The current SPY drawdown is -1.27%.

Rank	PAYC	SPY
#1	-79.00% Nov 2, 2021 - Apr 10, 2026	-55.20% Oct 9, 2007 - Aug 16, 2012
#2	-51.14% Feb 4, 2020 - Oct 5, 2020	-47.50% Mar 24, 2000 - Oct 26, 2006
#3	-50.80% Nov 4, 2015 - Jul 11, 2016	-33.70% Feb 19, 2020 - Aug 10, 2020
#4	-34.32% Dec 22, 2020 - Aug 6, 2021	-24.50% Jan 3, 2022 - Dec 13, 2023
#5	-31.70% Sep 14, 2018 - Feb 6, 2019	-19.34% Sep 20, 2018 - Apr 12, 2019
#6	-25.28% Aug 27, 2019 - Nov 20, 2019	-18.76% Feb 19, 2025 - Jun 26, 2025
#7	-24.94% Oct 24, 2016 - Feb 15, 2017	-13.02% Jul 20, 2015 - Apr 18, 2016
#8	-23.63% Apr 17, 2014 - Aug 15, 2014	-10.10% Jan 26, 2018 - Aug 6, 2018
#9	-21.64% Sep 19, 2014 - Nov 5, 2014	-9.44% Sep 2, 2020 - Nov 11, 2020
#10	-20.31% May 14, 2015 - Aug 17, 2015	-9.30% Jan 19, 2000 - Mar 17, 2000
#11	-19.37% Nov 28, 2014 - Jan 28, 2015	-9.05% Jul 19, 2007 - Oct 5, 2007
#12	-17.30% Apr 18, 2018 - Aug 1, 2018	-8.88% Jan 27, 2026 - Apr 14, 2026
#13	-16.84% Aug 17, 2015 - Oct 16, 2015	-8.41% Jul 16, 2024 - Sep 19, 2024
#14	-14.24% Mar 19, 2015 - May 7, 2015	-7.35% Sep 14, 2012 - Jan 2, 2013
#15	-13.62% Oct 16, 2015 - Nov 4, 2015	-7.27% Sep 18, 2014 - Oct 31, 2014

Correlation

Correlation between PAYC and SPY is 0.47 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.47

-101

Dividend Comparison (1999 - 2026)

PAYC vs SPY dividend yield comparison.

Year	PAYC	SPY
2026	0.27%	0.24%
2025	0.94%	1.07%
2024	0.73%	1.21%
2023	0.54%	1.40%
2022	0.00%	1.65%
2021	0.00%	1.20%
2020	0.00%	1.52%
2019	0.00%	1.75%
2018	0.00%	2.04%
2017	0.00%	1.80%
2016	0.00%	2.03%
2015	0.00%	2.06%
2014	0.00%	1.87%
2013	0.00%	1.81%
2012	0.00%	2.18%
2011	0.00%	2.05%
2010	0.00%	1.80%
2009	0.00%	1.95%
2008	0.00%	3.02%
2007	0.00%	1.85%
2006	0.00%	1.73%
2005	0.00%	1.73%
2004	0.00%	1.82%
2003	0.00%	1.47%
2002	0.00%	1.70%
2001	0.00%	1.25%
2000	0.00%	1.15%
1999	0.00%	0.24%